Over 25 Car Insurance
Over 25 Car
Insurance
Affordable premiums for experienced Drivers. If you’re over 25, you’re in luck - car insurance premiums tend to drop significantly after this milestone. That’s because insurers view drivers over 25 as more responsible, less risky and more experienced on the road.
Affordable premiums for experienced Drivers. If you’re over 25, you’re in luck - car insurance premiums tend to drop significantly after this milestone. That’s because insurers view drivers over 25 as more responsible, less risky and more experienced on the road.
*Based on April 2022 figures 71% of new business customers could have received free car insurance if 10 referred friends purchased a new business policy. Prices subject to minimum premiums. Reward Credits amounts can vary. Terms and Conditions apply
*Based on €50 online discount off this year’s policy and 50 reward credits worth €50 off your renewal premium next year. Prices subject to minimum premiums. Reward Credits amounts can vary. Terms and Conditions apply
*Based on €50 online discount off this year’s policy and 50 reward credits worth €50 off your renewal premium next year. Prices subject to minimum premiums. Reward Credits amounts can vary. Terms and Conditions apply
*Based on €50 online discount off this year’s policy and 50 reward credits worth €50 off your renewal premium next year. Prices subject to minimum premiums. Reward Credits amounts can vary. Terms and Conditions apply
Why Over 25s Pay Less for Car Insurance
Why Over 25s Pay Less for Car Insurance
Insurance providers base their pricing on statistical risk data. Drivers over 25 demonstrate:
Insurance providers base their pricing on statistical risk data. Drivers over 25 demonstrate:
Lower accident rates - Fewer collision
and theft claims compared to under-25 drivers
More driving experience - Years of road
experience translate to safer driving habits
Better decision-making - Mature drivers are
less likely to engage in dangerous driving behaviours
Stable lifestyles - Reduced likelihood of risky driving
patterns
What Affects Your Premium
What Affects
Your Premium
Even as a mature driver, several factors influence your car insurance quote:
Driving record
Driving record
Penalty points and previous claims impact pricing
Penalty points and previous claims impact pricing
Vehicle type
Electric cars, sports cars, and luxury vehicles cost more to insure
Location
Your Eircode affects theft and accident risk calculations
Vehicle type
Electric cars, sports cars, and luxury vehicles cost more to insure
Location
Your Eircode affects theft and accident risk calculations
Annual mileage
Annual mileage
Lower mileage often means lower premiums
Lower mileage often means lower premiums
Security features
Alarms, immobilisers, and secure parking reduce costs
Security features
Alarms, immobilisers, and secure parking reduce costs
What Affects
Your Premium
Even as a mature driver, several factors influence your car insurance quote:
Top Tip: First-Time Drivers Over 25
If you’re getting your first Irish driving licence after 25, you won’t automatically receive the lowest rates. At its4women we will consider both age and driving experience. However, you’ll typically see faster premium reductions than teenage drivers as you build your claims free record.
What Comprehensive Car Insurance Covers
Comprehensive car insurance policies offer the most
extensive protection available covering;
What Comprehensive Car
Insurance Covers
Comprehensive car insurance policies offer the most
extensive protection available covering;
Comprehensive Cover
Accidental damage to your own vehicle.
Third party cover for injury to other parties and damage caused to other vehicles and property.
Theft and attempted theft of your car or parts.
Fire damage and vandalism.
Personal accident cover for bodily injury.
Legal costs and expenses.
Medical expenses.
Personal belongings cover.
Step back protection to safeguard your no claims discount.
*Comprehensive car insurance policies are subject to acceptance criteria, restrictions, and may vary depending on the age of the policyholder.
Please view our Policy Document for full details of cover.
*Comprehensive car insurance policies are subject to acceptance criteria, restrictions, and may vary depending on the age of the policyholder.
Please view our Policy Document for full details of cover.
*Comprehensive car insurance policies are subject to acceptance criteria, restrictions, and may vary depending on the age of the policyholder. Please view our Policy Document for full details of cover.
Getting the Best Price for Comprehensive Cover
How Named Driver
Insurance Works
To find the best price for your car insurance policy:
Online Quote
Online Quote
Get a car insurance quote with its4women to find our competitive rates and exclusive savings!
Named drivers receive full comprehensive cover, including theft protection and accident coverage at the same level as the main policyholder.
Review Policy Details
Check the policy booklet for full details of what’s covered.
Perfect for families sharing vehicles or couples who both need to drive the same car occasionally.
Perfect for families sharing vehicles or couples who both need to drive the same car occasionally.
Review Optional Cover
Such as breakdown cover and protection no claims discount, only pay for what you need
Adding low-risk drivers can reduce overall insurance costs, while you maintain complete control over who's covered under your policy.
Adding low-risk drivers can reduce overall insurance costs, while you maintain complete control over who's covered under your policy.
Review Policy Details
Perfect for families sharing vehicles or couples who both need to drive the same car occasionally.
Review Optional Cover
Adding low-risk drivers can reduce overall insurance costs, while you maintain complete control over who's covered under your policy.
How Named Driver
Insurance Works
To find the best price for your car insurance policy:
Ready to Get Started?
Ready to Get Started?
Over 25 driver car insurance provides clear, comprehensive protection when multiple people need to drive the same vehicle. Understanding the benefits and limitations helps you decide if it's the right fit for your situation and driving needs.
Over 25 driver car insurance provides clear, comprehensive protection when multiple people need to drive the same vehicle. Understanding the benefits and limitations helps you decide if it's the right fit for your situation and driving needs.
Getting the Right
Over 25 Policy
Getting the Right
Over 25 Policy
Policy cover limits and exclusions
Claims discount scale showing your
current bonus level
Contact details for claims and assistance
Policy booklet with full terms and conditions
Getting the Right Over 25 Policy
Policy cover limits and exclusions
Claims discount scale showing your current bonus level
Contact details for claims and
assistance
Policy cover limits and exclusions
its4women Blog
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Telematics: Black Box Insurance explained
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its4women Blog
Breakdown Cover: What You Need To Know
No-one wants to be stranded by the roadside with a broken-down vehicle…
Read More
How to print your insurance disc and certificate
We have made some exciting changes to the way we work to make sure our customers…
Read More
What To Do After A
Car Accident
No one expects to be involved in an accident. But it can happen in the blink of an eye…
Read More
Over 25 Car Insurance
Affordable premiums for experienced Drivers. If you’re over 25, you’re in luck — car insurance premiums tend to drop significantly after this milestone. That’s because insurers view drivers over 25 as more responsible, less risky and more experienced on the road.
Get Quote Today
Why Over 25s Pay Less for Car Insurance
Insurance providers base their pricing on statistical risk data. Drivers over 25 demonstrate:
Lower accident rates - Fewer collision and theft claims compared to under-25 drivers
More driving experience - Years of road experience translate to safer driving habits
Better decision-making - Mature drivers are less likely to engage in dangerous driving behaviours
Stable lifestyles - Reduced likelihood of risky driving
patterns
Top Tip: First-Time Drivers Over 25
If you’re getting your first Irish driving licence after 25, you won’t automatically receive the lowest rates. At its4women we will consider both age and driving experience. However, you’ll typically see faster premium reductions than teenage drivers as you build your claims free record.
Top Tip: First-Time Drivers
Over 25
If you’re getting your first Irish driving licence after 25, you won’t automatically receive the lowest rates. At its4women we will consider both age and driving experience. However, you’ll typically see faster premium reductions than teenage drivers as you build your claims free record.
What Comprehensive Car Insurance Covers
Comprehensive car insurance policies offer the most extensive protection available covering;
Accidental damage to your
own vehicle.
Third party cover for injury to other parties and damage caused to other vehicles and property.
Theft and attempted theft of
your car or parts.
Fire damage and vandalism.
Personal accident cover for
bodily injury.
Legal costs and expenses.
Comprehensive Cover
Medical expenses.
Personal belongings cover.
Step back protection to safeguard your no claims discount.
*Comprehensive car insurance policies are subject to acceptance criteria, restrictions, and may vary depending on the age of the policyholder. Please view our Policy Document for full details of cover.