Car Insurance for Your Car Make & Model
Get affordable car insurance for your specific car make and model
Car Insurance for Your Car Make & Model
Get affordable car insurance for your specific car make and model
Offer includes a 10% online discount on this year’s policy, subject to a maximum of €100. Eligibility and minimum premium requirements apply. Offers available to new customers in the Republic of Ireland only. Terms and Conditions apply.
From fuel to electric, we insure them all. Let its4women cover yours. Join like-minded people in Ireland who chose our car insurance. You're in good company.
Get the Best Insurance Rates for Your Car Brand
At its4women, we provide vehicle insurance Ireland wide for a wide range of car brands, from Ford to Toyota, Renault to BMW. Getting insured shouldn’t be complicated. With its4women you can arrange tailored cover in minutes – all online and hassle-free. Whether you drive a compact hatchback or a high-performance 4x4, our motor policies are built around your vehicle, lifestyle, and budget. Select your car brand below to get started.
Audi Car Insurance
BMW Car Insurance
Ford Car Insurance
Honda car Insurance
Land Rover Car Insurance
Mazda Car Insurance
Mercedes Benz Car Insurance
MINI Car Insurance
Nissan Car Insurance
Tesla Car Insurance
Toyota Car Insurance
Volkswagen Car Insurance
What does car make and model mean?
A car’s make refers to the manufacturer or brand that built the vehicle. Popular car makes in Ireland include Ford, Toyota, Volkswagen, Nissan and Hyundai. You’ll usually find the make displayed as a badge or logo on the front or rear of your vehicle.
The model is the specific version or range produced by that manufacturer. For example, Ford produces models like the Fiesta and Focus, while Toyota makes the Corolla and Yaris. Each model varies in size, design, features and engine type - from petrol and diesel to hybrid and electric.
Knowing your car’s make and model is essential when getting car insurance quotes online, as it helps insurers tailor your cover and calculate a premium that accurately reflects your vehicle.
What does car make and model mean?
A car’s make refers to the manufacturer or brand that built the vehicle. Popular car makes in Ireland include Ford, Toyota, Volkswagen, Nissan and Hyundai. You’ll usually find the make displayed as a badge or logo on the front or rear of your vehicle.
The model is the specific version or range produced by that manufacturer. For example, Ford produces models like the Fiesta and Focus, while Toyota makes the Corolla and Yaris. Each model varies in size, design, features and engine type - from petrol and diesel to hybrid and electric.
Knowing your car’s make and model is essential when getting car insurance quotes online, as it helps insurers tailor your cover and calculate a premium that accurately reflects your vehicle.
What does car make and model mean?
A car’s make refers to the manufacturer or brand that built the vehicle. Popular car makes in Ireland include Ford, Toyota, Volkswagen, Nissan and Hyundai. You’ll usually find the make displayed as a badge or logo on the front or rear of your vehicle.
The model is the specific version or range produced by that manufacturer. For example, Ford produces models like the Fiesta and Focus, while Toyota makes the Corolla and Yaris. Each model varies in size, design, features and engine type - from petrol and diesel to hybrid and electric.
Knowing your car’s make and model is essential when getting car insurance quotes online, as it helps insurers tailor your cover and calculate a premium that accurately reflects your vehicle.
What does car make and model mean?
A car’s make refers to the manufacturer or brand that built the vehicle. Popular car makes in Ireland include Ford, Toyota, Volkswagen, Nissan and Hyundai. You’ll usually find the make displayed as a badge or logo on the front or rear of your vehicle.
The model is the specific version or range produced by that manufacturer. For example, Ford produces models like the Fiesta and Focus, while Toyota makes the Corolla and Yaris. Each model varies in size, design, features and engine type - from petrol and diesel to hybrid and electric.
Knowing your car’s make and model is essential when getting car insurance quotes online, as it helps insurers tailor your cover and calculate a premium that accurately reflects your vehicle.
How do I find out my car's make and model?
If you’re unsure what make and model your car is, there are a few simple ways to check. You’ll usually find the make displayed as a badge or logo on the front or back of your vehicle. Both the make and model are also listed on your Vehicle Registration Certificate (VRC) - often called the logbook - issued by the Department of Transport in Ireland, as well as in your car’s handbook or owner’s manual.
Knowing your exact make and model is essential when getting a car insurance quote or renewing your motor insurance policy. Insurers use this information to calculate your premium and ensure your cover accurately matches your vehicle.
If you’re not certain, don’t worry, Irish insurers like its4women can automatically identify your car’s make and model using data from Ireland’s National Vehicle and Driver File (NVDF) and other trusted sources. Our system draws on over 170,000 data points covering all major makes and models, using multiple verified databases to ensure accuracy. This allows us to provide one of the most extensive and up-to-date vehicle registries in Ireland, so your car insurance quote is based on precise and reliable information.
Before buying or renewing your policy, double-check that your vehicle details are correct. Accurate information helps ensure your cover remains valid and your quote reflects your exact car.
How do I find out my car's make and model?
If you’re unsure what make and model your car is, there are a few simple ways to check. You’ll usually find the make displayed as a badge or logo on the front or back of your vehicle. Both the make and model are also listed on your Vehicle Registration Certificate (VRC) - often called the logbook - issued by the Department of Transport in Ireland, as well as in your car’s handbook or owner’s manual.
Knowing your exact make and model is essential when getting a car insurance quote or renewing your motor insurance policy. Insurers use this information to calculate your premium and ensure your cover accurately matches your vehicle.
If you’re not certain, don’t worry, Irish insurers like its4women can automatically identify your car’s make and model using data from Ireland’s National Vehicle and Driver File (NVDF) and other trusted sources. Our system draws on over 170,000 data points covering all major makes and models, using multiple verified databases to ensure accuracy. This allows us to provide one of the most extensive and up-to-date vehicle registries in Ireland, so your car insurance quote is based on precise and reliable information.
Before buying or renewing your policy, double-check that your vehicle details are correct. Accurate information helps ensure your cover remains valid and your quote reflects your exact car.
How do I find out my car's make and model?
If you’re unsure what make and model your car is, there are a few simple ways to check. You’ll usually find the make displayed as a badge or logo on the front or back of your vehicle. Both the make and model are also listed on your Vehicle Registration Certificate (VRC) - often called the logbook - issued by the Department of Transport in Ireland, as well as in your car’s handbook or owner’s manual.
Knowing your exact make and model is essential when getting a car insurance quote or renewing your motor insurance policy. Insurers use this information to calculate your premium and ensure your cover accurately matches your vehicle.
If you’re not certain, don’t worry, Irish insurers like its4women can automatically identify your car’s make and model using data from Ireland’s National Vehicle and Driver File (NVDF) and other trusted sources. Our system draws on over 170,000 data points covering all major makes and models, using multiple verified databases to ensure accuracy. This allows us to provide one of the most extensive and up-to-date vehicle registries in Ireland, so your car insurance quote is based on precise and reliable information.
Before buying or renewing your policy, double-check that your vehicle details are correct. Accurate information helps ensure your cover remains valid and your quote reflects your exact car.
How do I find out my car's make and model?
If you’re unsure what make and model your car is, there are a few simple ways to check. You’ll usually find the make displayed as a badge or logo on the front or back of your vehicle. Both the make and model are also listed on your Vehicle Registration Certificate (VRC) - often called the logbook - issued by the Department of Transport in Ireland, as well as in your car’s handbook or owner’s manual.
Knowing your exact make and model is essential when getting a car insurance quote or renewing your motor insurance policy. Insurers use this information to calculate your premium and ensure your cover accurately matches your vehicle.
If you’re not certain, don’t worry, Irish insurers like its4women can automatically identify your car’s make and model using data from Ireland’s National Vehicle and Driver File (NVDF) and other trusted sources. Our system draws on over 170,000 data points covering all major makes and models, using multiple verified databases to ensure accuracy. This allows us to provide one of the most extensive and up-to-date vehicle registries in Ireland, so your car insurance quote is based on precise and reliable information.
Before buying or renewing your policy, double-check that your vehicle details are correct. Accurate information helps ensure your cover remains valid and your quote reflects your exact car.
Does car make and model affect the cost of car insurance in Ireland?
Yes - your car’s make and model play a major role in how much you pay for car insurance in Ireland. Every vehicle is placed into an insurance group based on how costly it is to repair or replace, and how risky it is to insure. Generally, the higher the insurance group, the higher the vehicle premium.
Irish insurers consider numerous factors when calculating car insurance quotes, including:
Vehicle cost and repairs: The more expensive your car is to buy and repair, the more it will usually cost to insure. Cars with widely available, affordable parts often sit in lower insurance groups, while luxury or imported models tend to cost more to cover.
Engine size and performance: Vehicles with larger or more powerful engines are typically faster and carry a higher risk, as they’re statistically more likely to be involved in accidents. This can lead to higher motor insurance premiums. Smaller or lower-powered engines generally fall into lower insurance groups and are usually cheaper to insure.
Parts availability and repair times: If replacement parts are hard to find or take longer to source, insurers factor in higher repair costs, which can raise the premium.
Safety and security features: Modern safety systems such as autonomous emergency braking, lane-keeping assist and stability control can help lower premiums by reducing accident risk. Strong security measures like immobilisers, alarms and trackers may also reduce the risk of theft and improve your car insurance price.
Vehicle age and reliability: Older cars can sometimes cost more to insure if they lack modern safety or anti-theft technology, though this depends on make and condition. You may also want to consider optional extras such as roadside assistance for added peace of mind, if your car is old or has high mileage.
Location in Ireland: Where you live in Ireland also affects cost. Drivers in large cities such as Dublin, Cork, Galway or Limerick often pay more due to higher traffic and claim rates compared with those drivers living in smaller towns or rural areas like Donegal.
Other personal rating factors: Your car is only part one of the equation. Insurers also assess:
• Driving experience and claims history - Experienced drivers with a clean record generally pay less for car insurance.
• Age and occupation - younger or higher-risk professions may attract higher premiums.
• Level of cover - comprehensive policies cost more but provide broader protection than third party cover.
In summary: Cars that are safe, affordable to repair and fitted with strong security features generally fall into lower insurance groups and attract cheaper motor insurance premiums. High-performance or high-value vehicles, on the other hand, usually cost more to insure.
Does car make and model affect the cost of car insurance in Ireland?
Yes - your car’s make and model play a major role in how much you pay for car insurance in Ireland. Every vehicle is placed into an insurance group based on how costly it is to repair or replace, and how risky it is to insure. Generally, the higher the insurance group, the higher the vehicle premium.
Irish insurers consider numerous factors when calculating car insurance quotes, including:
Vehicle cost and repairs: The more expensive your car is to buy and repair, the more it will usually cost to insure. Cars with widely available, affordable parts often sit in lower insurance groups, while luxury or imported models tend to cost more to cover.
Engine size and performance: Vehicles with larger or more powerful engines are typically faster and carry a higher risk, as they’re statistically more likely to be involved in accidents. This can lead to higher motor insurance premiums. Smaller or lower-powered engines generally fall into lower insurance groups and are usually cheaper to insure.
Parts availability and repair times: If replacement parts are hard to find or take longer to source, insurers factor in higher repair costs, which can raise the premium.
Safety and security features: Modern safety systems such as autonomous emergency braking, lane-keeping assist and stability control can help lower premiums by reducing accident risk. Strong security measures like immobilisers, alarms and trackers may also reduce the risk of theft and improve your car insurance price.
Vehicle age and reliability: Older cars can sometimes cost more to insure if they lack modern safety or anti-theft technology, though this depends on make and condition. You may also want to consider optional extras such as roadside assistance for added peace of mind, if your car is old or has high mileage.
Location in Ireland: Where you live in Ireland also affects cost. Drivers in large cities such as Dublin, Cork, Galway or Limerick often pay more due to higher traffic and claim rates compared with those drivers living in smaller towns or rural areas like Donegal.
Other personal rating factors: Your car is only part one of the equation. Insurers also assess:
• Driving experience and claims history - Experienced drivers with a clean record generally pay less for car insurance.
• Age and occupation - younger or higher-risk professions may attract higher premiums.
• Level of cover - comprehensive policies cost more but provide broader protection than third party cover.
In summary: Cars that are safe, affordable to repair and fitted with strong security features generally fall into lower insurance groups and attract cheaper motor insurance premiums. High-performance or high-value vehicles, on the other hand, usually cost more to insure.
Does car make and model affect the cost of car insurance in Ireland?
Yes - your car’s make and model play a major role in how much you pay for car insurance in Ireland. Every vehicle is placed into an insurance group based on how costly it is to repair or replace, and how risky it is to insure. Generally, the higher the insurance group, the higher the vehicle premium.
Irish insurers consider numerous factors when calculating car insurance quotes, including:
Vehicle cost and repairs: The more expensive your car is to buy and repair, the more it will usually cost to insure. Cars with widely available, affordable parts often sit in lower insurance groups, while luxury or imported models tend to cost more to cover.
Engine size and performance: Vehicles with larger or more powerful engines are typically faster and carry a higher risk, as they’re statistically more likely to be involved in accidents. This can lead to higher motor insurance premiums. Smaller or lower-powered engines generally fall into lower insurance groups and are usually cheaper to insure.
Parts availability and repair times: If replacement parts are hard to find or take longer to source, insurers factor in higher repair costs, which can raise the premium.
Safety and security features: Modern safety systems such as autonomous emergency braking, lane-keeping assist and stability control can help lower premiums by reducing accident risk. Strong security measures like immobilisers, alarms and trackers may also reduce the risk of theft and improve your car insurance price.
Vehicle age and reliability: Older cars can sometimes cost more to insure if they lack modern safety or anti-theft technology, though this depends on make and condition. You may also want to consider optional extras such as roadside assistance for added peace of mind, if your car is old or has high mileage.
Location in Ireland: Where you live in Ireland also affects cost. Drivers in large cities such as Dublin, Cork, Galway or Limerick often pay more due to higher traffic and claim rates compared with those drivers living in smaller towns or rural areas like Donegal.
Other personal rating factors: Your car is only part one of the equation. Insurers also assess:
• Driving experience and claims history - Experienced drivers with a clean record generally pay less for car insurance.
• Age and occupation - younger or higher-risk professions may attract higher premiums.
• Level of cover - comprehensive policies cost more but provide broader protection than third party cover.
In summary: Cars that are safe, affordable to repair and fitted with strong security features generally fall into lower insurance groups and attract cheaper motor insurance premiums. High-performance or high-value vehicles, on the other hand, usually cost more to insure.
Does car make and model affect the cost of car insurance in Ireland?
Yes - your car’s make and model play a major role in how much you pay for car insurance in Ireland. Every vehicle is placed into an insurance group based on how costly it is to repair or replace, and how risky it is to insure. Generally, the higher the insurance group, the higher the vehicle premium.
Irish insurers consider numerous factors when calculating car insurance quotes, including:
Vehicle cost and repairs: The more expensive your car is to buy and repair, the more it will usually cost to insure. Cars with widely available, affordable parts often sit in lower insurance groups, while luxury or imported models tend to cost more to cover.
Engine size and performance: Vehicles with larger or more powerful engines are typically faster and carry a higher risk, as they’re statistically more likely to be involved in accidents. This can lead to higher motor insurance premiums. Smaller or lower-powered engines generally fall into lower insurance groups and are usually cheaper to insure.
Parts availability and repair times: If replacement parts are hard to find or take longer to source, insurers factor in higher repair costs, which can raise the premium.
Safety and security features: Modern safety systems such as autonomous emergency braking, lane-keeping assist and stability control can help lower premiums by reducing accident risk. Strong security measures like immobilisers, alarms and trackers may also reduce the risk of theft and improve your car insurance price.
Vehicle age and reliability: Older cars can sometimes cost more to insure if they lack modern safety or anti-theft technology, though this depends on make and condition. You may also want to consider optional extras such as roadside assistance for added peace of mind, if your car is old or has high mileage.
Location in Ireland: Where you live in Ireland also affects cost. Drivers in large cities such as Dublin, Cork, Galway or Limerick often pay more due to higher traffic and claim rates compared with those drivers living in smaller towns or rural areas like Donegal.
Other personal rating factors: Your car is only part one of the equation. Insurers also assess:
• Driving experience and claims history - Experienced drivers with a clean record generally pay less for car insurance.
• Age and occupation - younger or higher-risk professions may attract higher premiums.
• Level of cover - comprehensive policies cost more but provide broader protection than third party cover.
In summary: Cars that are safe, affordable to repair and fitted with strong security features generally fall into lower insurance groups and attract cheaper motor insurance premiums. High-performance or high-value vehicles, on the other hand, usually cost more to insure.
Does my car’s trim affect my car insurance price?
Yes, your car’s trim level can influence how much you pay for car insurance in Ireland.
A car’s trim refers to the specific version or variation of a model - for example, an entry-level, sport, or luxury edition. Each trim can differ in performance, engine size, safety technology, and equipment, all of which can affect the cost of car insurance.
For instance, high-performance or “sports” trims such as the Golf GTI or MINI Cooper S typically attract higher premiums than the standard versions because of their greater power and higher repair costs. In contrast, trims that include additional safety or security features like parking sensors, lane-assist systems, or immobilisers may help reduce your car insurance premium.
Common trim designations include:
S - Standard or Sports
SE - Special Edition or Sports Edition
T - Touring Edition
GT - Grand Touring
LTD - Limited Edition
When applying for a motor vehicle insurance quote, always provide your vehicle’s exact make, model, and trim. This ensures your auto insurer can calculate an accurate premium and offer the correct level of cover for your specific car.
Does my car’s trim affect my car insurance price?
Yes, your car’s trim level can influence how much you pay for car insurance in Ireland.
A car’s trim refers to the specific version or variation of a model - for example, an entry-level, sport, or luxury edition. Each trim can differ in performance, engine size, safety technology, and equipment, all of which can affect the cost of car insurance.
For instance, high-performance or “sports” trims such as the Golf GTI or MINI Cooper S typically attract higher premiums than the standard versions because of their greater power and higher repair costs. In contrast, trims that include additional safety or security features like parking sensors, lane-assist systems, or immobilisers may help reduce your car insurance premium.
Common trim designations include:
S - Standard or Sports
SE - Special Edition or Sports Edition
T - Touring Edition
GT - Grand Touring
LTD - Limited Edition
When applying for a motor vehicle insurance quote, always provide your vehicle’s exact make, model, and trim. This ensures your auto insurer can calculate an accurate premium and offer the correct level of cover for your specific car.
Does my car’s trim affect my car insurance price?
Yes, your car’s trim level can influence how much you pay for car insurance in Ireland.
A car’s trim refers to the specific version or variation of a model - for example, an entry-level, sport, or luxury edition. Each trim can differ in performance, engine size, safety technology, and equipment, all of which can affect the cost of car insurance.
For instance, high-performance or “sports” trims such as the Golf GTI or MINI Cooper S typically attract higher premiums than the standard versions because of their greater power and higher repair costs. In contrast, trims that include additional safety or security features like parking sensors, lane-assist systems, or immobilisers may help reduce your car insurance premium.
Common trim designations include:
S - Standard or Sports
SE - Special Edition or Sports Edition
T - Touring Edition
GT - Grand Touring
LTD - Limited Edition
When applying for a motor vehicle insurance quote, always provide your vehicle’s exact make, model, and trim. This ensures your auto insurer can calculate an accurate premium and offer the correct level of cover for your specific car.
Does my car’s trim affect my car insurance price?
Yes, your car’s trim level can influence how much you pay for car insurance in Ireland.
A car’s trim refers to the specific version or variation of a model - for example, an entry-level, sport, or luxury edition. Each trim can differ in performance, engine size, safety technology, and equipment, all of which can affect the cost of car insurance.
For instance, high-performance or “sports” trims such as the Golf GTI or MINI Cooper S typically attract higher premiums than the standard versions because of their greater power and higher repair costs. In contrast, trims that include additional safety or security features like parking sensors, lane-assist systems, or immobilisers may help reduce your car insurance premium.
Common trim designations include:
S - Standard or Sports
SE - Special Edition or Sports Edition
T - Touring Edition
GT - Grand Touring
LTD - Limited Edition
When applying for a motor vehicle insurance quote, always provide your vehicle’s exact make, model, and trim. This ensures your auto insurer can calculate an accurate premium and offer the correct level of cover for your specific car.
Does my car’s body type or style affect my car insurance price?
Yes - your car’s body type and style can influence how much you pay for car insurance in Ireland. Insurers consider the size, structure, and performance of your vehicle when calculating premiums, as some body types carry higher risk than others.
For example, sports cars, convertibles, and high-performance vehicles often cost more to insure because they’re faster, more powerful, and statistically more likely to be involved in accidents. Soft-top convertibles can also attract higher premiums due to the greater risk of theft or vandalism.
Larger vehicles such as SUVs, 4x4s, and jeeps may also be more expensive to cover, as they can cause more damage in a collision and often have higher repair or replacement costs.
By contrast, standard saloons, hatchbacks, and small city cars are generally cheaper to insure because they present a lower risk and are more affordable to repair.
If you own a kit car or have a custom-modified vehicle, you may need specialist insurance, as these cars often fall outside standard policy categories.
In short, your car’s body type and style plays an important role in determining your vehicle premium from compact city cars that are cheaper to insure, to high-performance or modified vehicles that require specialist car insurance cover.
Does my car’s body type or style affect my car insurance price?
Yes - your car’s body type and style can influence how much you pay for car insurance in Ireland. Insurers consider the size, structure, and performance of your vehicle when calculating premiums, as some body types carry higher risk than others.
For example, sports cars, convertibles, and high-performance vehicles often cost more to insure because they’re faster, more powerful, and statistically more likely to be involved in accidents. Soft-top convertibles can also attract higher premiums due to the greater risk of theft or vandalism.
Larger vehicles such as SUVs, 4x4s, and jeeps may also be more expensive to cover, as they can cause more damage in a collision and often have higher repair or replacement costs.
By contrast, standard saloons, hatchbacks, and small city cars are generally cheaper to insure because they present a lower risk and are more affordable to repair.
If you own a kit car or have a custom-modified vehicle, you may need specialist insurance, as these cars often fall outside standard policy categories.
In short, your car’s body type and style plays an important role in determining your vehicle premium from compact city cars that are cheaper to insure, to high-performance or modified vehicles that require specialist car insurance cover.
Does my car’s body type or style affect my car insurance price?
Yes - your car’s body type and style can influence how much you pay for car insurance in Ireland. Insurers consider the size, structure, and performance of your vehicle when calculating premiums, as some body types carry higher risk than others.
For example, sports cars, convertibles, and high-performance vehicles often cost more to insure because they’re faster, more powerful, and statistically more likely to be involved in accidents. Soft-top convertibles can also attract higher premiums due to the greater risk of theft or vandalism.
Larger vehicles such as SUVs, 4x4s, and jeeps may also be more expensive to cover, as they can cause more damage in a collision and often have higher repair or replacement costs.
By contrast, standard saloons, hatchbacks, and small city cars are generally cheaper to insure because they present a lower risk and are more affordable to repair.
If you own a kit car or have a custom-modified vehicle, you may need specialist insurance, as these cars often fall outside standard policy categories.
In short, your car’s body type and style plays an important role in determining your vehicle premium from compact city cars that are cheaper to insure, to high-performance or modified vehicles that require specialist car insurance cover.
Does my car’s body type or style affect my car insurance price?
Yes - your car’s body type and style can influence how much you pay for car insurance in Ireland. Insurers consider the size, structure, and performance of your vehicle when calculating premiums, as some body types carry higher risk than others.
For example, sports cars, convertibles, and high-performance vehicles often cost more to insure because they’re faster, more powerful, and statistically more likely to be involved in accidents. Soft-top convertibles can also attract higher premiums due to the greater risk of theft or vandalism.
Larger vehicles such as SUVs, 4x4s, and jeeps may also be more expensive to cover, as they can cause more damage in a collision and often have higher repair or replacement costs.
By contrast, standard saloons, hatchbacks, and small city cars are generally cheaper to insure because they present a lower risk and are more affordable to repair.
If you own a kit car or have a custom-modified vehicle, you may need specialist insurance, as these cars often fall outside standard policy categories.
In short, your car’s body type and style plays an important role in determining your vehicle premium from compact city cars that are cheaper to insure, to high-performance or modified vehicles that require specialist car insurance cover.
What motor makes and models are cheapest to insure in Ireland?
In general, smaller, safer, and more affordable cars are cheaper to insure. Vehicles that cost less to repair or replace, have strong safety ratings, and use smaller engines usually fall into lower insurance groups - meaning lower car insurance premiums.
Popular motor vehicle brands such as Toyota, Honda, Hyundai, Nissan, and Ford often rank among the cheaper cars to insure in Ireland because they’re reliable, widely available, and inexpensive to fix. Compact models like the Toyota Yaris, Honda Jazz, Ford Fiesta, or Hyundai i10 are typical examples of cars that tend to attract lower premiums.
On the other hand, luxury, high-performance, or sports cars - such as those made by BMW, Audi, Mercedes-Benz, or Tesla - generally cost more to insure due to their higher value, performance, and repair costs.
When choosing a car, it’s worth comparing not only the purchase price but also the insurance group and safety rating, as these can make a big difference to your annual premium.
What motor makes and models are cheapest to insure in Ireland?
In general, smaller, safer, and more affordable cars are cheaper to insure. Vehicles that cost less to repair or replace, have strong safety ratings, and use smaller engines usually fall into lower insurance groups - meaning lower car insurance premiums.
Popular motor vehicle brands such as Toyota, Honda, Hyundai, Nissan, and Ford often rank among the cheaper cars to insure in Ireland because they’re reliable, widely available, and inexpensive to fix. Compact models like the Toyota Yaris, Honda Jazz, Ford Fiesta, or Hyundai i10 are typical examples of cars that tend to attract lower premiums.
On the other hand, luxury, high-performance, or sports cars - such as those made by BMW, Audi, Mercedes-Benz, or Tesla - generally cost more to insure due to their higher value, performance, and repair costs.
When choosing a car, it’s worth comparing not only the purchase price but also the insurance group and safety rating, as these can make a big difference to your annual premium.
What motor makes and models are cheapest to insure in Ireland?
In general, smaller, safer, and more affordable cars are cheaper to insure. Vehicles that cost less to repair or replace, have strong safety ratings, and use smaller engines usually fall into lower insurance groups - meaning lower car insurance premiums.
Popular motor vehicle brands such as Toyota, Honda, Hyundai, Nissan, and Ford often rank among the cheaper cars to insure in Ireland because they’re reliable, widely available, and inexpensive to fix. Compact models like the Toyota Yaris, Honda Jazz, Ford Fiesta, or Hyundai i10 are typical examples of cars that tend to attract lower premiums.
On the other hand, luxury, high-performance, or sports cars - such as those made by BMW, Audi, Mercedes-Benz, or Tesla - generally cost more to insure due to their higher value, performance, and repair costs.
When choosing a car, it’s worth comparing not only the purchase price but also the insurance group and safety rating, as these can make a big difference to your annual premium.
What motor makes and models are cheapest to insure in Ireland?
In general, smaller, safer, and more affordable cars are cheaper to insure. Vehicles that cost less to repair or replace, have strong safety ratings, and use smaller engines usually fall into lower insurance groups - meaning lower car insurance premiums.
Popular motor vehicle brands such as Toyota, Honda, Hyundai, Nissan, and Ford often rank among the cheaper cars to insure in Ireland because they’re reliable, widely available, and inexpensive to fix. Compact models like the Toyota Yaris, Honda Jazz, Ford Fiesta, or Hyundai i10 are typical examples of cars that tend to attract lower premiums.
On the other hand, luxury, high-performance, or sports cars - such as those made by BMW, Audi, Mercedes-Benz, or Tesla - generally cost more to insure due to their higher value, performance, and repair costs.
When choosing a car, it’s worth comparing not only the purchase price but also the insurance group and safety rating, as these can make a big difference to your annual premium.
Do modifications affect my car insurance?
Yes - car modifications can affect how much you pay for vehicle insurance in Ireland. Any change you make to your vehicle that alters how it looks, performs, or is valued counts as a modification, and it’s important to tell your auto insurer about them. This ensures you receive an accurate car insurance quote and the right level of cover.
Most modifications tend to increase your vehicle premium, especially if they boost performance or make the car more attractive to thieves. Examples include upgraded engines, exhausts, alloy wheels, or body kits. These changes can raise the risk of accidents or make repairs more expensive.
However, not all modifications lead to higher premiums. Some minor changes like adding a towbar, roof rack, or parking sensors may have little or no impact. In fact, safety or security upgrades such as immobilisers, dash cams, or tracking devices can sometimes help reduce your car insurance cost.
If you’re unsure whether a change counts as a modification, always check with your car insurer before making it. Failing to declare modifications could leave your policy invalid in the event of a claim.
Do modifications affect my car insurance?
Yes - car modifications can affect how much you pay for vehicle insurance in Ireland. Any change you make to your vehicle that alters how it looks, performs, or is valued counts as a modification, and it’s important to tell your auto insurer about them. This ensures you receive an accurate car insurance quote and the right level of cover.
Most modifications tend to increase your vehicle premium, especially if they boost performance or make the car more attractive to thieves. Examples include upgraded engines, exhausts, alloy wheels, or body kits. These changes can raise the risk of accidents or make repairs more expensive.
However, not all modifications lead to higher premiums. Some minor changes like adding a towbar, roof rack, or parking sensors may have little or no impact. In fact, safety or security upgrades such as immobilisers, dash cams, or tracking devices can sometimes help reduce your car insurance cost.
If you’re unsure whether a change counts as a modification, always check with your car insurer before making it. Failing to declare modifications could leave your policy invalid in the event of a claim.
Do modifications affect my car insurance?
Yes - car modifications can affect how much you pay for vehicle insurance in Ireland. Any change you make to your vehicle that alters how it looks, performs, or is valued counts as a modification, and it’s important to tell your auto insurer about them. This ensures you receive an accurate car insurance quote and the right level of cover.
Most modifications tend to increase your vehicle premium, especially if they boost performance or make the car more attractive to thieves. Examples include upgraded engines, exhausts, alloy wheels, or body kits. These changes can raise the risk of accidents or make repairs more expensive.
However, not all modifications lead to higher premiums. Some minor changes like adding a towbar, roof rack, or parking sensors may have little or no impact. In fact, safety or security upgrades such as immobilisers, dash cams, or tracking devices can sometimes help reduce your car insurance cost.
If you’re unsure whether a change counts as a modification, always check with your car insurer before making it. Failing to declare modifications could leave your policy invalid in the event of a claim.
Do modifications affect my car insurance?
Yes - car modifications can affect how much you pay for vehicle insurance in Ireland. Any change you make to your vehicle that alters how it looks, performs, or is valued counts as a modification, and it’s important to tell your auto insurer about them. This ensures you receive an accurate car insurance quote and the right level of cover.
Most modifications tend to increase your vehicle premium, especially if they boost performance or make the car more attractive to thieves. Examples include upgraded engines, exhausts, alloy wheels, or body kits. These changes can raise the risk of accidents or make repairs more expensive.
However, not all modifications lead to higher premiums. Some minor changes like adding a towbar, roof rack, or parking sensors may have little or no impact. In fact, safety or security upgrades such as immobilisers, dash cams, or tracking devices can sometimes help reduce your car insurance cost.
If you’re unsure whether a change counts as a modification, always check with your car insurer before making it. Failing to declare modifications could leave your policy invalid in the event of a claim.
What is a car insurance group?
A car insurance group is a category used by insurers to help calculate how much it costs to insure a particular make and model of car. In Ireland, as in many other markets, every car is assigned to a group - usually numbered from 1 to 50 - based on how risky or expensive it is to insure that vehicle.
Cars in the lower groups are typically cheaper to insure, while those in the higher groups tend to have higher premiums because they’re more powerful, costly to repair, or more likely to be involved in claims.
When insurers determine which group a car or motor vehicle falls into, they consider several key factors:
Vehicle price - how much the car / vehicle costs to buy and replace
Repair costs and parts availability - how expensive and easy it is to fix
Engine size and performance - top speed, acceleration, and overall power
Safety features - how well it protects passengers in a crash
Security features - how resistant it is to theft or vandalism
Knowing your car or motor vehicle’s insurance group can give you a good idea of whether it’s likely to be cheap or expensive to insure, but your final premium will still depend on personal details like your age, driving history, and location.
What is a car insurance group?
A car insurance group is a category used by insurers to help calculate how much it costs to insure a particular make and model of car. In Ireland, as in many other markets, every car is assigned to a group - usually numbered from 1 to 50 - based on how risky or expensive it is to insure that vehicle.
Cars in the lower groups are typically cheaper to insure, while those in the higher groups tend to have higher premiums because they’re more powerful, costly to repair, or more likely to be involved in claims.
When insurers determine which group a car or motor vehicle falls into, they consider several key factors:
Vehicle price - how much the car / vehicle costs to buy and replace
Repair costs and parts availability - how expensive and easy it is to fix
Engine size and performance - top speed, acceleration, and overall power
Safety features - how well it protects passengers in a crash
Security features - how resistant it is to theft or vandalism
Knowing your car or motor vehicle’s insurance group can give you a good idea of whether it’s likely to be cheap or expensive to insure, but your final premium will still depend on personal details like your age, driving history, and location.
What is a car insurance group?
A car insurance group is a category used by insurers to help calculate how much it costs to insure a particular make and model of car. In Ireland, as in many other markets, every car is assigned to a group - usually numbered from 1 to 50 - based on how risky or expensive it is to insure that vehicle.
Cars in the lower groups are typically cheaper to insure, while those in the higher groups tend to have higher premiums because they’re more powerful, costly to repair, or more likely to be involved in claims.
When insurers determine which group a car or motor vehicle falls into, they consider several key factors:
Vehicle price - how much the car / vehicle costs to buy and replace
Repair costs and parts availability - how expensive and easy it is to fix
Engine size and performance - top speed, acceleration, and overall power
Safety features - how well it protects passengers in a crash
Security features - how resistant it is to theft or vandalism
Knowing your car or motor vehicle’s insurance group can give you a good idea of whether it’s likely to be cheap or expensive to insure, but your final premium will still depend on personal details like your age, driving history, and location.
What is a car insurance group?
A car insurance group is a category used by insurers to help calculate how much it costs to insure a particular make and model of car. In Ireland, as in many other markets, every car is assigned to a group - usually numbered from 1 to 50 - based on how risky or expensive it is to insure that vehicle.
Cars in the lower groups are typically cheaper to insure, while those in the higher groups tend to have higher premiums because they’re more powerful, costly to repair, or more likely to be involved in claims.
When insurers determine which group a car or motor vehicle falls into, they consider several key factors:
Vehicle price - how much the car / vehicle costs to buy and replace
Repair costs and parts availability - how expensive and easy it is to fix
Engine size and performance - top speed, acceleration, and overall power
Safety features - how well it protects passengers in a crash
Security features - how resistant it is to theft or vandalism
Knowing your car or motor vehicle’s insurance group can give you a good idea of whether it’s likely to be cheap or expensive to insure, but your final premium will still depend on personal details like your age, driving history, and location.
Can I switch car brand mid-policy?
Yes - you can usually change your insured car during your policy term, but your car insurance premium may be adjusted.
If you switch from a lower-risk to a higher-risk vehicle, your motor insurance cost may increase. Some insurers may also apply a small administration fee for updating your policy.
To see how changing your vehicle could affect your price, get an instant car insurance quote from its4women.
Can I switch car brand mid-policy?
Yes - you can usually change your insured car during your policy term, but your car insurance premium may be adjusted.
If you switch from a lower-risk to a higher-risk vehicle, your motor insurance cost may increase. Some insurers may also apply a small administration fee for updating your policy.
To see how changing your vehicle could affect your price, get an instant car insurance quote from its4women.
Can I switch car brand mid-policy?
Yes - you can usually change your insured car during your policy term, but your car insurance premium may be adjusted.
If you switch from a lower-risk to a higher-risk vehicle, your motor insurance cost may increase. Some insurers may also apply a small administration fee for updating your policy.
To see how changing your vehicle could affect your price, get an instant car insurance quote from its4women.
Can I switch car brand mid-policy?
Yes - you can usually change your insured car during your policy term, but your car insurance premium may be adjusted.
If you switch from a lower-risk to a higher-risk vehicle, your motor insurance cost may increase. Some insurers may also apply a small administration fee for updating your policy.
To see how changing your vehicle could affect your price, get an instant car insurance quote from its4women.