Land Rover Car Insurance

Land Rover is one of the most iconic and respected British automotive brands - trusted by drivers worldwide for capability, luxury, heritage, and true go-anywhere confidence. 

The Land Rover story began in 1948 when the Rover Company introduced its first Land Rover model: the Series I. Inspired in part by the rugged military Jeeps used during World War II, it was engineered for farm work, industry, and challenging terrain. The original model famously used surplus aircraft paint, which meant early Land Rovers were produced in a distinctive light green finish. 

Through the decades, Land Rover expanded its range and reputation, evolving from a utilitarian off-road workhorse into a premium global SUV brand. The introduction of the Range Rover in 1970 marked a defining moment - blending luxury and refinement with serious off-road capability and helping to shape the modern luxury SUV category. 

Land Rover has undergone several ownership changes over its history, with notable chapters under BMW and Ford before joining forces with Jaguar as part of Jaguar Land Rover (JLR), now owned by Tata Motors. Today, JLR continues to build vehicles known for engineering quality, advanced technology, and unmistakable British design. 

Modern Land Rover and Range Rover models  including the Defender, Discovery, Range Rover, Range Rover Sport, Velar, and Evoque - are popular in Ireland for their comfort, towing capability, and versatility. With features like Terrain Response systems, driver-assist technology, and refined interiors, Land Rover vehicles are well-suited for Irish roads, rural driving, and family adventures. 

As the automotive world moves toward electrification, Land Rover is investing in hybrid and electric powertrains, with new EV models on the way - combining future-focused innovation with the brand’s legendary all-terrain DNA. 

Land Rover remains a strong choice for Irish motorists who want confidence in every journey, from school runs and long motorway trips to countryside exploration and coastal escapes. 

Yes - its4women provides car insurance Ireland wide for a broad range of Land Rover and Range Rover models. This includes popular choices such as the Range Rover Evoque, Range Rover Velar, Range Rover Sport, Discovery, Discovery Sport and hybrid or electric models like the Range Rover PHEV and Defender Hybrid. 

Our policies are designed to suit many types of drivers, whether you drive a compact luxury SUV or a full-size premium 4x4. 

We do not currently insure classic or vintage Land Rover vehicles, so older or specialist heritage models may not be eligible. 

If your Land Rover model is not listed, or if you’re unsure about eligibility, simply complete a quick online quote and we’ll confirm your cover options instantly. 

In Ireland, every vehicle is placed into an insurance group from 1 to 50. Lower-group vehicles generally cost less to insure, while higher-group models typically attract higher premiums due to increased repair costs, higher performance and greater overall risk. 

Land Rover and Range Rover models cover a wide range of insurance groups depending on engine, trim level and specification. For example: 

Lower–mid groups: Certain Discovery Sport and Evoque variants 
Mid-range groups: Land Rover Discovery, Defender (select trims) 
Higher groups: Range Rover Sport, Velar, high-output P400e hybrids, full-size Range Rover, performance or luxury-spec models 

Factors that influence a Land Rover’s insurance group include: 

• Vehicle value - Premium SUVs with higher purchase prices typically sit in higher groups because they cost more to repair or replace. 

• Parts and repair costs - Land Rover vehicles use advanced engineering and specialist components, often making repairs more expensive. Higher repair costs generally increase a vehicle’s insurance group. 

• Safety and driver-assist technology - Features such as Terrain Response, adaptive cruise control, autonomous emergency braking and blind-spot monitoring help reduce accident risk and may support more favourable group placement. 

• Engine size and performance - Larger engines, powerful petrol/diesel variants and PHEV models often sit in higher groups due to greater performance capability. 

• Crash protection and build quality - Strong Euro NCAP results and robust safety engineering can contribute to a lower insurance group rating for some models. 

Insurance groups are only part of the pricing calculation. Your final premium will also depend on age, experience, location, claims history and licence type. 

Land Rover car insurance costs vary depending on the model you drive and your personal driver profile. Smaller models such as the Evoque or certain Discovery Sport variants can offer competitive premiums thanks to solid safety features and efficient engines. 

Larger or higher-spec vehicles such as the Range Rover, Range Rover Sport, Defender V6/V8 models or plug-in hybrids often fall into higher insurance groups. These models may cost more to insure due to higher values, complex technology and increased repair costs. 

At its4women, we aim to provide competitive pricing, flexible cover and rewards for safe, claim-free driving - helping Land Rover owners secure strong value on their insurance. 

Click here to get a fast online quote in minutes. 

Land Rover vehicles are known for capability, refinement and advanced safety features, but premiums will still depend on your personal rating factors and the model you drive. The following steps may help reduce insurance costs: 

Provide an accurate annual mileage 
If your Land / Range Rover is used mainly for commuting or local trips, ensure your mileage estimate is realistic. Incorrect mileage can influence premium calculations and may complicate claims. 

Improve your Land Rover’s security 
Although most Land Rovers and Range Rovers include strong security systems, additional measures such as steering-wheel locks, approved alarms, immobilisers or trackers can reduce theft risk. Parking securely may also help lower premiums. 

Build and protect your No Claims Bonus (NCB) 
Each claim-free year can reduce your car insurance premium. Optional NCB protection (where available) helps preserve your discount if certain claims occur. 

Consider Black Box (Telematics) insurance 
Telematics insurance records driving behaviours such as speed, acceleration, braking and cornering. Safe, consistent driving can lead to lower renewal premiums, especially for younger or newly qualified drivers. 

Choose a lower-group Land Rover model 
More compact or lower-powered models such as certain Evoque or Discovery Sport variants generally sit in lower groups. Full-size Range Rovers, high-spec Defenders or PHEV versions site in higher groups and typically cost more to insure. 

Add an experienced named driver 
Adding a more experienced driver may reduce premiums for younger motorists. However, the main driver must always be the primary user of the vehicle. “Fronting” (listing someone else as the main driver) is illegal and invalidates cover. 

Increase your voluntary excess 
Selecting a higher excess can reduce your premium, provided the amount is affordable if a claim occurs. 

Yes - we provide cover for hybrid and fully electric Land Rover and Range Rover models, including the Range Rover PHEV, Range Rover Sport PHEV, Defender Hybrid and the latest plug-in hybrid versions across the Land Rover range. 

These vehicles offer lower running costs, reduced emissions and advanced safety technology, making them increasingly popular among Irish drivers. 

Get an online quote and we’ll confirm your cover options instantly. 

Hybrid and electric Land Rover models can sometimes cost slightly more to insure due to the high-voltage batteries and specialist components involved, which can be more expensive to repair or replace. 

However, many drivers still benefit from reduced fuel use, lower motor tax and fewer mechanical servicing requirements compared to petrol or diesel models. 

Land Rover’s expanding electrified range - including PHEV versions of the Range Rover, Defender and Discovery Sport is gaining popularity across Ireland and may offer strong long-term value. 

Yes - young drivers in Ireland can insure a Land Rover or Range Rover. The cost of young driver car insurance will depend on factors such as age, licence type, driving experience, claims history, location and the specific model you choose. 

Lower-powered or smaller Land Rover models such as selected Range Rover Evoque or Discovery Sport variants may offer more affordable premiums. Larger SUVs, luxury trims and high-performance engines typically sit in higher insurance groups and are more expensive to insure. 

its4women also offers Black Box telematics insurance for young drivers. A small device records driving behaviours including speed, braking and acceleration, and insurers use this data to understand how safely you drive. Consistently safe driving can help secure lower renewal premiums, while also supporting young motorists as they build confidence and develop safer driving habits. 

Yes - you must have valid car insurance to legally test-drive a Land Rover or Range Rover on public roads in Ireland. 

At a dealership: Some dealers provide temporary demonstration cover, but this is not guaranteed. Always confirm whether insurance is included. If not, you will need your own motor insurance policy. 

Private test drives: If viewing a used Land Rover or Range Rover from a private seller, your insurance policy must allow you to drive another person’s vehicle. A “driving other cars” extension usually provides third party only cover, meaning the Land Rover itself would not be covered for damage. 

For full protection: Consider temporary or short-term insurance that provides comprehensive cover for the test drive. 

Yes - if you maintain a claim-free driving record, you can build a No Claims Bonus (NCB) or No Claims Discount (NCD), which may help reduce the cost of your Land Rover or Range Rover insurance over time. 

At its4women, we also reward safe and responsible driving with additional benefits, helping Land Rover and Range Rover drivers maximise long-term value from their cover.