What are the excesses on the policy?


The excess if the part of the claim settlement that you will be responsible for.

Buildings Cover

  • The first €1000 of every claim for subsidence, heave or landslip
  • The first €500 of every claim for escape of water from and frost damage to fixed water tanks, apparatus or pipes
  • The first €350 of every other claim (Where a single incident results in a claim under more than one policy section, only one excess will apply)

Contents Cover

  • The first €500 of every claim for escape of water from and frost damage to fixed water tanks, apparatus or pipes
  • The first €350 of every other claim (Where a single incident results in a claim under more than one policy section, only one excess will apply)

Personal Possessions and Valuables

  • The first €75 of every other claim (Where a single incident results in a claim under more than one policy section, only one excess will apply)

Other Excesses

  • Pedal Cycles - €75
  • Money and Credit Card Cover - €100

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