Audi Car Insurance

Audi is one of the world’s leading premium German car brands - admired by Irish drivers for its performance, luxury, and cutting-edge technology. 

The brand’s origins date back to 1899, when engineer August Horch founded his first automotive company, A. Horch & Co, in Cologne, Germany. After a dispute with the board, he left and established a new firm in Zwickau in 1909. Unable to use his own surname for legal reasons, Horch translated it into Latin - “Horch” meaning listen, and “Audi” meaning hear - giving birth to the Audi name. 

Audi’s first model, the Type A, launched in 1910, followed shortly by the Type B. In 1921, Audi became the first German car manufacturer to produce a left hand drive vehicle - the Type K - improving driver visibility and influencing what would become a global standard. 

In 1932, Audi merged with Horch, DKW, and Wanderer to form Auto Union AG, represented by the famous four interlinked rings that remain Audi’s logo today. 

Following World War II, Auto Union was re-established in Ingolstadt, Bavaria. In 1964, Volkswagen acquired a majority stake, and in 1965 the Audi name officially returned with the launch of the F103 series. This marked the modern rebirth of Audi as an innovative engineering brand. 

Audi’s motto, “Vorsprung durch Technik” meaning Progress through Technology, reflects its commitment to engineering excellence. The 1980s saw the debut of the groundbreaking Audi Quattro, a pioneering all-wheel-drive performance car that transformed rally sport and everyday driving capabilities. 

Today, Audi AG is a key brand within the Volkswagen Group, known for advanced technology, refined interiors, and dynamic performance. From the efficient A-Series and versatile Q SUVs to the high-performance RS range and all-electric Audi e-tron models, Audi blends precision, innovation, and contemporary luxury. 

Audi remains a popular choice for Irish drivers who value premium design, advanced technology, and a sophisticated driving experience. 

Yes - its4women provides car insurance for a wide range of Audi models in Ireland. This includes popular choices such as the Audi A1, A3, A4, A6, Q2, Q3, Q5, and fully electric e-tron and Q4 e-tron models. Our policies are designed to suit everyday drivers, whether you own a compact hatchback, executive saloon, family SUV or premium electric Audi. 

We do not currently insure classic or vintage vehicles, so older or specialist Audi models may not be eligible. 

If you don’t see your Audi listed or you’re unsure about eligibility, simply complete a quick online quote and we’ll confirm your cover options instantly. 

In Ireland, every vehicle is placed into an insurance group from 1 to 50. Cars in lower groups typically cost less to insure, while models in higher groups may carry higher premiums due to repair costs, performance capability and overall risk level. 

Audi vehicles fall across a broad range of insurance groups. For example: 

Lower groups: Audi A1, certain A3 variants 
Mid-range groups: Audi A4, Q2, Q3 
Higher groups: A6, Q5, Q7, S-line models, RS performance models and high-spec e-tron variants 

Key factors influencing an Audi’s insurance group include: 

• Vehicle value – Higher-priced or premium trims tend to be assigned to higher groups. 

• Parts and repair costs – Audi components, particularly for quattro or S-line models, can be more expensive to repair or replace. 

• Safety and driver-assist systems – Features such as Audi pre-sense, lane assist and adaptive cruise control may help reduce accident risk and can contribute to a more favourable group rating. 

• Engine size and performance – Turbocharged, quattro and RS-tuned engines generally sit in higher insurance groups due to performance capability. 

• Crash protection and build quality – Strong Euro NCAP ratings and Audi’s robust engineering can support lower group placement in certain models. 

Insurance groups are only one element used to calculate Audi insurance premiums. Your age, driving experience, location, claims history and licence type will also influence the final price. 

Audi car insurance costs vary depending on your driver profile and the model you own. Many mainstream Audi models such as the A1, A3 and Q2 offer good safety features, efficient engines and more affordable repair profiles, which can help keep premiums competitive. 

Larger or higher-spec Audis, including the A6, Q5, Q7, S-line trims and fully electric e-tron models, tend to sit in higher insurance groups. These can be more expensive to insure due to higher repair costs, advanced components and increased performance capability. 

At its4women, we aim to provide competitive pricing, flexible policy options and rewards for safe, claim-free driving - helping Audi owners secure strong value on their car insurance. 

You can get a quick online quote in minutes. 

Audi vehicles are known for their strong build quality, premium engineering and advanced safety features. However, your Audi insurance price will depend on factors such as your age, driving experience, claims history, location and the model you drive. Below are several practical ways that may help reduce the cost of insuring an Audi in Ireland: 

Provide an accurate annual mileage 
If you mainly use your Audi for short commutes, school runs or weekend journeys, ensure your mileage estimate is realistic. Incorrect estimates can affect your premium or complicate claims. 

Improve your Audi’s security 
Although most Audis come with high-quality factory-fitted security features, additional add-ons such as a steering-wheel lock, approved alarm, immobiliser or tracker may help reduce theft risk. Parking in a secure location can also support lower premiums. 

Build and protect your No Claims Bonus 
A strong No Claims Bonus (NCB) can lead to substantial savings on your insurance over time. With optional NCB protection (where available), your discount may be preserved if you need to make certain types of claims, helping you avoid losing years of built-up reductions. 

Consider Black Box (Telematics) insurance 
Telematics insurance monitors driving behaviours such as speed, braking and acceleration. Safe and consistent driving can reward younger or newly qualified Audi drivers with lower premiums at renewal. 

Choose a lower-group Audi model 
Entry-level or lower-powered models such as the A1 or certain A3 variants typically fall into lower insurance groups. Larger SUVs, quattro models, S-line trims and performance versions sit in higher groups and often cost more to insure. 

Add an experienced named driver 
Adding a more experienced named driver may help reduce premiums for younger motorists. However, the main driver must always be the person who uses the car most often. If someone else is listed as the main driver to try to reduce the cost - known as fronting - this is illegal and can invalidate the policy. 

Increase your voluntary excess 
Selecting a higher voluntary excess may reduce your premium, provided you can afford the chosen amount if a claim occurs. 

Yes - we offer cover for hybrid and fully electric Audi vehicles, including the Audi A3 TFSI e, Q5 TFSI e, e-tron, Q4 e-tron and other plug-in hybrid and EV models across the Audi range. 

Audi’s electrified lineup continues to expand, offering lower running costs, reduced emissions and modern driver-assist technology - making Audi EVs and hybrids a popular choice for Irish motorists. 

Get an online quote and we’ll confirm your cover options straight away. 

Hybrid and electric Audi models may sometimes be more expensive to insure, mainly due to the specialist electrical components and high-voltage battery systems involved. Repairs can require manufacturer-approved parts and technicians, which may increase claim costs. 

However, Audi EV and hybrid drivers often benefit from lower day-to-day running costs, reduced motor tax and fewer mechanical servicing needs compared with petrol or diesel vehicles. 

Audi’s expanding EV lineup, such as the e-tron and Q4 e-tron, continues to grow in popularity across Ireland and may offer strong long-term value. 

Yes - young drivers in Ireland can insure an Audi. The cost of young drivers’ insurance will depend on factors such as age, licence type, driving experience, location, claims history and the specific Audi model you choose. 

Entry-level or lower-powered Audi models, such as certain A1 or A3 variants, may be more affordable for younger drivers. Larger models, quattro versions and S-line or performance trims generally sit in higher insurance groups and can be more expensive to insure. 

its4women also offers black box telematics car insurance, which uses a small device to record how the car is driven - including speed, braking, cornering and acceleration. The safer your driving patterns over time, the better your driving score. A strong score can help reduce your car insurance premium at renewal and reward responsible driving. 

Yes - you must have valid car insurance in place to legally test-drive an Audi, or any vehicle, on public roads in Ireland. 

If you are test-driving an Audi at a dealership, some authorised dealers provide temporary demonstration cover for the test drive. This is not guaranteed, so always check whether insurance is included. If the dealer does not provide cover, you will need to have your own motor insurance policy in place. 

If you are test-driving an Audi privately - for example, viewing a used car from a private seller - you must have a policy that allows you to drive another person’s vehicle. Some policies include a “driving other cars” extension, but this typically provides third party only cover, meaning the Audi itself would not be protected against damage. 

If you want full protection during the test drive, consider arranging short-term or temporary car insurance that provides comprehensive cover. 

Yes - maintaining a claim-free driving history allows you to build a No Claims Discount (NCD), which can help reduce the cost of your Audi insurance over time. Each year you remain claim-free can increase your discount. At its4women, we also reward responsible driving with additional benefits, helping Audi drivers maximise long-term value from their cover.