Free €200 Holiday Voucher with your Health Insurance!
Free €200 Holiday Voucher with your Health Insurance!
Free €200 Holiday Voucher with your Health Insurance!
Enjoy sun, sea, and save over €160 on your family’s health insurance with its4women in partnership with Irish Life Health.
Enjoy sun, sea, and save over €160 on your family’s health insurance with its4women in partnership with Irish Life Health.
Enjoy sun, sea, and save over €160 on your family’s health insurance with its4women in partnership with Irish Life Health.
*Based on April 2022 figures 71% of new business customers could have received free car insurance if 10 referred friends purchased a new business policy. Prices subject to minimum premiums. Reward Credits amounts can vary. Terms and Conditions apply
*Based on Irish Life Health Benefit Plan for 2 adults and 2 children under age of 18. 5% discount valid until 31 December 2025 on the Benefit Plan and MyPlan range for new ROI customers only. Price correct as at June 2025. *€200 holiday voucher promotion for eligible customers who purchase a health insurance policy with its4women and pass the qualifying period of 45 days. Promotion ends 31st August 2025. Terms and Conditions apply.
*Based on Irish Life Health Benefit Plan for 2 adults and 2 children under age of 18. 5% discount valid until 31 December 2025 on the Benefit Plan and MyPlan range for new ROI customers only. Price correct as at June 2025. *€200 holiday voucher promotion for eligible customers who purchase a health insurance policy with its4women and pass the qualifying period of 45 days. Promotion ends 31st August 2025.
*Based on Irish Life Health Benefit Plan for 2 adults and 2 children under age of 18. 5% discount valid until 31 December 2025 on the Benefit Plan and MyPlan range for new ROI customers only. Price correct as at June 2025. *€200 holiday voucher promotion for eligible customers who purchase a health insurance policy with its4women and pass the qualifying period of 45 days. Promotion ends 31st August 2025. Terms and Conditions apply.
What is Health Insurance?
What is Health Insurance?
Your Introduction to Health Insurance
Your Introduction to Health Insurance
Your Introduction to Health Insurance
Health insurance offers peace of mind and protects you and your family from unexpected medical costs by covering a wide range of healthcare services. Whether you're buying health insurance for the first time or reviewing your current cover, it’s important to compare plans to find one that suits your needs and budget.
In Ireland, private health insurance options, offered by trusted providers like Irish Life Health, give you access to everything from routine check-ups to specialist treatments in public, private, and high-tech hospitals. Regulated by the Health Insurance Authority (HIA), the market ensures fairness and transparency, so you can confidently choose a plan that provides the healthcare support you value most.
Health insurance offers peace of mind and protects you and your family from unexpected medical costs by covering a wide range of healthcare services. Whether you're buying health insurance for the first time or reviewing your current cover, it’s important to compare plans to find one that suits your needs and budget.
In Ireland, private health insurance options, offered by trusted providers like Irish Life Health, give you access to everything from routine check-ups to specialist treatments in public, private, and high-tech hospitals. Regulated by the Health Insurance Authority (HIA), the market ensures fairness and transparency, so you can confidently choose a plan that provides the healthcare support you value most.
Health insurance offers peace of mind and protects you and your family from unexpected medical costs by covering a wide range of healthcare services. Whether you're buying health insurance for the first time or reviewing your current cover, it’s important to compare plans to find one that suits your needs and budget.
In Ireland, private health insurance options, offered by trusted providers like Irish Life Health, give you access to everything from routine check-ups to specialist treatments in public, private, and high-tech hospitals. Regulated by the Health Insurance Authority (HIA), the market ensures fairness and transparency, so you can confidently choose a plan that provides the healthcare support you value most.
What is Health Insurance?
Affordable Health Insurance - from just €40.83 a Month Or Save Over €160 For The Family
Get comprehensive health cover with its4women in partnership with Irish Life Health. Enjoy the lowest-priced plan on the market from just €40.83 a month, or save over €160 when you cover your family on the BeneFit plan. Because peace of mind shouldn’t cost a fortune.
*€40.83 price based on the Irish Life Health First Cover Plan, including a 2% discount valid from 1 July to 31 December 2025 for new ROI customers only. €160 family savings based on the BeneFit Plan for 2 adults and 2 children under 18. A 5% discount applies to the BeneFit Plan and MyPlan range for new ROI customers only, valid until 31 December 2025. Prices correct as of June 2025.
Get a quote
Get a quote
Affordable Health Insurance - from just €40.83 a Month Or Save Over €160 For The Family
Affordable Health Insurance - from just €40.83 a Month Or Save Over €160 For The Family
Get comprehensive health cover with its4women in partnership with Irish Life Health. Enjoy the lowest-priced plan on the market from just €40.83 a month, or save over €160 when you cover your family on the BeneFit plan. Because peace of mind shouldn’t cost a fortune.
Get comprehensive health cover with its4women in partnership with Irish Life Health. Enjoy the lowest-priced plan on the market from just €40.83 a month, or save over €160 when you cover your family on the BeneFit plan. Because peace of mind shouldn’t cost a fortune.
*€40.83 price based on the Irish Life Health First Cover Plan, including a 2% discount valid from 1 July to 31 December 2025 for new ROI customers only. €160 family savings based on the BeneFit Plan for 2 adults and 2 children under 18. A 5% discount applies to the BeneFit Plan and MyPlan range for new ROI customers only, valid until 31 December 2025. Prices correct as of June 2025.
*€40.83 price based on the Irish Life Health First Cover Plan, including a 2% discount valid from 1 July to 31 December 2025 for new ROI customers only. €160 family savings based on the BeneFit Plan for 2 adults and 2 children under 18. A 5% discount applies to the BeneFit Plan and MyPlan range for new ROI customers only, valid until 31 December 2025. Prices correct as of June 2025.
Top Benefits of Health Insurance through its4women
Top Benefits of Health Insurance through its4women
Maternity Benefits
Maternity Benefits
Cover includes contributions toward antenatal classes, 3D/4D scans, and postnatal support.
Cover includes contributions toward antenatal classes, 3D/4D scans,
and postnatal support.
Learn More
Learn More
Fertility Benefits
Fertility Benefits
Cover towards IUI, ISCI and IVF treatments, along with cover for essential fertility assessments.
Learn More
Learn More
Menopause Benefits
Menopause Benefits
Members can access menopause specialists and receive cover for pelvic health physiotherapy*.
Learn More
Learn More
Female Consultation
Female Consultation
Direct access to in-depth video consultations with GPs who are specialists in female health.
Learn More
Learn More
Choosing Your Health Insurance
Choosing Your Health Insurance
Get the cover that is right for you.
Get the cover that is right for you.
Get the cover that is
right for you.
When choosing a health insurance plan in Ireland, there are options to suit a range of needs and life stages.
Individual plans are ideal for personal cover, while family plans provide protection for you and your loved ones. Basic Plans offer affordable hospital cover in public hospitals, while Enhanced Plans provide more comprehensive benefits, including access to care in Public, Private, and High-Tech hospitals. Some plans also include added benefits like specialist consultations, digital doctor services, and wellness support.
By reviewing the level of cover and comparing premiums, you can find a health insurance plan that fits both your lifestyle and your healthcare needs.
When choosing a health insurance plan in Ireland, there are options to suit a range of needs and life stages.
Individual plans are ideal for personal cover, while family plans provide protection for you and your loved ones. Basic Plans offer affordable hospital cover in public hospitals, while Enhanced Plans provide more comprehensive benefits, including access to care in Public, Private, and High-Tech hospitals. Some plans also include added benefits like specialist consultations, digital doctor services, and wellness support.
By reviewing the level of cover and comparing premiums, you can find a health insurance plan that fits both your lifestyle and your healthcare needs.
When choosing a health insurance plan in Ireland, there are options to suit a range of needs and life stages.
Individual plans are ideal for personal cover, while family plans provide protection for you and your loved ones. Basic Plans offer affordable hospital cover in public hospitals, while Enhanced Plans provide more comprehensive benefits, including access to care in Public, Private, and High-Tech hospitals. Some plans also include added benefits like specialist consultations, digital doctor services, and wellness support.
By reviewing the level of cover and comparing premiums, you can find a health insurance plan that fits both your lifestyle and your healthcare needs.
Choosing Your Health Insurance
What else can you get cover for
What else can you
get cover for
What else can you get cover for
Depending on the level of cover selected you get access to:
Depending on the cover of cover selected
you get access to:
Depending on the cover of cover selected you
get access to:
Nurse-on-Call
Qualified nurses you can call on 24/7 for non-emergency medical advice. The smart way to put your mind at ease.
Qualified nurses you can call on 24/7 for non-emergency medical advice. The smart way to put your mind at ease.
Heart Care Programme
Giving you the tools to check your blood pressure, heart rate and weight at home. A clinical team will check your readings to ensure everything is as it should be.
Giving you the tools to check your blood pressure, heart rate and weight at home. A clinical team will check your readings to ensure everything is as it should be.
Health in the Home
Health in the home allows patients to continue certain IV treatments & other therapies in their own home.
Sleep Apnoea Screening Programme
The Sleep Apnoea Screening Programme has been designed for anyone who is awaiting a test for suspected sleep apnoea.
Healthy Minds
Get access to independent professional counselling. Because we all need a healthy mind as well as a healthy body.
Back Up
Back or neck problems affect many of us at some point in our lives. Get expert advice and treatment for acute back and neck pain from a network of nationwide physiotherapists.
Back or neck problems affect many of us at some point in our lives. Get expert advice and treatment for acute back and neck pain from a network of nationwide physiotherapists.
Female Health Consultation
Speak to expert female health GPs about menopause, fertility, menstrual health, contraception and more.
Digital Doctor
Get unlimited fast access to Doctor’s advice and prescriptions via chat, phone or video.
Get unlimited fast access to Doctor’s advice and prescriptions via chat, phone or video.
Nurse-on-Call
Qualified nurses you can call on 24/7 for non-emergency medical advice. The smart way to put your mind at ease.
Heart Care Programme
Giving you the tools to check your blood pressure, heart rate and weight at home. A clinical team will check your readings to ensure everything is as it should be.
Health in the Home
Health in the home allows patients to continue certain IV treatments & other therapies in their own home.
Sleep Apnoea Screening Programme
The Sleep Apnoea Screening Programme has been designed for anyone who is awaiting a test for suspected sleep apnoea.
Female Health Consultation
Speak to expert female health GPs about menopause, fertility, menstrual health, contraception and more.
Healthy Minds
Get access to independent professional counselling. Because we all need a healthy mind as well as a healthy body.
Digital Doctor
Get unlimited fast access to Doctor’s advice and prescriptions via chat, phone or video.
Back Up
Back or neck problems affect many of us at some point in our lives. Get expert advice and treatment for acute back and neck pain from a network of nationwide physiotherapists.
Cancer Care Coverage
Cancer Care Coverage
Support when it matters most
Support when it matters most
Support when it matters most
Leading health insurance providers in Ireland., such as Irish Life Health include comprehensive cancer care benefits in selected plans. This means you can access private hospitals, consult with specialist doctors, and receive advanced treatments if you ever need them.
Selected health insurance plans also offer extra support, like access to cancer rehabilitation programs or dedicated support services to help you through your treatment journey.
When choosing a health insurance plan, it’s important to review the level of cancer care coverage included, so you and your loved ones have the support and access to services you need, when you need them most.
Leading health insurance providers in Ireland., such as Irish Life Health include comprehensive cancer care benefits in selected plans. This means you can access private hospitals, consult with specialist doctors, and receive advanced treatments if you ever need them.
Selected health insurance plans also offer extra support, like access to cancer rehabilitation programs or dedicated support services to help you through your treatment journey.
When choosing a health insurance plan, it’s important to review the level of cancer care coverage included, so you and your loved ones have the support and access to services you need, when you need them most.
Leading health insurance providers in Ireland., such as Irish Life Health include comprehensive cancer care benefits in selected plans. This means you can access private hospitals, consult with specialist doctors, and receive advanced treatments if you ever need them.
Selected health insurance plans also offer extra support, like access to cancer rehabilitation programs or dedicated support services to help you through your treatment journey.
When choosing a health insurance plan, it’s important to review the level of cancer care coverage included, so you and your loved ones have the support and access to services you need, when you need them most.
Cancer Care
Coverage
Members Benefits
These benefits are available on all hospital plans.
4D Maternity
Scanes
Allen Carr Stop Smoking
Health
Screening
Asthma Care Programme
International Second Opinion Service
Back-Up
Health In The
Home
Minor Injury
Clinic
Maternity
Benefits
Laser Eye
Surgery
Don't just take our word for it - hear it straight from the women who've experienced the benefits for themselves!
Full policy terms and conditions can be found in the Irish Life Health Membership Handbook
Need more information?
Need more information?
Find your answer among some of the common questions our customers have:
Find your answer among some of the common questions our customers have:
When looking at different health insurance plans, what should I look out for?
This will depend on whether you are new to private health insurance, or if you currently have a policy and you are shopping around for a better deal!
If you already have health insurance, it is important to make sure that you are comparing plans that offer at least the same level of cover as your current plan. If you change your level of cover, this may impact the need to serve additional waiting periods (see below). The main areas you should review when comparing plans include the choice of private hospitals offered and the level of cover for the list of procedures/ care provided. These two factors are likely to be the main driving force behind the premium level you can expect to pay.
When looking at different health insurance plans, what should I look out for?
This will depend on whether you are new to private health insurance, or if you currently have a policy and you are shopping around for a better deal!
If you already have health insurance, it is important to make sure that you are comparing plans that offer at least the same level of cover as your current plan. If you change your level of cover, this may impact the need to serve additional waiting periods (see below). The main areas you should review when comparing plans include the choice of private hospitals offered and the level of cover for the list of procedures/ care provided. These two factors are likely to be the main driving force behind the premium level you can expect to pay.
When looking at different health insurance plans, what should I look out for?
This will depend on whether you are new to private health insurance, or if you currently have a policy and you are shopping around for a better deal!
If you already have health insurance, it is important to make sure that you are comparing plans that offer at least the same level of cover as your current plan. If you change your level of cover, this may impact the need to serve additional waiting periods (see below). The main areas you should review when comparing plans include the choice of private hospitals offered and the level of cover for the list of procedures/ care provided. These two factors are likely to be the main driving force behind the premium level you can expect to pay.
When looking at different health insurance plans, what should I look out for?
This will depend on whether you are new to private health insurance, or if you currently have a policy and you are shopping around for a better deal!
If you already have health insurance, it is important to make sure that you are comparing plans that offer at least the same level of cover as your current plan. If you change your level of cover, this may impact the need to serve additional waiting periods (see below). The main areas you should review when comparing plans include the choice of private hospitals offered and the level of cover for the list of procedures/ care provided. These two factors are likely to be the main driving force behind the premium level you can expect to pay.
Can I claim from my health insurance plan if I have just taken out a policy for the first time?
There are lots of outpatient benefits that you can access immediately, please contact Irish Health for the full list. Unfortunately you don’t have access to inpatient benefits immediately. Anyone who is new to private health insurance will need to serve waiting periods. There are three waiting periods applicable to first time health insurance holders: initial, pre-existing & maternity.
· Initial Waiting Period – a new policyholder cannot access the policy cover for the first 26 weeks from the policy start date for any medical care needs, with the exception of treatment resulting from an accident or injury.
· Pre-existing Waiting Period – if you have any pre-existing conditions where there were signs or symptoms of conditions existed at any time in the six months before you took out health insurance the policy will not cover the cost of treatment for these conditions for a period of 5 years from the policy start date.
· Maternity Waiting Period – you cannot access inpatient maternity benefits including home births, egg freezing, sperm freezing and fertility benefits including IVF, ICSI, IUI for the first 52 weeks from the policy start date.
Can I claim from my health insurance plan if I have just taken out a policy for the first time?
There are lots of outpatient benefits that you can access immediately, please contact Irish Health for the full list. Unfortunately you don’t have access to inpatient benefits immediately. Anyone who is new to private health insurance will need to serve waiting periods. There are three waiting periods applicable to first time health insurance holders: initial, pre-existing & maternity.
· Initial Waiting Period – a new policyholder cannot access the policy cover for the first 26 weeks from the policy start date for any medical care needs, with the exception of treatment resulting from an accident or injury.
· Pre-existing Waiting Period – if you have any pre-existing conditions where there were signs or symptoms of conditions existed at any time in the six months before you took out health insurance the policy will not cover the cost of treatment for these conditions for a period of 5 years from the policy start date.
· Maternity Waiting Period – you cannot access inpatient maternity benefits including home births, egg freezing, sperm freezing and fertility benefits including IVF, ICSI, IUI for the first 52 weeks from the policy start date.
Can I claim from my health insurance plan if I have just taken out a policy for the first time?
There are lots of outpatient benefits that you can access immediately, please contact Irish Health for the full list. Unfortunately you don’t have access to inpatient benefits immediately. Anyone who is new to private health insurance will need to serve waiting periods. There are three waiting periods applicable to first time health insurance holders: initial, pre-existing & maternity.
· Initial Waiting Period – a new policyholder cannot access the policy cover for the first 26 weeks from the policy start date for any medical care needs, with the exception of treatment resulting from an accident or injury.
· Pre-existing Waiting Period – if you have any pre-existing conditions where there were signs or symptoms of conditions existed at any time in the six months before you took out health insurance the policy will not cover the cost of treatment for these conditions for a period of 5 years from the policy start date.
· Maternity Waiting Period – you cannot access inpatient maternity benefits including home births, egg freezing, sperm freezing and fertility benefits including IVF, ICSI, IUI for the first 52 weeks from the policy start date.
Can I claim from my health insurance plan if I have just taken out a policy for the first time?
There are lots of outpatient benefits that you can access immediately, please contact Irish Health for the full list. Unfortunately you don’t have access to inpatient benefits immediately. Anyone who is new to private health insurance will need to serve waiting periods. There are three waiting periods applicable to first time health insurance holders: initial, pre-existing & maternity.
· Initial Waiting Period – a new policyholder cannot access the policy cover for the first 26 weeks from the policy start date for any medical care needs, with the exception of treatment resulting from an accident or injury.
· Pre-existing Waiting Period – if you have any pre-existing conditions where there were signs or symptoms of conditions existed at any time in the six months before you took out health insurance the policy will not cover the cost of treatment for these conditions for a period of 5 years from the policy start date.
· Maternity Waiting Period – you cannot access inpatient maternity benefits including home births, egg freezing, sperm freezing and fertility benefits including IVF, ICSI, IUI for the first 52 weeks from the policy start date.
Do I have to serve waiting periods if I transfer my health insurance from one provider to another?
This depends on a number of factors. The first relates to whether your new policy has lesser, equal, or higher benefit cover than your previous plan. If the cover is equal or lesser than your previous plan, and you have served the outlined waiting periods above, then no further waiting period must be served on your new plan. If the cover on your new plan is greater than your previous benefit cover, or you have not served the above outlined waiting periods before transferring provider, then it is likely that upgrade waiting periods may apply. Your advisor can confirm this for you, prior to changing your policy or provider.
Do I have to serve waiting periods if I transfer my health insurance from one provider to another?
This depends on a number of factors. The first relates to whether your new policy has lesser, equal, or higher benefit cover than your previous plan. If the cover is equal or lesser than your previous plan, and you have served the outlined waiting periods above, then no further waiting period must be served on your new plan. If the cover on your new plan is greater than your previous benefit cover, or you have not served the above outlined waiting periods before transferring provider, then it is likely that upgrade waiting periods may apply. Your advisor can confirm this for you, prior to changing your policy or provider.
Do I have to serve waiting periods if I transfer my health insurance from one provider to another?
This depends on a number of factors. The first relates to whether your new policy has lesser, equal, or higher benefit cover than your previous plan. If the cover is equal or lesser than your previous plan, and you have served the outlined waiting periods above, then no further waiting period must be served on your new plan. If the cover on your new plan is greater than your previous benefit cover, or you have not served the above outlined waiting periods before transferring provider, then it is likely that upgrade waiting periods may apply. Your advisor can confirm this for you, prior to changing your policy or provider.
Do I have to serve waiting periods if I transfer my health insurance from one provider to another?
This depends on a number of factors. The first relates to whether your new policy has lesser, equal, or higher benefit cover than your previous plan. If the cover is equal or lesser than your previous plan, and you have served the outlined waiting periods above, then no further waiting period must be served on your new plan. If the cover on your new plan is greater than your previous benefit cover, or you have not served the above outlined waiting periods before transferring provider, then it is likely that upgrade waiting periods may apply. Your advisor can confirm this for you, prior to changing your policy or provider.
What are some of the day-to-day benefits of having health insurance with Irish Life Health?
Many of the health insurance plans, incorporating ‘day-to-day’ medical expense cover with Irish Life Health, offer at least a portion of GP and consultant costs back to you, along with a host of other day-to-day benefits, such as money back on dentist, physiotherapist and speech and language therapy. In addition, all Irish Life Health hospital plans come with the following, as standard, regardless of plan level:
· Digital Doctor – With Digital Doctor you get unlimited consultations with an Irish based GP, by phone or video and prescriptions can be sent to your local pharmacy during your consultation with the Irish Life Health Digital Doctor benefit.
· Back Up – Expert physios are on hand to help get you back on track, providing expert advice and treatment for acute neck, back & spine pain with Back Up.
· Female health consultation – Irish Life Health is the first health insurer to give member’s access to specialist female health GPs for in-depth video or phone consultations from anywhere. The GPs, who have specialist interest and experience in female health, will give you support and advice in the areas of menstrual health, fertility, contraception, menopause and much more.
**Terms and conditions apply for Digital Doctor, Back-Up, Female health consultations and other benefits from Irish Life Health. Please check the Irish Life Health Table of Cover and Membership Handbook for exact details or visit irishlifehealth.ie**
What are some of the day-to-day benefits of having health insurance with Irish Life Health?
Many of the health insurance plans, incorporating ‘day-to-day’ medical expense cover with Irish Life Health, offer at least a portion of GP and consultant costs back to you, along with a host of other day-to-day benefits, such as money back on dentist, physiotherapist and speech and language therapy. In addition, all Irish Life Health hospital plans come with the following, as standard, regardless of plan level:
· Digital Doctor – With Digital Doctor you get unlimited consultations with an Irish based GP, by phone or video and prescriptions can be sent to your local pharmacy during your consultation with the Irish Life Health Digital Doctor benefit.
· Back Up – Expert physios are on hand to help get you back on track, providing expert advice and treatment for acute neck, back & spine pain with Back Up.
· Female health consultation – Irish Life Health is the first health insurer to give member’s access to specialist female health GPs for in-depth video or phone consultations from anywhere. The GPs, who have specialist interest and experience in female health, will give you support and advice in the areas of menstrual health, fertility, contraception, menopause and much more.
**Terms and conditions apply for Digital Doctor, Back-Up, Female health consultations and other benefits from Irish Life Health. Please check the Irish Life Health Table of Cover and Membership Handbook for exact details or visit irishlifehealth.ie**
What are some of the day-to-day benefits of having health insurance with Irish Life Health?
Many of the health insurance plans, incorporating ‘day-to-day’ medical expense cover with Irish Life Health, offer at least a portion of GP and consultant costs back to you, along with a host of other day-to-day benefits, such as money back on dentist, physiotherapist and speech and language therapy. In addition, all Irish Life Health hospital plans come with the following, as standard, regardless of plan level:
· Digital Doctor – With Digital Doctor you get unlimited consultations with an Irish based GP, by phone or video and prescriptions can be sent to your local pharmacy during your consultation with the Irish Life Health Digital Doctor benefit.
· Back Up – Expert physios are on hand to help get you back on track, providing expert advice and treatment for acute neck, back & spine pain with Back Up.
· Female health consultation – Irish Life Health is the first health insurer to give member’s access to specialist female health GPs for in-depth video or phone consultations from anywhere. The GPs, who have specialist interest and experience in female health, will give you support and advice in the areas of menstrual health, fertility, contraception, menopause and much more.
**Terms and conditions apply for Digital Doctor, Back-Up, Female health consultations and other benefits from Irish Life Health. Please check the Irish Life Health Table of Cover and Membership Handbook for exact details or visit irishlifehealth.ie**
What are some of the day-to-day benefits of having health insurance with Irish Life Health?
Many of the health insurance plans, incorporating ‘day-to-day’ medical expense cover with Irish Life Health, offer at least a portion of GP and consultant costs back to you, along with a host of other day-to-day benefits, such as money back on dentist, physiotherapist and speech and language therapy. In addition, all Irish Life Health hospital plans come with the following, as standard, regardless of plan level:
· Digital Doctor – With Digital Doctor you get unlimited consultations with an Irish based GP, by phone or video and prescriptions can be sent to your local pharmacy during your consultation with the Irish Life Health Digital Doctor benefit.
· Back Up – Expert physios are on hand to help get you back on track, providing expert advice and treatment for acute neck, back & spine pain with Back Up.
· Female health consultation – Irish Life Health is the first health insurer to give member’s access to specialist female health GPs for in-depth video or phone consultations from anywhere. The GPs, who have specialist interest and experience in female health, will give you support and advice in the areas of menstrual health, fertility, contraception, menopause and much more.
**Terms and conditions apply for Digital Doctor, Back-Up, Female health consultations and other benefits from Irish Life Health. Please check the Irish Life Health Table of Cover and Membership Handbook for exact details or visit irishlifehealth.ie**
If I need surgery, will I have to pay for this or will it be covered?
For the most part, you will have to pay an excess towards your admission and the remainder of the cost will be covered under the policy, once we can confirm that the consultant is fully participating with Irish Life Health, the hospital is listed on your plan and the procedure is approved by Irish Life Health. However, if you have made changes to your policy recently, there may be a waiting period which may restrict your cover in specific hospitals or cause you to have an increased excess. Excess amounts and waiting periods can be confirmed by checking your Table of Cover and Irish Life Health Membership handbook. Your advisor will also be able to help confirm this information.
If I need surgery, will I have to pay for this or will it be covered?
For the most part, you will have to pay an excess towards your admission and the remainder of the cost will be covered under the policy, once we can confirm that the consultant is fully participating with Irish Life Health, the hospital is listed on your plan and the procedure is approved by Irish Life Health. However, if you have made changes to your policy recently, there may be a waiting period which may restrict your cover in specific hospitals or cause you to have an increased excess. Excess amounts and waiting periods can be confirmed by checking your Table of Cover and Irish Life Health Membership handbook. Your advisor will also be able to help confirm this information.
If I need surgery, will I have to pay for this or will it be covered?
For the most part, you will have to pay an excess towards your admission and the remainder of the cost will be covered under the policy, once we can confirm that the consultant is fully participating with Irish Life Health, the hospital is listed on your plan and the procedure is approved by Irish Life Health. However, if you have made changes to your policy recently, there may be a waiting period which may restrict your cover in specific hospitals or cause you to have an increased excess. Excess amounts and waiting periods can be confirmed by checking your Table of Cover and Irish Life Health Membership handbook. Your advisor will also be able to help confirm this information.
If I need surgery, will I have to pay for this or will it be covered?
For the most part, you will have to pay an excess towards your admission and the remainder of the cost will be covered under the policy, once we can confirm that the consultant is fully participating with Irish Life Health, the hospital is listed on your plan and the procedure is approved by Irish Life Health. However, if you have made changes to your policy recently, there may be a waiting period which may restrict your cover in specific hospitals or cause you to have an increased excess. Excess amounts and waiting periods can be confirmed by checking your Table of Cover and Irish Life Health Membership handbook. Your advisor will also be able to help confirm this information.
Can I choose what hospital I go to if I get sick or need surgery?
Yes, you can specify your preference of hospital to your GP when you first present with symptoms, they will then refer you to a specialist consultation in the hospital you choose.
**Terms and conditions apply as all hospitals are not covered on all plans and cover for surgeries is subject to waiting periods being served and policy terms and conditions being met**
Can I choose what hospital I go to if I get sick or need surgery?
Yes, you can specify your preference of hospital to your GP when you first present with symptoms, they will then refer you to a specialist consultation in the hospital you choose.
**Terms and conditions apply as all hospitals are not covered on all plans and cover for surgeries is subject to waiting periods being served and policy terms and conditions being met**
Can I choose what hospital I go to if I get sick or need surgery?
Yes, you can specify your preference of hospital to your GP when you first present with symptoms, they will then refer you to a specialist consultation in the hospital you choose.
**Terms and conditions apply as all hospitals are not covered on all plans and cover for surgeries is subject to waiting periods being served and policy terms and conditions being met**
Can I choose what hospital I go to if I get sick or need surgery?
Yes, you can specify your preference of hospital to your GP when you first present with symptoms, they will then refer you to a specialist consultation in the hospital you choose.
**Terms and conditions apply as all hospitals are not covered on all plans and cover for surgeries is subject to waiting periods being served and policy terms and conditions being met**
Am I covered if I become unwell whilst abroad on holidays?
If you become unwell or have an accident/ injury while on holidays (outside of Ireland), your Irish Life Health insurance policy provides coverage under the ‘Overseas Benefits’ section. This covers emergency in-patient treatment abroad and repatriation costs, where the policy terms and conditions are met. Your health advisor can advise in more detail on these policy specific terms and conditions. It is important to note that this coverage only relates to situations where you are receiving inpatient care (at least 1 overnight stay in a hospital) and where the emergency care has been authorised and arranged with Irish Life Health. Also, the waiting periods outlined above still apply. Accident and emergency abroad benefits are not a substitute for travel insurance and it is recommended that you purchase travel insurance prior to travelling outside Ireland (see our Travel insurance for more).
Am I covered if I become unwell whilst abroad on holidays?
If you become unwell or have an accident/ injury while on holidays (outside of Ireland), your Irish Life Health insurance policy provides coverage under the ‘Overseas Benefits’ section. This covers emergency in-patient treatment abroad and repatriation costs, where the policy terms and conditions are met. Your health advisor can advise in more detail on these policy specific terms and conditions. It is important to note that this coverage only relates to situations where you are receiving inpatient care (at least 1 overnight stay in a hospital) and where the emergency care has been authorised and arranged with Irish Life Health. Also, the waiting periods outlined above still apply. Accident and emergency abroad benefits are not a substitute for travel insurance and it is recommended that you purchase travel insurance prior to travelling outside Ireland (see our Travel insurance for more).
Am I covered if I become unwell whilst abroad on holidays?
If you become unwell or have an accident/ injury while on holidays (outside of Ireland), your Irish Life Health insurance policy provides coverage under the ‘Overseas Benefits’ section. This covers emergency in-patient treatment abroad and repatriation costs, where the policy terms and conditions are met. Your health advisor can advise in more detail on these policy specific terms and conditions. It is important to note that this coverage only relates to situations where you are receiving inpatient care (at least 1 overnight stay in a hospital) and where the emergency care has been authorised and arranged with Irish Life Health. Also, the waiting periods outlined above still apply. Accident and emergency abroad benefits are not a substitute for travel insurance and it is recommended that you purchase travel insurance prior to travelling outside Ireland (see our Travel insurance for more).
Am I covered if I become unwell whilst abroad on holidays?
If you become unwell or have an accident/ injury while on holidays (outside of Ireland), your Irish Life Health insurance policy provides coverage under the ‘Overseas Benefits’ section. This covers emergency in-patient treatment abroad and repatriation costs, where the policy terms and conditions are met. Your health advisor can advise in more detail on these policy specific terms and conditions. It is important to note that this coverage only relates to situations where you are receiving inpatient care (at least 1 overnight stay in a hospital) and where the emergency care has been authorised and arranged with Irish Life Health. Also, the waiting periods outlined above still apply. Accident and emergency abroad benefits are not a substitute for travel insurance and it is recommended that you purchase travel insurance prior to travelling outside Ireland (see our Travel insurance for more).
its4women Health Insurance Blog
its4women Health
Insurance Blog
its4women Health Insurance Blog
Why You Shouldn’t Delay Health Insurance
Why You Shouldn’t Delay Health Insurance
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4D Maternity
Scanes
Allen Carr Stop Smoking
Health
Screening
Asthma Care Programme
International Second Opinion Service
Laser Eye
Surgery
Health In The
Home
Back-Up
Maternity
Benefits
Minor Injury
Clinic
Members Benefits
These benefits are available on all hospital plans.
Full policy terms and conditions can be found
in the Policy Booklet
Hear directly from the women who’ve experienced the benefits themselves!
