Do I need to tell my insurance company if my property is undergoing renovations?


Yes you do. You must immediately tell us about any renovations you intend to make to your property as this is considered a material fact. Material facts are ones that might influence our decision to insure you, the conditions of the insurance or the premium we want to charge. If you are not sure whether a fact is material, you should tell us about it. If you do not tell us about any change to a material fact, your home insurance will no longer be valid.


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