How do I submit documents online?
We make car insurance simple, fast, and affordable — all online. Plus, we offer Comprehensive cover tailored to your needs, flexible payment options and telematics policies.
With excellent customer service and over 130,000 customers across Ireland, its4women.ie is a trusted choice for affordable, reliable motor insurance online.
How long will it take to receive my policy documents?
Not at all. While we’re known for offering women’s car insurance that's flexible and rewarding, its4women.ie is for everyone. We welcome all drivers, regardless of gender, and offer great value cover to suit a wide range of needs.
Can I still get a Multicar discount if our renewal dates are different?
Yes, you can. While we don’t offer multi-car policies, you can take out separate policies for each car under your name. However, your no claims bonus can only be used on one car policy at a time.
Can I get another copy of my documents?
Yes — but only if your vehicle is less than 4 years old. An NCT (National Car Test) is required when the car is 4 years old then every 2 years thereafter until its 10th anniversary. After that, an annual NCT test is required. You must also ensure that your vehicle is kept in a roadworthy condition at all times.
Can I get a discount on my quote?
It depends on a number of factors, car insurance isn’t “one size fits all”. Insurers will consider your age, location, driving experience, car type and driving history (e.g. accidents, claims, speeding offences, number of penalty points etc) . You can get a free, no-obligation quote in minutes on our website.
Where can I find my policy documents?
Generally, yes. Older cars can be costlier to insure due to repair costs and lack of safety features but on the flip side, newer cars are more expensive to replace due to their value and advanced technological systems. Every car and every quote is unique just like every driver — we’ll assess your details to give the best price possible.
When will I receive my Car Insurance certificate?
Sometimes — If your policy includes the Driving Other Cars Extension, you may be covered third party only to drive someone else’s car. This extension only applies to policyholders and isn’t standard on all policies. Plus, any damage caused to the car itself won’t be covered which means you would be liable for any damage costs. You’ll find this benefit in your Certificate of Motor Insurance or Policy Schedule if included.
What information do I need to provide to receive my certificate and disc?
Yes! We offer the ability to pay monthly via direct debit for both standard and telematics policies. Service charges may apply — check our Terms of Business.
Do I need to send you documents before purchasing a policy?
Insurers can no longer use gender as a rating factor when pricing insurance. Your car insurance quote is based on factors such as age, location, driving experience, car type and driving history.
Does the value of my car affect my insurance premium?
Yes, it can affect your car insurance cost. Higher-value cars (such as new cars and electric cars) may have higher premiums due to the cost of repair or replacement if damaged or stolen.
Does driver age impact the cost of car insurance?
Yes — younger and less experienced drivers often pay more for car insurance due to a higher risk profile. Your age is one of many factors considered in preparing a car insurance quote.
Which countries does its4women car insurance cover me in?
You’re covered in the Republic of Ireland, Great Britain, Northern Ireland, the Isle of Man and the Channel Islands including travel by sea between ports. Your cover is automatically extended up to 60 days in any country which is a member of the European Union and European Economic Area (EEA) plus Switzerland.
Can I get a car insurance quote before purchasing a vehicle?
Yes, you can! Simply use the make, model, and estimated value of the car you're planning to buy to get a quote online.
Can I drive a new car without insurance?
No — car insurance is a legal requirement to drive in Ireland. You must have insurance to compensate someone for damages and injury in an accident you cause. You’ll need to arrange motor insurance cover before driving the car, even for a short distance.
Can I get car insurance same day?
Yes! You can get a quote, buy a policy, and be covered all in the same day — completely online with its4women.ie.
How do I choose the best car insurance cover for me?
Think about what level of protection you need.
Comprehensive insurance cover offers the highest level of protection, including accidental damage, fire, theft, and third-party liability. If you’re looking for lower-cost options, Third Party or Third Party Fire & Theft might suit you. Compare your needs, budget, and vehicle value before deciding. Learn more in our Policy Document – Section 1: Your Policy Cover.
Is car insurance cheaper with more named drivers?
Not always. Adding experienced named drivers can help reduce your premium, but adding younger or inexperienced drivers might increase it. Each quote is calculated individually.
How do I update or change my policy details?
It’s easy! Log into your policy online at its4women.ie to make changes anytime — from updating your address and personal details, to changing your car.
How long do you have to renew your car insurance?
You can renew your motor insurance policy any time before the expiry date. We’ll send you a reminder 28 days before your existing policy is due to renew, and you can renew instantly through your online portal. Failure to action, in a timely manner could see your existing policy cancelled meaning you would have to set up a new car insurance policy.
Do you offer electric car insurance?
Yes - as one of Ireland's leading online brokers we cover most electric vehicle makes and models as well as most other car brands and types.
