Car Insurance FAQ’s – everything you need to know
Car Insurance FAQ’s – everything you need to know
Looking for answers about car insurance? You’re in the right place.
Looking for answers about car insurance? You’re in the right place.
Our comprehensive Car Insurance frequently asked questions section is designed to help you understand
everything from standard car insurance to black box telematic car insurance for young drivers.
Our comprehensive Car Insurance frequently asked questions section is designed to help you understand
everything from standard car insurance to black box telematic car insurance for young drivers.
Policy Management
Policy Management
Policy Management
Is car insurance mandatory in Ireland?
Yes, car insurance is a legal requirement to drive in Ireland. At a minimum, you must have vehicle insurance to compensate someone for damages and injury in an accident you cause. You can also obtain car insurance that covers your vehicle for fire, theft or accidental damage.
Is car insurance mandatory in Ireland?
Yes, car insurance is a legal requirement to drive in Ireland. At a minimum, you must have vehicle insurance to compensate someone for damages and injury in an accident you cause. You can also obtain car insurance that covers your vehicle for fire, theft or accidental damage.
Is car insurance mandatory in Ireland?
Yes, car insurance is a legal requirement to drive in Ireland. At a minimum, you must have vehicle insurance to compensate someone for damages and injury in an accident you cause. You can also obtain car insurance that covers your vehicle for fire, theft or accidental damage.
How do I submit documents online?
We make car insurance simple, fast, and affordable — all online. Plus, we offer Comprehensive cover tailored to your needs, flexible payment options and telematics policies.
With excellent customer service and over 130,000 customers across Ireland, its4women.ie is a trusted choice for affordable, reliable motor insurance online.
How do I submit documents online?
We make car insurance simple, fast, and affordable — all online. Plus, we offer Comprehensive cover tailored to your needs, flexible payment options and telematics policies.
With excellent customer service and over 130,000 customers across Ireland, its4women.ie is a trusted choice for affordable, reliable motor insurance online.
How do I submit documents online?
We make car insurance simple, fast, and affordable — all online. Plus, we offer Comprehensive cover tailored to your needs, flexible payment options and telematics policies.
With excellent customer service and over 130,000 customers across Ireland, its4women.ie is a trusted choice for affordable, reliable motor insurance online.
How long will it take to receive my policy documents?
Not at all. While we’re known for offering women’s car insurance that's flexible and rewarding, its4women.ie is for everyone. We welcome all drivers, regardless of gender, and offer great value cover to suit a wide range of needs.
How long will it take to receive my policy documents?
Not at all. While we’re known for offering women’s car insurance that's flexible and rewarding, its4women.ie is for everyone. We welcome all drivers, regardless of gender, and offer great value cover to suit a wide range of needs.
How long will it take to receive my policy documents?
Not at all. While we’re known for offering women’s car insurance that's flexible and rewarding, its4women.ie is for everyone. We welcome all drivers, regardless of gender, and offer great value cover to suit a wide range of needs.
Can I still get a Multicar discount if our renewal dates are different?
Yes, you can. While we don’t offer multi-car policies, you can take out separate policies for each car under your name. However, your no claims bonus can only be used on one car policy at a time.
Can I still get a Multicar discount if our renewal dates are different?
Yes, you can. While we don’t offer multi-car policies, you can take out separate policies for each car under your name. However, your no claims bonus can only be used on one car policy at a time.
Can I still get a Multicar discount if our renewal dates are different?
Yes, you can. While we don’t offer multi-car policies, you can take out separate policies for each car under your name. However, your no claims bonus can only be used on one car policy at a time.
Can I get another copy of my documents?
Yes — but only if your vehicle is less than 4 years old. An NCT (National Car Test) is required when the car is 4 years old then every 2 years thereafter until its 10th anniversary. After that, an annual NCT test is required. You must also ensure that your vehicle is kept in a roadworthy condition at all times.
Can I get another copy of my documents?
Yes — but only if your vehicle is less than 4 years old. An NCT (National Car Test) is required when the car is 4 years old then every 2 years thereafter until its 10th anniversary. After that, an annual NCT test is required. You must also ensure that your vehicle is kept in a roadworthy condition at all times.
Can I get another copy of my documents?
Yes — but only if your vehicle is less than 4 years old. An NCT (National Car Test) is required when the car is 4 years old then every 2 years thereafter until its 10th anniversary. After that, an annual NCT test is required. You must also ensure that your vehicle is kept in a roadworthy condition at all times.
Can I get a discount on my quote?
It depends on a number of factors, car insurance isn’t “one size fits all”. Insurers will consider your age, location, driving experience, car type and driving history (e.g. accidents, claims, speeding offences, number of penalty points etc) . You can get a free, no-obligation quote in minutes on our website.
Can I get a discount on my quote?
It depends on a number of factors, car insurance isn’t “one size fits all”. Insurers will consider your age, location, driving experience, car type and driving history (e.g. accidents, claims, speeding offences, number of penalty points etc) . You can get a free, no-obligation quote in minutes on our website.
Can I get a discount on my quote?
It depends on a number of factors, car insurance isn’t “one size fits all”. Insurers will consider your age, location, driving experience, car type and driving history (e.g. accidents, claims, speeding offences, number of penalty points etc) . You can get a free, no-obligation quote in minutes on our website.
Where can I find my policy documents?
Generally, yes. Older cars can be costlier to insure due to repair costs and lack of safety features but on the flip side, newer cars are more expensive to replace due to their value and advanced technological systems. Every car and every quote is unique just like every driver — we’ll assess your details to give the best price possible.
Where can I find my policy documents?
Generally, yes. Older cars can be costlier to insure due to repair costs and lack of safety features but on the flip side, newer cars are more expensive to replace due to their value and advanced technological systems. Every car and every quote is unique just like every driver — we’ll assess your details to give the best price possible.
Where can I find my policy documents?
Generally, yes. Older cars can be costlier to insure due to repair costs and lack of safety features but on the flip side, newer cars are more expensive to replace due to their value and advanced technological systems. Every car and every quote is unique just like every driver — we’ll assess your details to give the best price possible.
When will I receive my Car Insurance certificate?
Sometimes — If your policy includes the Driving Other Cars Extension, you may be covered third party only to drive someone else’s car. This extension only applies to policyholders and isn’t standard on all policies. Plus, any damage caused to the car itself won’t be covered which means you would be liable for any damage costs. You’ll find this benefit in your Certificate of Motor Insurance or Policy Schedule if included.
When will I receive my Car Insurance certificate?
Sometimes — If your policy includes the Driving Other Cars Extension, you may be covered third party only to drive someone else’s car. This extension only applies to policyholders and isn’t standard on all policies. Plus, any damage caused to the car itself won’t be covered which means you would be liable for any damage costs. You’ll find this benefit in your Certificate of Motor Insurance or Policy Schedule if included.
When will I receive my Car Insurance certificate?
Sometimes — If your policy includes the Driving Other Cars Extension, you may be covered third party only to drive someone else’s car. This extension only applies to policyholders and isn’t standard on all policies. Plus, any damage caused to the car itself won’t be covered which means you would be liable for any damage costs. You’ll find this benefit in your Certificate of Motor Insurance or Policy Schedule if included.
What information do I need to provide to receive my certificate and disc?
Yes! We offer the ability to pay monthly via direct debit for both standard and telematics policies. Service charges may apply — check our Terms of Business.
What information do I need to provide to receive my certificate and disc?
Yes! We offer the ability to pay monthly via direct debit for both standard and telematics policies. Service charges may apply — check our Terms of Business.
What information do I need to provide to receive my certificate and disc?
Yes! We offer the ability to pay monthly via direct debit for both standard and telematics policies. Service charges may apply — check our Terms of Business.
Do I need to send you documents before purchasing a policy?
Insurers can no longer use gender as a rating factor when pricing insurance. Your car insurance quote is based on factors such as age, location, driving experience, car type and driving history.
Do I need to send you documents before purchasing a policy?
Insurers can no longer use gender as a rating factor when pricing insurance. Your car insurance quote is based on factors such as age, location, driving experience, car type and driving history.
Do I need to send you documents before purchasing a policy?
Insurers can no longer use gender as a rating factor when pricing insurance. Your car insurance quote is based on factors such as age, location, driving experience, car type and driving history.
Does the value of my car affect my insurance premium?
Yes, it can affect your car insurance cost. Higher-value cars (such as new cars and electric cars) may have higher premiums due to the cost of repair or replacement if damaged or stolen.
Does the value of my car affect my insurance premium?
Yes, it can affect your car insurance cost. Higher-value cars (such as new cars and electric cars) may have higher premiums due to the cost of repair or replacement if damaged or stolen.
Does the value of my car affect my insurance premium?
Yes, it can affect your car insurance cost. Higher-value cars (such as new cars and electric cars) may have higher premiums due to the cost of repair or replacement if damaged or stolen.
Does driver age impact the cost of car insurance?
Yes — younger and less experienced drivers often pay more for car insurance due to a higher risk profile. Your age is one of many factors considered in preparing a car insurance quote.
Does driver age impact the cost of car insurance?
Yes — younger and less experienced drivers often pay more for car insurance due to a higher risk profile. Your age is one of many factors considered in preparing a car insurance quote.
Does driver age impact the cost of car insurance?
Yes — younger and less experienced drivers often pay more for car insurance due to a higher risk profile. Your age is one of many factors considered in preparing a car insurance quote.
Which countries does its4women car insurance cover me in?
You’re covered in the Republic of Ireland, Great Britain, Northern Ireland, the Isle of Man and the Channel Islands including travel by sea between ports. Your cover is automatically extended up to 60 days in any country which is a member of the European Union and European Economic Area (EEA) plus Switzerland.
Which countries does its4women car insurance cover me in?
You’re covered in the Republic of Ireland, Great Britain, Northern Ireland, the Isle of Man and the Channel Islands including travel by sea between ports. Your cover is automatically extended up to 60 days in any country which is a member of the European Union and European Economic Area (EEA) plus Switzerland.
Which countries does its4women car insurance cover me in?
You’re covered in the Republic of Ireland, Great Britain, Northern Ireland, the Isle of Man and the Channel Islands including travel by sea between ports. Your cover is automatically extended up to 60 days in any country which is a member of the European Union and European Economic Area (EEA) plus Switzerland.
Can I get a car insurance quote before purchasing a vehicle?
Yes, you can! Simply use the make, model, and estimated value of the car you're planning to buy to get a quote online.
Can I get a car insurance quote before purchasing a vehicle?
Yes, you can! Simply use the make, model, and estimated value of the car you're planning to buy to get a quote online.
Can I get a car insurance quote before purchasing a vehicle?
Yes, you can! Simply use the make, model, and estimated value of the car you're planning to buy to get a quote online.
Can I drive a new car without insurance?
No — car insurance is a legal requirement to drive in Ireland. You must have insurance to compensate someone for damages and injury in an accident you cause. You’ll need to arrange motor insurance cover before driving the car, even for a short distance.
Can I drive a new car without insurance?
No — car insurance is a legal requirement to drive in Ireland. You must have insurance to compensate someone for damages and injury in an accident you cause. You’ll need to arrange motor insurance cover before driving the car, even for a short distance.
Can I drive a new car without insurance?
No — car insurance is a legal requirement to drive in Ireland. You must have insurance to compensate someone for damages and injury in an accident you cause. You’ll need to arrange motor insurance cover before driving the car, even for a short distance.
Can I get car insurance same day?
Yes! You can get a quote, buy a policy, and be covered all in the same day — completely online with its4women.ie.
Can I get car insurance same day?
Yes! You can get a quote, buy a policy, and be covered all in the same day — completely online with its4women.ie.
Can I get car insurance same day?
Yes! You can get a quote, buy a policy, and be covered all in the same day — completely online with its4women.ie.
How do I choose the best car insurance cover for me?
Think about what level of protection you need.
Comprehensive insurance cover offers the highest level of protection, including accidental damage, fire, theft, and third-party liability. If you’re looking for lower-cost options, Third Party or Third Party Fire & Theft might suit you. Compare your needs, budget, and vehicle value before deciding. Learn more in our Policy Document – Section 1: Your Policy Cover.
How do I choose the best car insurance cover for me?
Think about what level of protection you need.
Comprehensive insurance cover offers the highest level of protection, including accidental damage, fire, theft, and third-party liability. If you’re looking for lower-cost options, Third Party or Third Party Fire & Theft might suit you. Compare your needs, budget, and vehicle value before deciding. Learn more in our Policy Document – Section 1: Your Policy Cover.
How do I choose the best car insurance cover for me?
Think about what level of protection you need.
Comprehensive insurance cover offers the highest level of protection, including accidental damage, fire, theft, and third-party liability. If you’re looking for lower-cost options, Third Party or Third Party Fire & Theft might suit you. Compare your needs, budget, and vehicle value before deciding. Learn more in our Policy Document – Section 1: Your Policy Cover.
Is car insurance cheaper with more named drivers?
Not always. Adding experienced named drivers can help reduce your premium, but adding younger or inexperienced drivers might increase it. Each quote is calculated individually.
Is car insurance cheaper with more named drivers?
Not always. Adding experienced named drivers can help reduce your premium, but adding younger or inexperienced drivers might increase it. Each quote is calculated individually.
Is car insurance cheaper with more named drivers?
Not always. Adding experienced named drivers can help reduce your premium, but adding younger or inexperienced drivers might increase it. Each quote is calculated individually.
How do I update or change my policy details?
It’s easy! Log into your policy online at its4women.ie to make changes anytime — from updating your address and personal details, to changing your car.
How do I update or change my policy details?
It’s easy! Log into your policy online at its4women.ie to make changes anytime — from updating your address and personal details, to changing your car.
How do I update or change my policy details?
It’s easy! Log into your policy online at its4women.ie to make changes anytime — from updating your address and personal details, to changing your car.
How long do you have to renew your car insurance?
You can renew your motor insurance policy any time before the expiry date. We’ll send you a reminder 28 days before your existing policy is due to renew, and you can renew instantly through your online portal. Failure to action, in a timely manner could see your existing policy cancelled meaning you would have to set up a new car insurance policy.
How long do you have to renew your car insurance?
You can renew your motor insurance policy any time before the expiry date. We’ll send you a reminder 28 days before your existing policy is due to renew, and you can renew instantly through your online portal. Failure to action, in a timely manner could see your existing policy cancelled meaning you would have to set up a new car insurance policy.
How long do you have to renew your car insurance?
You can renew your motor insurance policy any time before the expiry date. We’ll send you a reminder 28 days before your existing policy is due to renew, and you can renew instantly through your online portal. Failure to action, in a timely manner could see your existing policy cancelled meaning you would have to set up a new car insurance policy.
Do you offer electric car insurance?
Yes - as one of Ireland's leading online brokers we cover most electric vehicle makes and models as well as most other car brands and types.
Do you offer electric car insurance?
Yes - as one of Ireland's leading online brokers we cover most electric vehicle makes and models as well as most other car brands and types.
Do you offer electric car insurance?
Yes - as one of Ireland's leading online brokers we cover most electric vehicle makes and models as well as most other car brands and types.
Premium, Discounts & Documents
Premium, Discounts & Documents
Premium, Discounts & Documents
Premium and discounts
Your premium is based on several factors including your driving history, age, car type, location, and selected level of cover. Discounts may be available for no claims bonus, policy bundles, and selected promotions.
Premium and discounts
Your premium is based on several factors including your driving history, age, car type, location, and selected level of cover. Discounts may be available for no claims bonus, policy bundles, and selected promotions.
Premium and discounts
Your premium is based on several factors including your driving history, age, car type, location, and selected level of cover. Discounts may be available for no claims bonus, policy bundles, and selected promotions.
How do I submit documents online?
You can upload documents directly via your customer portal at its4women.ie at any time.
How do I submit documents online?
You can upload documents directly via your customer portal at its4women.ie at any time.
How do I submit documents online?
You can upload documents directly via your customer portal at its4women.ie at any time.
What's a no claim discount?
A No Claims Discount (NCD) is a reduction in your premium based on the number of consecutive claim-free years you’ve had on a policy in your own name. The more years without a claim, the higher your discount.
What's a no claim discount?
A No Claims Discount (NCD) is a reduction in your premium based on the number of consecutive claim-free years you’ve had on a policy in your own name. The more years without a claim, the higher your discount.
What's a no claim discount?
A No Claims Discount (NCD) is a reduction in your premium based on the number of consecutive claim-free years you’ve had on a policy in your own name. The more years without a claim, the higher your discount.
How long will it take to receive my policy documents?
Once your policy is active and payment received, documents are issued immediately by email and are also available in your online account.
How long will it take to receive my policy documents?
Once your policy is active and payment received, documents are issued immediately by email and are also available in your online account.
How long will it take to receive my policy documents?
Once your policy is active and payment received, documents are issued immediately by email and are also available in your online account.
Can I still get a Multicar discount if our renewal dates are different?
Multicar discounts are not currently offered across policies with separate renewal dates. Each policy is individually rated.
Can I still get a Multicar discount if our renewal dates are different?
Multicar discounts are not currently offered across policies with separate renewal dates. Each policy is individually rated.
Can I still get a Multicar discount if our renewal dates are different?
Multicar discounts are not currently offered across policies with separate renewal dates. Each policy is individually rated.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
Can I get a discount on my quote?
Yes. Discounts may apply for no claims bonus, experienced drivers, or from time-limited promotions. Always check current offers at the time of your quote.
Can I get a discount on my quote?
Yes. Discounts may apply for no claims bonus, experienced drivers, or from time-limited promotions. Always check current offers at the time of your quote.
Can I get a discount on my quote?
Yes. Discounts may apply for no claims bonus, experienced drivers, or from time-limited promotions. Always check current offers at the time of your quote.
Where can I find my policy documents?
Your documents are available to view and download anytime through your online customer account.
Where can I find my policy documents?
Your documents are available to view and download anytime through your online customer account.
Where can I find my policy documents?
Your documents are available to view and download anytime through your online customer account.
When will I receive my Car Insurance certificate?
Your insurance certificate and disc will be emailed to you immediately after your policy is activated and payment is confirmed, they will also be available in your online account.
When will I receive my Car Insurance certificate?
Your insurance certificate and disc will be emailed to you immediately after your policy is activated and payment is confirmed, they will also be available in your online account.
When will I receive my Car Insurance certificate?
Your insurance certificate and disc will be emailed to you immediately after your policy is activated and payment is confirmed, they will also be available in your online account.
What information do I need to provide to receive my certificate and disc?
You'll may need to submit a copy of your driving licence, NCT cert (if applicable), proof of No Claims Bonus, and any other documents requested during the quote process.
What information do I need to provide to receive my certificate and disc?
You'll may need to submit a copy of your driving licence, NCT cert (if applicable), proof of No Claims Bonus, and any other documents requested during the quote process.
What information do I need to provide to receive my certificate and disc?
You'll may need to submit a copy of your driving licence, NCT cert (if applicable), proof of No Claims Bonus, and any other documents requested during the quote process.
Do I need to send you documents before purchasing a policy?
You can complete your purchase online, but your policy will only remain valid if required documents are submitted within the stated timeframe post-purchase.
Do I need to send you documents before purchasing a policy?
You can complete your purchase online, but your policy will only remain valid if required documents are submitted within the stated timeframe post-purchase.
Do I need to send you documents before purchasing a policy?
You can complete your purchase online, but your policy will only remain valid if required documents are submitted within the stated timeframe post-purchase.
Pricing, Quotes & Payment
Pricing, Quotes & Payment
Pricing, Quotes & Payment
How does the value of my car impact my insurance quote?
Higher-value vehicles generally result in higher premiums due to increased repair or replacement costs.
How does the value of my car impact my insurance quote?
Higher-value vehicles generally result in higher premiums due to increased repair or replacement costs.
How does the value of my car impact my insurance quote?
Higher-value vehicles generally result in higher premiums due to increased repair or replacement costs.
How do I make changes to my policy or get a quote for changes?
You can request changes and receive revised quotes through your online account. Administration fees may apply.
How do I make changes to my policy or get a quote for changes?
You can request changes and receive revised quotes through your online account. Administration fees may apply.
How do I make changes to my policy or get a quote for changes?
You can request changes and receive revised quotes through your online account. Administration fees may apply.
Does age affect car insurance prices?
Yes. Younger and less experienced drivers generally pay higher premiums due to higher associated risk.
Does age affect car insurance prices?
Yes. Younger and less experienced drivers generally pay higher premiums due to higher associated risk.
Does age affect car insurance prices?
Yes. Younger and less experienced drivers generally pay higher premiums due to higher associated risk.
Can you get an insurance quote before buying a car?
Yes. You can get a quote without a registration number by selecting the make and model of the car.
Can you get an insurance quote before buying a car?
Yes. You can get a quote without a registration number by selecting the make and model of the car.
Can you get an insurance quote before buying a car?
Yes. You can get a quote without a registration number by selecting the make and model of the car.
Are towage and storage costs covered?
Yes, we cover up to €300 for towage and storage provided you notify us within 48 hours of any accident or loss.
Are towage and storage costs covered?
Yes, we cover up to €300 for towage and storage provided you notify us within 48 hours of any accident or loss.
Are towage and storage costs covered?
Yes, we cover up to €300 for towage and storage provided you notify us within 48 hours of any accident or loss.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
Can I get a Car Insurance quote if I don’t have a car registration number yet?
Yes. You can still get a quote using the make, model, and year of the vehicle you plan to purchase.
Can I get a Car Insurance quote if I don’t have a car registration number yet?
Yes. You can still get a quote using the make, model, and year of the vehicle you plan to purchase.
Can I get a Car Insurance quote if I don’t have a car registration number yet?
Yes. You can still get a quote using the make, model, and year of the vehicle you plan to purchase.
How is the price affected if I add additional drivers?
Premiums may increase if the added driver is younger or inexperienced. Adding an experienced driver may reduce the premium.
How is the price affected if I add additional drivers?
Premiums may increase if the added driver is younger or inexperienced. Adding an experienced driver may reduce the premium.
How is the price affected if I add additional drivers?
Premiums may increase if the added driver is younger or inexperienced. Adding an experienced driver may reduce the premium.
How do I pay my direct debit arrears?
Arrears can be cleared through your customer portal. If the policy was cancelled, the direct debit remains active to collect owed amounts.
How do I pay my direct debit arrears?
Arrears can be cleared through your customer portal. If the policy was cancelled, the direct debit remains active to collect owed amounts.
How do I pay my direct debit arrears?
Arrears can be cleared through your customer portal. If the policy was cancelled, the direct debit remains active to collect owed amounts.
Can I pay monthly?
Yes. Monthly instalments are available via SEPA Direct Debit, subject to a 25% deposit and service charges.
Can I pay monthly?
Yes. Monthly instalments are available via SEPA Direct Debit, subject to a 25% deposit and service charges.
Can I pay monthly?
Yes. Monthly instalments are available via SEPA Direct Debit, subject to a 25% deposit and service charges.
Do male drivers pay more for car insurance?
Premiums are based on risk factors including age, occupation, and driving history. Statistically, some demographics may result in higher pricing.
Do male drivers pay more for car insurance?
Premiums are based on risk factors including age, occupation, and driving history. Statistically, some demographics may result in higher pricing.
Do male drivers pay more for car insurance?
Premiums are based on risk factors including age, occupation, and driving history. Statistically, some demographics may result in higher pricing.
Is it cheaper to pay annually or monthly?
Paying annually is typically cheaper as monthly payments include service charges and interest.
Is it cheaper to pay annually or monthly?
Paying annually is typically cheaper as monthly payments include service charges and interest.
Is it cheaper to pay annually or monthly?
Paying annually is typically cheaper as monthly payments include service charges and interest.
Claims
Claims
Claims
Can I claim for lost or stolen keys?
Yes. If your car keys are stolen, your policy provides cover for replacement locks up to a maximum of €500.
Can I claim for lost or stolen keys?
Yes. If your car keys are stolen, your policy provides cover for replacement locks up to a maximum of €500.
Can I claim for lost or stolen keys?
Yes. If your car keys are stolen, your policy provides cover for replacement locks up to a maximum of €500.
Can my insurer settle a third party claim without my agreement?
Yes. The insurer can settle a third party claim on your behalf in accordance with the terms of the policy and applicable legal duties.
Can my insurer settle a third party claim without my agreement?
Yes. The insurer can settle a third party claim on your behalf in accordance with the terms of the policy and applicable legal duties.
Can my insurer settle a third party claim without my agreement?
Yes. The insurer can settle a third party claim on your behalf in accordance with the terms of the policy and applicable legal duties.
Do I get a courtesy car after an accident?
Yes. A courtesy car may be provided if your vehicle is being repaired by an approved repairer following an accident, subject to your policy cover.
Do I get a courtesy car after an accident?
Yes. A courtesy car may be provided if your vehicle is being repaired by an approved repairer following an accident, subject to your policy cover.
Do I get a courtesy car after an accident?
Yes. A courtesy car may be provided if your vehicle is being repaired by an approved repairer following an accident, subject to your policy cover.
Can I claim for damage to my windscreen/side windows?
Yes. Windscreen and window damage is covered under your policy. If using an approved repairer, cover is unlimited. If using a non-approved repairer, the limit is €225.
Can I claim for damage to my windscreen/side windows?
Yes. Windscreen and window damage is covered under your policy. If using an approved repairer, cover is unlimited. If using a non-approved repairer, the limit is €225.
Can I claim for damage to my windscreen/side windows?
Yes. Windscreen and window damage is covered under your policy. If using an approved repairer, cover is unlimited. If using a non-approved repairer, the limit is €225.
Claims and excess
You will be responsible for paying the excess stated in your schedule when making a claim. This amount applies per incident and must be paid before repairs or settlements are made.
Claims and excess
You will be responsible for paying the excess stated in your schedule when making a claim. This amount applies per incident and must be paid before repairs or settlements are made.
Claims and excess
You will be responsible for paying the excess stated in your schedule when making a claim. This amount applies per incident and must be paid before repairs or settlements are made.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I make a claim?
To make a claim, contact the AIG Claims Team on 01 859 9700. They are available 24/7. You’ll be guided through the process and documentation will be issued immediately.
How do I make a claim?
To make a claim, contact the AIG Claims Team on 01 859 9700. They are available 24/7. You’ll be guided through the process and documentation will be issued immediately.
How do I make a claim?
To make a claim, contact the AIG Claims Team on 01 859 9700. They are available 24/7. You’ll be guided through the process and documentation will be issued immediately.
Black Box Telematics
Can the telematics device be fitted to all cars?
Yes, the telematics device can be fitted to all cars.
Where is the device fitted and who installs it?
The telematics device is FREE and is fitted discreetly in an optimal position for your make and model of car. Our installation team will contact you by phone and text to arrange a time and date for the installation. An engineer will then come to install the device at a time and place that is convenient for you. Installation takes around 40 minutes.
Can I drive other cars?
Only in the event of an emergency and provided that the policy schedule and your certificate of motor insurance says so, we will also cover you, for your liability to other people while you are driving any other private motor car which you do not own or have not hired or leased. See Terms of Business for full details.
Will you cancel my policy if I break the speed limit?
It is a well known fact that speeding is a major contributory factor to road accidents. Whilst going slightly over the speed limit from time to time will not affect your policy, persistent or excessive speeding will impact your driving score, and will also lead to your insurance premium rising at renewal.
Will my policy be cancelled if I go over 160Kph?
Dangerous speeds are treated seriously. Driving at/or over 160Kph would probably result in an instant ban if you were caught by the Gardai and we believe that, as this is a policy aimed at safe drivers, anyone driving at such an illegally high speed is not suitable for such a product. As a result we would write to you and provide you with seven days’ notice of cancellation before your policy is terminated.
What are my telematics mileage options?
When purchasing the telematics insurance policy you need to consider how many Kilometres you will drive per annum. We would recommend that you purchase the required number of “Policy Kms”. When initially purchasing the insurance, you can pick a range of policy Kilometres as follows: • 5,000 kms • 8,000 kms • 10,000 kms • 12,000 kms • 15,000 kms • 20,000 kms • 25,000 kms
Black Box Telematics
Can the telematics device be fitted to all cars?
Yes, the telematics device can be fitted to all cars.
Where is the device fitted and who installs it?
The telematics device is FREE and is fitted discreetly in an optimal position for your make and model of car. Our installation team will contact you by phone and text to arrange a time and date for the installation. An engineer will then come to install the device at a time and place that is convenient for you. Installation takes around 40 minutes.
Can I drive other cars?
Only in the event of an emergency and provided that the policy schedule and your certificate of motor insurance says so, we will also cover you, for your liability to other people while you are driving any other private motor car which you do not own or have not hired or leased. See Terms of Business for full details.
Will you cancel my policy if I break the speed limit?
It is a well known fact that speeding is a major contributory factor to road accidents. Whilst going slightly over the speed limit from time to time will not affect your policy, persistent or excessive speeding will impact your driving score, and will also lead to your insurance premium rising at renewal.
Will my policy be cancelled if I go over 160Kph?
Dangerous speeds are treated seriously. Driving at/or over 160Kph would probably result in an instant ban if you were caught by the Gardai and we believe that, as this is a policy aimed at safe drivers, anyone driving at such an illegally high speed is not suitable for such a product. As a result we would write to you and provide you with seven days’ notice of cancellation before your policy is terminated.
What are my telematics mileage options?
When purchasing the telematics insurance policy you need to consider how many Kilometres you will drive per annum. We would recommend that you purchase the required number of “Policy Kms”. When initially purchasing the insurance, you can pick a range of policy Kilometres as follows: • 5,000 kms • 8,000 kms • 10,000 kms • 12,000 kms • 15,000 kms • 20,000 kms • 25,000 kms
Black Box Telematics
Can the telematics device be fitted to all cars?
Yes, the telematics device can be fitted to all cars.
Where is the device fitted and who installs it?
The telematics device is FREE and is fitted discreetly in an optimal position for your make and model of car. Our installation team will contact you by phone and text to arrange a time and date for the installation. An engineer will then come to install the device at a time and place that is convenient for you. Installation takes around 40 minutes.
Can I drive other cars?
Only in the event of an emergency and provided that the policy schedule and your certificate of motor insurance says so, we will also cover you, for your liability to other people while you are driving any other private motor car which you do not own or have not hired or leased. See Terms of Business for full details.
Will you cancel my policy if I break the speed limit?
It is a well known fact that speeding is a major contributory factor to road accidents. Whilst going slightly over the speed limit from time to time will not affect your policy, persistent or excessive speeding will impact your driving score, and will also lead to your insurance premium rising at renewal.
Will my policy be cancelled if I go over 160Kph?
Dangerous speeds are treated seriously. Driving at/or over 160Kph would probably result in an instant ban if you were caught by the Gardai and we believe that, as this is a policy aimed at safe drivers, anyone driving at such an illegally high speed is not suitable for such a product. As a result we would write to you and provide you with seven days’ notice of cancellation before your policy is terminated.
What are my telematics mileage options?
When purchasing the telematics insurance policy you need to consider how many Kilometres you will drive per annum. We would recommend that you purchase the required number of “Policy Kms”. When initially purchasing the insurance, you can pick a range of policy Kilometres as follows: • 5,000 kms • 8,000 kms • 10,000 kms • 12,000 kms • 15,000 kms • 20,000 kms • 25,000 kms
No Claims Bonus
No Claims Bonus
No Claims Bonus
How do I get a copy of my No Claims Bonus?
Your No Claims Bonus (NCB) is available to view and print from your Online Portal when your renewal is invited. Alternatively, you can request a copy of your No Claims Bonus (NCB) from its4women by contacting customer service via the Online Chat Facility.
How do I get a copy of my No Claims Bonus?
Your No Claims Bonus (NCB) is available to view and print from your Online Portal when your renewal is invited. Alternatively, you can request a copy of your No Claims Bonus (NCB) from its4women by contacting customer service via the Online Chat Facility.
How do I get a copy of my No Claims Bonus?
Your No Claims Bonus (NCB) is available to view and print from your Online Portal when your renewal is invited. Alternatively, you can request a copy of your No Claims Bonus (NCB) from its4women by contacting customer service via the Online Chat Facility.
What is Step-back No Claims Discount?
Step-back No Claims Discount allows you to retain part of your NCB if you make a claim. For example, instead of losing your full discount, you may lose 2 years.
What is Step-back No Claims Discount?
Step-back No Claims Discount allows you to retain part of your NCB if you make a claim. For example, instead of losing your full discount, you may lose 2 years.
What is Step-back No Claims Discount?
Step-back No Claims Discount allows you to retain part of your NCB if you make a claim. For example, instead of losing your full discount, you may lose 2 years.
What is Protected No Claims Discount?
Protected No Claims Discount allows you to make 2 claims in any 5 consecutive periods of insurance before your No Claims Discount years are affected. This helps maintain your current NCB discount.
What is Protected No Claims Discount?
Protected No Claims Discount allows you to make 2 claims in any 5 consecutive periods of insurance before your No Claims Discount years are affected. This helps maintain your current NCB discount.
What is Protected No Claims Discount?
Protected No Claims Discount allows you to make 2 claims in any 5 consecutive periods of insurance before your No Claims Discount years are affected. This helps maintain your current NCB discount.
What is Protected No Claims Discount with Step-Back?
Protected No Claims Discount allows you to make 2 claims in a 5 year period. On the third claim, your No Claims Discount years will be stepped back, typically by 2 years.
What is Protected No Claims Discount with Step-Back?
Protected No Claims Discount allows you to make 2 claims in a 5 year period. On the third claim, your No Claims Discount years will be stepped back, typically by 2 years.
What is Protected No Claims Discount with Step-Back?
Protected No Claims Discount allows you to make 2 claims in a 5 year period. On the third claim, your No Claims Discount years will be stepped back, typically by 2 years.
What is a no claims discount?
A No Claims Discount is a reduction in your premium awarded for each year you have car insurance without making a claim. The more years you go claim-free, the greater the discount.
What is a no claims discount?
A No Claims Discount is a reduction in your premium awarded for each year you have car insurance without making a claim. The more years you go claim-free, the greater the discount.
What is a no claims discount?
A No Claims Discount is a reduction in your premium awarded for each year you have car insurance without making a claim. The more years you go claim-free, the greater the discount.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
I am thinking about buying a second car - will I be able to use my no claims discount again?
Typically, your No Claims Discount can only be applied to one policy at a time. If you insure a second car, it must start without the No Claims Discount, however, some companies may award a Second Car Bonus Discount.
I am thinking about buying a second car - will I be able to use my no claims discount again?
Typically, your No Claims Discount can only be applied to one policy at a time. If you insure a second car, it must start without the No Claims Discount, however, some companies may award a Second Car Bonus Discount.
I am thinking about buying a second car - will I be able to use my no claims discount again?
Typically, your No Claims Discount can only be applied to one policy at a time. If you insure a second car, it must start without the No Claims Discount, however, some companies may award a Second Car Bonus Discount.
Can I get proof of my No Claims Discount?
Can I get proof of my No Claims Discount?
Can I get proof of my No Claims Discount?
General & Optional Extras
General & Optional Extras
General & Optional Extras
What does 'excess' mean – and do I need one?
An excess is the amount you agree to pay toward a claim before your insurer covers the rest. It applies per claim. All its4women policies include a compulsory excess amount stated in your policy schedule.
What does 'excess' mean – and do I need one?
An excess is the amount you agree to pay toward a claim before your insurer covers the rest. It applies per claim. All its4women policies include a compulsory excess amount stated in your policy schedule.
What does 'excess' mean – and do I need one?
An excess is the amount you agree to pay toward a claim before your insurer covers the rest. It applies per claim. All its4women policies include a compulsory excess amount stated in your policy schedule.
Why do you ask about medical conditions?
Insurance providers must assess all relevant risk factors, especially those that can affect your driving. Disclosing any medical conditions helps ensure you are provided appropriate cover.
Why do you ask about medical conditions?
Insurance providers must assess all relevant risk factors, especially those that can affect your driving. Disclosing any medical conditions helps ensure you are provided appropriate cover.
Why do you ask about medical conditions?
Insurance providers must assess all relevant risk factors, especially those that can affect your driving. Disclosing any medical conditions helps ensure you are provided appropriate cover.
How long do you have to renew your insurance?
You typically receive your renewal invitation 28 days before expiry. You can renew online or by phone before your cover lapses.
How long do you have to renew your insurance?
You typically receive your renewal invitation 28 days before expiry. You can renew online or by phone before your cover lapses.
How long do you have to renew your insurance?
You typically receive your renewal invitation 28 days before expiry. You can renew online or by phone before your cover lapses.
Do I need to keep the car in a roadworthy condition?
Yes. Your vehicle must be maintained in a roadworthy state to remain insured.
Do I need to keep the car in a roadworthy condition?
Yes. Your vehicle must be maintained in a roadworthy state to remain insured.
Do I need to keep the car in a roadworthy condition?
Yes. Your vehicle must be maintained in a roadworthy state to remain insured.
Can I take my car abroad?
Yes. Cover extends to temporary trips within the EU for up to 60 days.
Can I take my car abroad?
Yes. Cover extends to temporary trips within the EU for up to 60 days.
Can I take my car abroad?
Yes. Cover extends to temporary trips within the EU for up to 60 days.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
How do I get a Green Card?
Visit its4women.ie and enter your details. You’ll receive an instant online quote.
Do I need to insure my car?
Yes. It is a legal requirement in Ireland to have at least third-party car insurance to drive on public roads.
Do I need to insure my car?
Yes. It is a legal requirement in Ireland to have at least third-party car insurance to drive on public roads.
Do I need to insure my car?
Yes. It is a legal requirement in Ireland to have at least third-party car insurance to drive on public roads.
How long is the 'Cooling off' Period?
You have 14 working days from the start of your policy or when you receive your documents (whichever is later) to cancel and receive a pro-rata refund, provided no claims have been made.
How long is the 'Cooling off' Period?
You have 14 working days from the start of your policy or when you receive your documents (whichever is later) to cancel and receive a pro-rata refund, provided no claims have been made.
How long is the 'Cooling off' Period?
You have 14 working days from the start of your policy or when you receive your documents (whichever is later) to cancel and receive a pro-rata refund, provided no claims have been made.
Can I get car insurance for my sports or performance car?
Yes, although it depends on the type of vehicle and premiums may be higher. Acceptance depends on your driving history and the vehicle's performance profile.
Can I get car insurance for my sports or performance car?
Yes, although it depends on the type of vehicle and premiums may be higher. Acceptance depends on your driving history and the vehicle's performance profile.
Can I get car insurance for my sports or performance car?
Yes, although it depends on the type of vehicle and premiums may be higher. Acceptance depends on your driving history and the vehicle's performance profile.
Driving Other Cars
Driving Other Cars
Driving Other Cars
What is Open Driving?
Open Driving is an optional benefit that allows additional drivers (usually aged 25 to 70 with a full, valid licence and no recent claims or convictions) to drive your insured car with your permission, without needing to be named on the policy. Eligibility criteria apply and will be shown on your certificate of insurance. Its4women.ie does not offer open driving.
What is Open Driving?
Open Driving is an optional benefit that allows additional drivers (usually aged 25 to 70 with a full, valid licence and no recent claims or convictions) to drive your insured car with your permission, without needing to be named on the policy. Eligibility criteria apply and will be shown on your certificate of insurance. Its4women.ie does not offer open driving.
What is Open Driving?
Open Driving is an optional benefit that allows additional drivers (usually aged 25 to 70 with a full, valid licence and no recent claims or convictions) to drive your insured car with your permission, without needing to be named on the policy. Eligibility criteria apply and will be shown on your certificate of insurance. Its4women.ie does not offer open driving.
Can I drive another car under my insurance?
Driving other cars (DOC) is not automatically included in all policies. You may be allowed to drive another private motor vehicle on a third-party basis if this is stated on your certificate of insurance. This feature is typically restricted to policyholders aged 25 and over with a full driving licence.
Can I drive another car under my insurance?
Driving other cars (DOC) is not automatically included in all policies. You may be allowed to drive another private motor vehicle on a third-party basis if this is stated on your certificate of insurance. This feature is typically restricted to policyholders aged 25 and over with a full driving licence.
Can I drive another car under my insurance?
Driving other cars (DOC) is not automatically included in all policies. You may be allowed to drive another private motor vehicle on a third-party basis if this is stated on your certificate of insurance. This feature is typically restricted to policyholders aged 25 and over with a full driving licence.
