12 Days of Christmas Giveaway
12 Days of Christmas Giveaway
1 Dec 2025
its4women 12 Days of Christmas Giveaway – Terms & Conditions
Promoter: MCL Insurance Services (Ireland) Ltd. trading as its4women.ie (“its4women”)
Regulated by the Central Bank of Ireland.
Terms & Conditions apply.
These Terms & Conditions govern participation in the its4women 12 Days of Christmas Giveaway (the “Competition”).
By entering, you agree to be bound by these Terms & Conditions.
1. Eligibility
1.1 The Competition is open to residents of the Republic of Ireland, aged 18 years or over.
1.2 To enter, participants must follow the official its4women Facebook or Instagram page.
1.3 Employees of its4women (MCL Insurance Services (Ireland) Ltd.), their immediate families, household members, and anyone professionally connected to the Competition are not eligible.
1.4 Influencers, brand partners, and members of the public may enter.
1.5 Entries made using fake profiles, spam accounts, bots, or multiple identity profiles may be disqualified at the Promoter’s discretion.
1.6 Win Back Your Premium – up to €500 (Day 6 & Day 12) are open only to current, active its4women car insurance policyholders at the time of the draw.
2. How to Enter
2.1 The Competition runs for 12 individual daily giveaways from 1 December to 16 December 2025 (the “Promotional Period”).
2.2 Each day, a prize will be announced on the official its4women Facebook and Instagram pages, exlcuding Saturday and Sundays.
2.3 To enter a daily prize draw, participants must:
Like the daily competition post;
Share the post (on Facebook) or Share to Instagram Stories (Instagram);
Tag at least one friend in the comments.
2.4 Each tagged friend counts as one entry. Participants may submit multiple entries by tagging multiple friends.
2.5 No purchase is required except for the Free Car Insurance prize, which is restricted to existing customers.
3. Daily Entry Windows
3.1 Each daily competition opens at time of posting and closes at 23:59 on the same day.
3.2 Entries do not carry over. Each day constitutes a separate prize draw.
3.3 Winners will be announced on the following day and Monday for Friday competitions.
4. Winner Selection
4.1 All eligible entries received before the daily deadline will be entered into a random draw.
4.2 Winners will be selected using CommentPicker or a similar randomised selection tool.
4.3 Winners will be announced via a public post on its4women’s social media pages.
4.4 Winners must claim their prize within 24 hours of the announcement by following the instructions provided.
4.5 If the winner does not claim in 24 hours, the Promoter reserves the right to withdraw the prize.
4.6 No redraw will occur.
5. Prizes
5.1 A different prize is available each day. A full list of prizes is provided in the “Daily Prize Terms” section (Message 2).
5.2 Prizes are non-transferable, non-refundable, and cannot be exchanged for cash or alternative items.
5.3 Some prizes are fulfilled by third-party providers (e.g., Sweete, Amazon, Just Eat). Such prizes are subject to the third party’s specific terms and conditions.
5.4 The Promoter reserves the right to substitute a prize of equal or greater value if necessary due to circumstances beyond its control.
6. Win Back Your Premium – up to €500 (Day 6 & Day 12) – Additional Terms
6.1 The Win Back Your Premium prize a single car insurance premium with its4women.
6.2 The winner must be an existing, active its4women car insurance customer at the time of the draw.
6.3 Must be renewed within 365 days of the prize being awarded.
6.4 Maximum policy value €500.
6.5 All policies remain subject to the Promoter’s underwriting criteria.
6.6 The prize is applied at renewal but does not guarantee a free policy. If the winner’s premium exceeds €500, the remaining balance must be paid by the winner.
7. European Return Flight Prizes (Day 3 & Day 8)
7.1 The European Flight prizes are fulfilled and administered by Sweete and are subject to Sweete’s full Terms & Conditions, which are reproduced verbatim in Annex 1 (Message 3).
7.2 By claiming this prize, winners accept all terms outlined in Annex 1.
7.3 Flights cannot be exchanged for cash, upgraded, or transferred, and availability is limited.
7.4 Winners must follow all booking instructions provided by Sweete.
8. Liability
8.1 The Promoter accepts no responsibility for:
Entries not received due to technical issues;
Third-party fulfilment errors;
Travel restrictions or cancellations;
Inability of the winner to avail of any prize.
8.2 Insofar as permitted by law, the Promoter is not liable for any loss, injury, damage, or disappointment arising from participation.
9. Data Protection
9.1 No personal data is collected by its4women for general entry.
9.2 Winner data (name, contact details) is required only for prize fulfilment.
9.3 Data will be processed in accordance with the its4women Privacy Policy:
https://www.its4women.ie/privacy
9.4 Winner initials may be published for transparency in accordance with ASAI guidelines.
10. General
10.1 The Promoter reserves the right to amend or withdraw the Competition at any time.
10.2 These Terms & Conditions are governed by the laws of Ireland.
10.3 The Promoter’s decision is final.
10.4 By entering, participants confirm their acceptance of these Terms & Conditions.
DAILY PRIZE TERMS (Days 1–12)
DAY 1 – Five €20 Amazon Gift Vouchers
Prize: 5 winners will each receive a €20 Amazon.co.uk digital gift voucher.
Prize Terms:
Winners must be ROI residents aged 18+.
Prize delivered via email.
Voucher is issued by Amazon and subject to Amazon’s standard gift card terms.
No cash alternative.
its4women is not responsible for Amazon platform issues or redemption problems.
DAY 2 – Two Pairs of Cinema Tickets
Prize: 2 winners will each receive 2 cinema tickets (one pair).
Prize Terms:
Tickets are fulfilled by Sweete and subject to Sweete’s cinema voucher Terms & Conditions.
Winners must be ROI residents aged 18+.
Tickets may be subject to seat availability, specific cinema location options, and redemption deadlines.
No cash alternative.
its4women is not responsible for screening cancellations, sold-out shows, or cinema restrictions.
DAY 3 – One Return European Flight (for 1 person)
Prize: 1 winner will receive a Return European Flight to one of the approved European destinations outlined in Sweete’s full Terms & Conditions.
Prize Terms:
Prize is administered by Sweete and subject to Sweete’s full flight Terms & Conditions, included in Annex 1.
Winner must be ROI resident aged 18+.
Flights are subject to availability, airport restrictions, airline availability, and blackout dates.
Winner must follow Sweete’s booking instructions and accept all travel rules.
No cash alternative.
Travel insurance, baggage fees, and additional costs are the responsibility of the winner.
its4women is not liable for travel disruptions.
DAY 4 – Four €15 Just Eat Vouchers
Prize: 4 winners will each receive a €15 Just Eat digital voucher.
Prize Terms:
Voucher delivered via email.
Valid on Just Eat Ireland only.
Subject to Just Eat’s standard terms.
No cash alternative.
DAY 5 – One €200 Holiday Voucher
Prize: 1 winner receives a €200 Holiday Voucher (Sweete-administered).
Prize Terms:
Prize is delivered via Sweete and subject to Sweete’s holiday voucher Terms & Conditions.
Applies to approved travel partners only.
No cash alternative.
Additional fees, upgrades, and travel arrangements are responsibility of the winner.
DAY 6 – Win Back Your Premium – up to €500 (Existing Customers Only)
Prize: 1 winner receives up to €500 credit towards their its4women car insurance.
Prize Terms:
Winner must be an existing active its4women customer at time of draw.
€500 applied to the winner’s next renewal or mid-term adjustment.
Prize valid for 365 days.
If policy exceeds €500, winner pays the difference.
All policies are subject to its4women’s normal underwriting criteria.
Non-transferable, no cash alternative.
DAY 7 – Five €20 Amazon Gift Vouchers
Prize: 5 winners will each receive a €20 Amazon.co.uk digital gift voucher.
Prize Terms:
Winners must be ROI residents aged 18+.
Prize delivered via email.
Voucher is issued by Amazon and subject to Amazon’s standard gift card terms.
No cash alternative.
its4women is not responsible for Amazon platform issues or redemption problems.
DAY 8 – One Return European Flight (for 1 person)
Prize: 1 winner will receive a Return European Flight to one of the approved European destinations outlined in Sweete’s full Terms & Conditions.
Prize Terms:
Prize is administered by Sweete and subject to Sweete’s full flight Terms & Conditions, included in Annex 1.
Winner must be ROI resident aged 18+.
Flights are subject to availability, airport restrictions, airline availability, and blackout dates.
Winner must follow Sweete’s booking instructions and accept all travel rules.
No cash alternative.
Travel insurance, baggage fees, and additional costs are the responsibility of the winner.
its4women is not liable for travel disruptions.
DAY 9 – Four €15 Just Eat Vouchers
Prize: 4 winners will each receive a €15 Just Eat digital voucher.
Prize Terms:
Voucher delivered via email.
Valid on Just Eat Ireland only.
Subject to Just Eat’s standard terms.
No cash alternative.
DAY 10 – Two Pairs of Cinema Tickets
Prize: 2 winners will each receive 2 cinema tickets (one pair).
Prize Terms:
Tickets are fulfilled by Sweete and subject to Sweete’s cinema voucher Terms & Conditions.
Winners must be ROI residents aged 18+.
Tickets may be subject to seat availability, specific cinema location options, and redemption deadlines.
No cash alternative.
its4women is not responsible for screening cancellations, sold-out shows, or cinema restrictions.
DAY 11 – One €200 Holiday Voucher
Prize: 1 winner receives a €200 Holiday Voucher (Sweete-administered).
Prize Terms:
Prize is delivered via Sweete and subject to Sweete’s holiday voucher Terms & Conditions.
Applies to approved travel partners only.
No cash alternative.
Additional fees, upgrades, and travel arrangements are responsibility of the winner.
DAY 12 – Free Car Insurance (Existing Customers Only)
Prize: 1 winner receives up to €500 credit towards their its4women car insurance.
Prize Terms:
Winner must be an existing active its4women customer at time of draw.
€500 applied as a credit to the winner’s next renewal or mid-term adjustment.
Prize valid for 365 days.
If policy exceeds €500, winner pays the difference.
All policies are subject to its4women’s normal underwriting criteria.
Non-transferable, no cash alternative.
Sweet Terms and Conditions – Free European Flight
Key Term Definitions
Administrator Sweete
Promoter Its4women.ie
Promotion Its4women.ie rewards programme
Qualifying Insurance Means the renewal of an existing car insurance policy with Its4women.ie
Qualifying Period 45 days from the purchase of an existing car insurance renewal
General Terms and Conditions
By participating in this promotion, you agree to the terms and conditions below.
In these terms and conditions: Its4women.ie is a trading name of MCL Insurance Services (Ireland) Limited who are regulated by the Central Bank of Ireland and are a private limited company registered in the Republic of Ireland, CRO Number: 605082. Registered Office: Unit No. 1, Third Floor, The Chamber Buildings, North Street, Swords, Co. Dublin, K67A3H7.
This promotion is administered by Sweete, PO Box 12948, Blackrock, Co, Dublin, Ireland.
All information provided is correct as of 01.12.2025 but may be subject to change by its4women.ie if necessary for the purposes of administering the promotion.
Your Information: its4women.ie is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, that you submit to enter the promotion, will be used by its4women.ie to run the promotion and to provide you with a new or existing motor insurance quotation or health insurance quotation and other marketing materials. Your information will not be used for any other purpose unless otherwise requested by you. Calls may be recorded for verification and training purposes. The Promoter and the Administrator will handle any personal data in accordance with the its4women.ie Data Protection and Privacy Policy.
Duration of the promotion: The campaign promotional period will run from 00:00 on 01.12.2025 until 23:59 on 16.12.2025 (the “Promotional Period”).
This promotion is open to Eligible Customers only. “Eligible Customer” means any recipient of a communication inviting you to claim your reward in return for renewing your existing Car insurance policy with its4women.ie excluding telematics products.
Entrants must be resident in the Republic of Ireland, over 18 years of age, and have agreed to marketing consent. This Promotion is not open to employees or agents of the Promoter or Administrator, their families, affiliated companies or subsidiaries, or third parties professionally connected with the promotion.
By entering, you confirm you are eligible. The Promoter may require proof of eligibility.
Eligibility is determined by its4women.ie. Its determination is final.
To enter the Promotion, eligible entrants must have renewed an existing car insurance policy, excluding telematics products. After confirmation of purchase and completion of the 45-day qualifying period, details will be passed to the Administrator, who will email the Free Return European Flight Voucher.
Purchase is necessary for entry into the Promotion.
. If a customer fails to redeem, claim, or use the Reward within the applicable time frames, chooses not to accept the Reward, or is deemed ineligible, they relinquish any right to it. The Promoter accepts no responsibility if an Entrant cannot take up the Reward.
Receipt of any Reward is conditional upon all relevant documentation being completed as reasonably required.
Rewards are non-transferable and cannot be redeemed for cash or goods. The Promoter reserves the right to substitute with an equal or greater value reward if circumstances require.
Customers are responsible for all taxes, costs, and other expenses not expressly covered in the Reward Schedule.
Insofar as permitted by law, Entrants release the Promoter from liability relating to participation or acceptance of the Reward, except where caused by the Promoter’s negligence.
The Promoter is not liable for events outside its control (fire, strikes, riots, pandemics, transport delays, etc.). The Promoter may cancel or amend the Promotion without liability.
Governing Law: These terms are governed by Irish law and subject to the non-exclusive jurisdiction of the Irish courts.
The promoter may amend, substitute, or withdraw the offer at any time during the promotion.
The Promoter reserves the right to cancel or amend the Promotion in cases of fraud, abuse, technical errors, or circumstances outside its control.
The Promoter may not own or run the services included in the Reward. Customers must accept any third-party supplier terms, including those of the Administrator. The Promoter is not party to these agreements.
By entering, customers consent to their data being provided to the Administrator for processing entries and issuing Rewards.
Reward queries should be addressed to customercare@sweete.ie.
its4women 12 Days of Christmas Giveaway – Terms & Conditions
Promoter: MCL Insurance Services (Ireland) Ltd. trading as its4women.ie (“its4women”)
Regulated by the Central Bank of Ireland.
Terms & Conditions apply.
These Terms & Conditions govern participation in the its4women 12 Days of Christmas Giveaway (the “Competition”).
By entering, you agree to be bound by these Terms & Conditions.
1. Eligibility
1.1 The Competition is open to residents of the Republic of Ireland, aged 18 years or over.
1.2 To enter, participants must follow the official its4women Facebook or Instagram page.
1.3 Employees of its4women (MCL Insurance Services (Ireland) Ltd.), their immediate families, household members, and anyone professionally connected to the Competition are not eligible.
1.4 Influencers, brand partners, and members of the public may enter.
1.5 Entries made using fake profiles, spam accounts, bots, or multiple identity profiles may be disqualified at the Promoter’s discretion.
1.6 Win Back Your Premium – up to €500 (Day 6 & Day 12) are open only to current, active its4women car insurance policyholders at the time of the draw.
2. How to Enter
2.1 The Competition runs for 12 individual daily giveaways from 1 December to 16 December 2025 (the “Promotional Period”).
2.2 Each day, a prize will be announced on the official its4women Facebook and Instagram pages, exlcuding Saturday and Sundays.
2.3 To enter a daily prize draw, participants must:
Like the daily competition post;
Share the post (on Facebook) or Share to Instagram Stories (Instagram);
Tag at least one friend in the comments.
2.4 Each tagged friend counts as one entry. Participants may submit multiple entries by tagging multiple friends.
2.5 No purchase is required except for the Free Car Insurance prize, which is restricted to existing customers.
3. Daily Entry Windows
3.1 Each daily competition opens at time of posting and closes at 23:59 on the same day.
3.2 Entries do not carry over. Each day constitutes a separate prize draw.
3.3 Winners will be announced on the following day and Monday for Friday competitions.
4. Winner Selection
4.1 All eligible entries received before the daily deadline will be entered into a random draw.
4.2 Winners will be selected using CommentPicker or a similar randomised selection tool.
4.3 Winners will be announced via a public post on its4women’s social media pages.
4.4 Winners must claim their prize within 24 hours of the announcement by following the instructions provided.
4.5 If the winner does not claim in 24 hours, the Promoter reserves the right to withdraw the prize.
4.6 No redraw will occur.
5. Prizes
5.1 A different prize is available each day. A full list of prizes is provided in the “Daily Prize Terms” section (Message 2).
5.2 Prizes are non-transferable, non-refundable, and cannot be exchanged for cash or alternative items.
5.3 Some prizes are fulfilled by third-party providers (e.g., Sweete, Amazon, Just Eat). Such prizes are subject to the third party’s specific terms and conditions.
5.4 The Promoter reserves the right to substitute a prize of equal or greater value if necessary due to circumstances beyond its control.
6. Win Back Your Premium – up to €500 (Day 6 & Day 12) – Additional Terms
6.1 The Win Back Your Premium prize a single car insurance premium with its4women.
6.2 The winner must be an existing, active its4women car insurance customer at the time of the draw.
6.3 Must be renewed within 365 days of the prize being awarded.
6.4 Maximum policy value €500.
6.5 All policies remain subject to the Promoter’s underwriting criteria.
6.6 The prize is applied at renewal but does not guarantee a free policy. If the winner’s premium exceeds €500, the remaining balance must be paid by the winner.
7. European Return Flight Prizes (Day 3 & Day 8)
7.1 The European Flight prizes are fulfilled and administered by Sweete and are subject to Sweete’s full Terms & Conditions, which are reproduced verbatim in Annex 1 (Message 3).
7.2 By claiming this prize, winners accept all terms outlined in Annex 1.
7.3 Flights cannot be exchanged for cash, upgraded, or transferred, and availability is limited.
7.4 Winners must follow all booking instructions provided by Sweete.
8. Liability
8.1 The Promoter accepts no responsibility for:
Entries not received due to technical issues;
Third-party fulfilment errors;
Travel restrictions or cancellations;
Inability of the winner to avail of any prize.
8.2 Insofar as permitted by law, the Promoter is not liable for any loss, injury, damage, or disappointment arising from participation.
9. Data Protection
9.1 No personal data is collected by its4women for general entry.
9.2 Winner data (name, contact details) is required only for prize fulfilment.
9.3 Data will be processed in accordance with the its4women Privacy Policy:
https://www.its4women.ie/privacy
9.4 Winner initials may be published for transparency in accordance with ASAI guidelines.
10. General
10.1 The Promoter reserves the right to amend or withdraw the Competition at any time.
10.2 These Terms & Conditions are governed by the laws of Ireland.
10.3 The Promoter’s decision is final.
10.4 By entering, participants confirm their acceptance of these Terms & Conditions.
DAILY PRIZE TERMS (Days 1–12)
DAY 1 – Five €20 Amazon Gift Vouchers
Prize: 5 winners will each receive a €20 Amazon.co.uk digital gift voucher.
Prize Terms:
Winners must be ROI residents aged 18+.
Prize delivered via email.
Voucher is issued by Amazon and subject to Amazon’s standard gift card terms.
No cash alternative.
its4women is not responsible for Amazon platform issues or redemption problems.
DAY 2 – Two Pairs of Cinema Tickets
Prize: 2 winners will each receive 2 cinema tickets (one pair).
Prize Terms:
Tickets are fulfilled by Sweete and subject to Sweete’s cinema voucher Terms & Conditions.
Winners must be ROI residents aged 18+.
Tickets may be subject to seat availability, specific cinema location options, and redemption deadlines.
No cash alternative.
its4women is not responsible for screening cancellations, sold-out shows, or cinema restrictions.
DAY 3 – One Return European Flight (for 1 person)
Prize: 1 winner will receive a Return European Flight to one of the approved European destinations outlined in Sweete’s full Terms & Conditions.
Prize Terms:
Prize is administered by Sweete and subject to Sweete’s full flight Terms & Conditions, included in Annex 1.
Winner must be ROI resident aged 18+.
Flights are subject to availability, airport restrictions, airline availability, and blackout dates.
Winner must follow Sweete’s booking instructions and accept all travel rules.
No cash alternative.
Travel insurance, baggage fees, and additional costs are the responsibility of the winner.
its4women is not liable for travel disruptions.
DAY 4 – Four €15 Just Eat Vouchers
Prize: 4 winners will each receive a €15 Just Eat digital voucher.
Prize Terms:
Voucher delivered via email.
Valid on Just Eat Ireland only.
Subject to Just Eat’s standard terms.
No cash alternative.
DAY 5 – One €200 Holiday Voucher
Prize: 1 winner receives a €200 Holiday Voucher (Sweete-administered).
Prize Terms:
Prize is delivered via Sweete and subject to Sweete’s holiday voucher Terms & Conditions.
Applies to approved travel partners only.
No cash alternative.
Additional fees, upgrades, and travel arrangements are responsibility of the winner.
DAY 6 – Win Back Your Premium – up to €500 (Existing Customers Only)
Prize: 1 winner receives up to €500 credit towards their its4women car insurance.
Prize Terms:
Winner must be an existing active its4women customer at time of draw.
€500 applied to the winner’s next renewal or mid-term adjustment.
Prize valid for 365 days.
If policy exceeds €500, winner pays the difference.
All policies are subject to its4women’s normal underwriting criteria.
Non-transferable, no cash alternative.
DAY 7 – Five €20 Amazon Gift Vouchers
Prize: 5 winners will each receive a €20 Amazon.co.uk digital gift voucher.
Prize Terms:
Winners must be ROI residents aged 18+.
Prize delivered via email.
Voucher is issued by Amazon and subject to Amazon’s standard gift card terms.
No cash alternative.
its4women is not responsible for Amazon platform issues or redemption problems.
DAY 8 – One Return European Flight (for 1 person)
Prize: 1 winner will receive a Return European Flight to one of the approved European destinations outlined in Sweete’s full Terms & Conditions.
Prize Terms:
Prize is administered by Sweete and subject to Sweete’s full flight Terms & Conditions, included in Annex 1.
Winner must be ROI resident aged 18+.
Flights are subject to availability, airport restrictions, airline availability, and blackout dates.
Winner must follow Sweete’s booking instructions and accept all travel rules.
No cash alternative.
Travel insurance, baggage fees, and additional costs are the responsibility of the winner.
its4women is not liable for travel disruptions.
DAY 9 – Four €15 Just Eat Vouchers
Prize: 4 winners will each receive a €15 Just Eat digital voucher.
Prize Terms:
Voucher delivered via email.
Valid on Just Eat Ireland only.
Subject to Just Eat’s standard terms.
No cash alternative.
DAY 10 – Two Pairs of Cinema Tickets
Prize: 2 winners will each receive 2 cinema tickets (one pair).
Prize Terms:
Tickets are fulfilled by Sweete and subject to Sweete’s cinema voucher Terms & Conditions.
Winners must be ROI residents aged 18+.
Tickets may be subject to seat availability, specific cinema location options, and redemption deadlines.
No cash alternative.
its4women is not responsible for screening cancellations, sold-out shows, or cinema restrictions.
DAY 11 – One €200 Holiday Voucher
Prize: 1 winner receives a €200 Holiday Voucher (Sweete-administered).
Prize Terms:
Prize is delivered via Sweete and subject to Sweete’s holiday voucher Terms & Conditions.
Applies to approved travel partners only.
No cash alternative.
Additional fees, upgrades, and travel arrangements are responsibility of the winner.
DAY 12 – Free Car Insurance (Existing Customers Only)
Prize: 1 winner receives up to €500 credit towards their its4women car insurance.
Prize Terms:
Winner must be an existing active its4women customer at time of draw.
€500 applied as a credit to the winner’s next renewal or mid-term adjustment.
Prize valid for 365 days.
If policy exceeds €500, winner pays the difference.
All policies are subject to its4women’s normal underwriting criteria.
Non-transferable, no cash alternative.
Sweet Terms and Conditions – Free European Flight
Key Term Definitions
Administrator Sweete
Promoter Its4women.ie
Promotion Its4women.ie rewards programme
Qualifying Insurance Means the renewal of an existing car insurance policy with Its4women.ie
Qualifying Period 45 days from the purchase of an existing car insurance renewal
General Terms and Conditions
By participating in this promotion, you agree to the terms and conditions below.
In these terms and conditions: Its4women.ie is a trading name of MCL Insurance Services (Ireland) Limited who are regulated by the Central Bank of Ireland and are a private limited company registered in the Republic of Ireland, CRO Number: 605082. Registered Office: Unit No. 1, Third Floor, The Chamber Buildings, North Street, Swords, Co. Dublin, K67A3H7.
This promotion is administered by Sweete, PO Box 12948, Blackrock, Co, Dublin, Ireland.
All information provided is correct as of 01.12.2025 but may be subject to change by its4women.ie if necessary for the purposes of administering the promotion.
Your Information: its4women.ie is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, that you submit to enter the promotion, will be used by its4women.ie to run the promotion and to provide you with a new or existing motor insurance quotation or health insurance quotation and other marketing materials. Your information will not be used for any other purpose unless otherwise requested by you. Calls may be recorded for verification and training purposes. The Promoter and the Administrator will handle any personal data in accordance with the its4women.ie Data Protection and Privacy Policy.
Duration of the promotion: The campaign promotional period will run from 00:00 on 01.12.2025 until 23:59 on 16.12.2025 (the “Promotional Period”).
This promotion is open to Eligible Customers only. “Eligible Customer” means any recipient of a communication inviting you to claim your reward in return for renewing your existing Car insurance policy with its4women.ie excluding telematics products.
Entrants must be resident in the Republic of Ireland, over 18 years of age, and have agreed to marketing consent. This Promotion is not open to employees or agents of the Promoter or Administrator, their families, affiliated companies or subsidiaries, or third parties professionally connected with the promotion.
By entering, you confirm you are eligible. The Promoter may require proof of eligibility.
Eligibility is determined by its4women.ie. Its determination is final.
To enter the Promotion, eligible entrants must have renewed an existing car insurance policy, excluding telematics products. After confirmation of purchase and completion of the 45-day qualifying period, details will be passed to the Administrator, who will email the Free Return European Flight Voucher.
Purchase is necessary for entry into the Promotion.
. If a customer fails to redeem, claim, or use the Reward within the applicable time frames, chooses not to accept the Reward, or is deemed ineligible, they relinquish any right to it. The Promoter accepts no responsibility if an Entrant cannot take up the Reward.
Receipt of any Reward is conditional upon all relevant documentation being completed as reasonably required.
Rewards are non-transferable and cannot be redeemed for cash or goods. The Promoter reserves the right to substitute with an equal or greater value reward if circumstances require.
Customers are responsible for all taxes, costs, and other expenses not expressly covered in the Reward Schedule.
Insofar as permitted by law, Entrants release the Promoter from liability relating to participation or acceptance of the Reward, except where caused by the Promoter’s negligence.
The Promoter is not liable for events outside its control (fire, strikes, riots, pandemics, transport delays, etc.). The Promoter may cancel or amend the Promotion without liability.
Governing Law: These terms are governed by Irish law and subject to the non-exclusive jurisdiction of the Irish courts.
The promoter may amend, substitute, or withdraw the offer at any time during the promotion.
The Promoter reserves the right to cancel or amend the Promotion in cases of fraud, abuse, technical errors, or circumstances outside its control.
The Promoter may not own or run the services included in the Reward. Customers must accept any third-party supplier terms, including those of the Administrator. The Promoter is not party to these agreements.
By entering, customers consent to their data being provided to the Administrator for processing entries and issuing Rewards.
Reward queries should be addressed to customercare@sweete.ie.
its4women 12 Days of Christmas Giveaway – Terms & Conditions
Promoter: MCL Insurance Services (Ireland) Ltd. trading as its4women.ie (“its4women”)
Regulated by the Central Bank of Ireland.
Terms & Conditions apply.
These Terms & Conditions govern participation in the its4women 12 Days of Christmas Giveaway (the “Competition”).
By entering, you agree to be bound by these Terms & Conditions.
1. Eligibility
1.1 The Competition is open to residents of the Republic of Ireland, aged 18 years or over.
1.2 To enter, participants must follow the official its4women Facebook or Instagram page.
1.3 Employees of its4women (MCL Insurance Services (Ireland) Ltd.), their immediate families, household members, and anyone professionally connected to the Competition are not eligible.
1.4 Influencers, brand partners, and members of the public may enter.
1.5 Entries made using fake profiles, spam accounts, bots, or multiple identity profiles may be disqualified at the Promoter’s discretion.
1.6 Win Back Your Premium – up to €500 (Day 6 & Day 12) are open only to current, active its4women car insurance policyholders at the time of the draw.
2. How to Enter
2.1 The Competition runs for 12 individual daily giveaways from 1 December to 16 December 2025 (the “Promotional Period”).
2.2 Each day, a prize will be announced on the official its4women Facebook and Instagram pages, exlcuding Saturday and Sundays.
2.3 To enter a daily prize draw, participants must:
Like the daily competition post;
Share the post (on Facebook) or Share to Instagram Stories (Instagram);
Tag at least one friend in the comments.
2.4 Each tagged friend counts as one entry. Participants may submit multiple entries by tagging multiple friends.
2.5 No purchase is required except for the Free Car Insurance prize, which is restricted to existing customers.
3. Daily Entry Windows
3.1 Each daily competition opens at time of posting and closes at 23:59 on the same day.
3.2 Entries do not carry over. Each day constitutes a separate prize draw.
3.3 Winners will be announced on the following day and Monday for Friday competitions.
4. Winner Selection
4.1 All eligible entries received before the daily deadline will be entered into a random draw.
4.2 Winners will be selected using CommentPicker or a similar randomised selection tool.
4.3 Winners will be announced via a public post on its4women’s social media pages.
4.4 Winners must claim their prize within 24 hours of the announcement by following the instructions provided.
4.5 If the winner does not claim in 24 hours, the Promoter reserves the right to withdraw the prize.
4.6 No redraw will occur.
5. Prizes
5.1 A different prize is available each day. A full list of prizes is provided in the “Daily Prize Terms” section (Message 2).
5.2 Prizes are non-transferable, non-refundable, and cannot be exchanged for cash or alternative items.
5.3 Some prizes are fulfilled by third-party providers (e.g., Sweete, Amazon, Just Eat). Such prizes are subject to the third party’s specific terms and conditions.
5.4 The Promoter reserves the right to substitute a prize of equal or greater value if necessary due to circumstances beyond its control.
6. Win Back Your Premium – up to €500 (Day 6 & Day 12) – Additional Terms
6.1 The Win Back Your Premium prize a single car insurance premium with its4women.
6.2 The winner must be an existing, active its4women car insurance customer at the time of the draw.
6.3 Must be renewed within 365 days of the prize being awarded.
6.4 Maximum policy value €500.
6.5 All policies remain subject to the Promoter’s underwriting criteria.
6.6 The prize is applied at renewal but does not guarantee a free policy. If the winner’s premium exceeds €500, the remaining balance must be paid by the winner.
7. European Return Flight Prizes (Day 3 & Day 8)
7.1 The European Flight prizes are fulfilled and administered by Sweete and are subject to Sweete’s full Terms & Conditions, which are reproduced verbatim in Annex 1 (Message 3).
7.2 By claiming this prize, winners accept all terms outlined in Annex 1.
7.3 Flights cannot be exchanged for cash, upgraded, or transferred, and availability is limited.
7.4 Winners must follow all booking instructions provided by Sweete.
8. Liability
8.1 The Promoter accepts no responsibility for:
Entries not received due to technical issues;
Third-party fulfilment errors;
Travel restrictions or cancellations;
Inability of the winner to avail of any prize.
8.2 Insofar as permitted by law, the Promoter is not liable for any loss, injury, damage, or disappointment arising from participation.
9. Data Protection
9.1 No personal data is collected by its4women for general entry.
9.2 Winner data (name, contact details) is required only for prize fulfilment.
9.3 Data will be processed in accordance with the its4women Privacy Policy:
https://www.its4women.ie/privacy
9.4 Winner initials may be published for transparency in accordance with ASAI guidelines.
10. General
10.1 The Promoter reserves the right to amend or withdraw the Competition at any time.
10.2 These Terms & Conditions are governed by the laws of Ireland.
10.3 The Promoter’s decision is final.
10.4 By entering, participants confirm their acceptance of these Terms & Conditions.
DAILY PRIZE TERMS (Days 1–12)
DAY 1 – Five €20 Amazon Gift Vouchers
Prize: 5 winners will each receive a €20 Amazon.co.uk digital gift voucher.
Prize Terms:
Winners must be ROI residents aged 18+.
Prize delivered via email.
Voucher is issued by Amazon and subject to Amazon’s standard gift card terms.
No cash alternative.
its4women is not responsible for Amazon platform issues or redemption problems.
DAY 2 – Two Pairs of Cinema Tickets
Prize: 2 winners will each receive 2 cinema tickets (one pair).
Prize Terms:
Tickets are fulfilled by Sweete and subject to Sweete’s cinema voucher Terms & Conditions.
Winners must be ROI residents aged 18+.
Tickets may be subject to seat availability, specific cinema location options, and redemption deadlines.
No cash alternative.
its4women is not responsible for screening cancellations, sold-out shows, or cinema restrictions.
DAY 3 – One Return European Flight (for 1 person)
Prize: 1 winner will receive a Return European Flight to one of the approved European destinations outlined in Sweete’s full Terms & Conditions.
Prize Terms:
Prize is administered by Sweete and subject to Sweete’s full flight Terms & Conditions, included in Annex 1.
Winner must be ROI resident aged 18+.
Flights are subject to availability, airport restrictions, airline availability, and blackout dates.
Winner must follow Sweete’s booking instructions and accept all travel rules.
No cash alternative.
Travel insurance, baggage fees, and additional costs are the responsibility of the winner.
its4women is not liable for travel disruptions.
DAY 4 – Four €15 Just Eat Vouchers
Prize: 4 winners will each receive a €15 Just Eat digital voucher.
Prize Terms:
Voucher delivered via email.
Valid on Just Eat Ireland only.
Subject to Just Eat’s standard terms.
No cash alternative.
DAY 5 – One €200 Holiday Voucher
Prize: 1 winner receives a €200 Holiday Voucher (Sweete-administered).
Prize Terms:
Prize is delivered via Sweete and subject to Sweete’s holiday voucher Terms & Conditions.
Applies to approved travel partners only.
No cash alternative.
Additional fees, upgrades, and travel arrangements are responsibility of the winner.
DAY 6 – Win Back Your Premium – up to €500 (Existing Customers Only)
Prize: 1 winner receives up to €500 credit towards their its4women car insurance.
Prize Terms:
Winner must be an existing active its4women customer at time of draw.
€500 applied to the winner’s next renewal or mid-term adjustment.
Prize valid for 365 days.
If policy exceeds €500, winner pays the difference.
All policies are subject to its4women’s normal underwriting criteria.
Non-transferable, no cash alternative.
DAY 7 – Five €20 Amazon Gift Vouchers
Prize: 5 winners will each receive a €20 Amazon.co.uk digital gift voucher.
Prize Terms:
Winners must be ROI residents aged 18+.
Prize delivered via email.
Voucher is issued by Amazon and subject to Amazon’s standard gift card terms.
No cash alternative.
its4women is not responsible for Amazon platform issues or redemption problems.
DAY 8 – One Return European Flight (for 1 person)
Prize: 1 winner will receive a Return European Flight to one of the approved European destinations outlined in Sweete’s full Terms & Conditions.
Prize Terms:
Prize is administered by Sweete and subject to Sweete’s full flight Terms & Conditions, included in Annex 1.
Winner must be ROI resident aged 18+.
Flights are subject to availability, airport restrictions, airline availability, and blackout dates.
Winner must follow Sweete’s booking instructions and accept all travel rules.
No cash alternative.
Travel insurance, baggage fees, and additional costs are the responsibility of the winner.
its4women is not liable for travel disruptions.
DAY 9 – Four €15 Just Eat Vouchers
Prize: 4 winners will each receive a €15 Just Eat digital voucher.
Prize Terms:
Voucher delivered via email.
Valid on Just Eat Ireland only.
Subject to Just Eat’s standard terms.
No cash alternative.
DAY 10 – Two Pairs of Cinema Tickets
Prize: 2 winners will each receive 2 cinema tickets (one pair).
Prize Terms:
Tickets are fulfilled by Sweete and subject to Sweete’s cinema voucher Terms & Conditions.
Winners must be ROI residents aged 18+.
Tickets may be subject to seat availability, specific cinema location options, and redemption deadlines.
No cash alternative.
its4women is not responsible for screening cancellations, sold-out shows, or cinema restrictions.
DAY 11 – One €200 Holiday Voucher
Prize: 1 winner receives a €200 Holiday Voucher (Sweete-administered).
Prize Terms:
Prize is delivered via Sweete and subject to Sweete’s holiday voucher Terms & Conditions.
Applies to approved travel partners only.
No cash alternative.
Additional fees, upgrades, and travel arrangements are responsibility of the winner.
DAY 12 – Free Car Insurance (Existing Customers Only)
Prize: 1 winner receives up to €500 credit towards their its4women car insurance.
Prize Terms:
Winner must be an existing active its4women customer at time of draw.
€500 applied as a credit to the winner’s next renewal or mid-term adjustment.
Prize valid for 365 days.
If policy exceeds €500, winner pays the difference.
All policies are subject to its4women’s normal underwriting criteria.
Non-transferable, no cash alternative.
Sweet Terms and Conditions – Free European Flight
Key Term Definitions
Administrator Sweete
Promoter Its4women.ie
Promotion Its4women.ie rewards programme
Qualifying Insurance Means the renewal of an existing car insurance policy with Its4women.ie
Qualifying Period 45 days from the purchase of an existing car insurance renewal
General Terms and Conditions
By participating in this promotion, you agree to the terms and conditions below.
In these terms and conditions: Its4women.ie is a trading name of MCL Insurance Services (Ireland) Limited who are regulated by the Central Bank of Ireland and are a private limited company registered in the Republic of Ireland, CRO Number: 605082. Registered Office: Unit No. 1, Third Floor, The Chamber Buildings, North Street, Swords, Co. Dublin, K67A3H7.
This promotion is administered by Sweete, PO Box 12948, Blackrock, Co, Dublin, Ireland.
All information provided is correct as of 01.12.2025 but may be subject to change by its4women.ie if necessary for the purposes of administering the promotion.
Your Information: its4women.ie is careful to treat the privacy of its customers with care and due regard to the laws of Ireland. The information, including personal data, that you submit to enter the promotion, will be used by its4women.ie to run the promotion and to provide you with a new or existing motor insurance quotation or health insurance quotation and other marketing materials. Your information will not be used for any other purpose unless otherwise requested by you. Calls may be recorded for verification and training purposes. The Promoter and the Administrator will handle any personal data in accordance with the its4women.ie Data Protection and Privacy Policy.
Duration of the promotion: The campaign promotional period will run from 00:00 on 01.12.2025 until 23:59 on 16.12.2025 (the “Promotional Period”).
This promotion is open to Eligible Customers only. “Eligible Customer” means any recipient of a communication inviting you to claim your reward in return for renewing your existing Car insurance policy with its4women.ie excluding telematics products.
Entrants must be resident in the Republic of Ireland, over 18 years of age, and have agreed to marketing consent. This Promotion is not open to employees or agents of the Promoter or Administrator, their families, affiliated companies or subsidiaries, or third parties professionally connected with the promotion.
By entering, you confirm you are eligible. The Promoter may require proof of eligibility.
Eligibility is determined by its4women.ie. Its determination is final.
To enter the Promotion, eligible entrants must have renewed an existing car insurance policy, excluding telematics products. After confirmation of purchase and completion of the 45-day qualifying period, details will be passed to the Administrator, who will email the Free Return European Flight Voucher.
Purchase is necessary for entry into the Promotion.
. If a customer fails to redeem, claim, or use the Reward within the applicable time frames, chooses not to accept the Reward, or is deemed ineligible, they relinquish any right to it. The Promoter accepts no responsibility if an Entrant cannot take up the Reward.
Receipt of any Reward is conditional upon all relevant documentation being completed as reasonably required.
Rewards are non-transferable and cannot be redeemed for cash or goods. The Promoter reserves the right to substitute with an equal or greater value reward if circumstances require.
Customers are responsible for all taxes, costs, and other expenses not expressly covered in the Reward Schedule.
Insofar as permitted by law, Entrants release the Promoter from liability relating to participation or acceptance of the Reward, except where caused by the Promoter’s negligence.
The Promoter is not liable for events outside its control (fire, strikes, riots, pandemics, transport delays, etc.). The Promoter may cancel or amend the Promotion without liability.
Governing Law: These terms are governed by Irish law and subject to the non-exclusive jurisdiction of the Irish courts.
The promoter may amend, substitute, or withdraw the offer at any time during the promotion.
The Promoter reserves the right to cancel or amend the Promotion in cases of fraud, abuse, technical errors, or circumstances outside its control.
The Promoter may not own or run the services included in the Reward. Customers must accept any third-party supplier terms, including those of the Administrator. The Promoter is not party to these agreements.
By entering, customers consent to their data being provided to the Administrator for processing entries and issuing Rewards.
Reward queries should be addressed to customercare@sweete.ie.