*Offer includes a 10% online discount on this year’s policy. Subject to a maximum discount of €100. Subject to eligibility and minimum premium requirements. Offer available to new customers in the Republic of Ireland only. Full terms and conditions available here.
How Can I Get Cheaper Car Insurance?
Car insurance is mandatory in Ireland, and it can be expensive but there are plenty of ways to keep your premiums down. Here’s a few smart tips to help you save when insuring your car:
1.
Pay Annually
Paying your premium in one go is usually cheaper than monthly instalments, as interest is often added to monthly payments.
2.
Enhance Your Car’s Security
Installing an insurer-approved tracker, immobiliser, or alarm can reduce the risk of theft and may help lower your premiums.
3.
Choose a Less Powerful Car
Vehicles in lower insurance groups typically cost less to insure. If you're buying a new car, and looking for a minimum premium consider one with a smaller engine or lower insurance classification.
4.
Reduce Your Mileage
Driving fewer miles can reduce your premium. Just be honest about your estimate under reporting mileage could invalidate your car insurance policy.
5.
Increase Your Voluntary Excess
Agreeing to pay a higher voluntary excess can lower your premium. Just make sure it’s an amount you can afford in case you need to make a claim.
6.
Park in a Safe Location
Parking in a private driveway, secure garage, or off-road space can reduce your risk of theft or damage, which may lower your insurance costs.
7.
Build Up a No-Claims Discount
The longer you go without making a claim, the bigger your no-claims discount—potentially leading to significant savings over time.
8.
Add a Named Driver
Adding an experienced driver (such as a parent or partner) to your car insurance policy can sometimes lower the premium. Make sure they genuinely use the car to stay within policy terms.
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