Usually Lowers Your Premium
Experienced drivers with clean driving history
Parents or older family members
Drivers over 25 with five years of driving experience
Named Driver Insurance
Add specific people to your car insurance policy, giving them legal permission to drive your vehicle with full comprehensive coverage. Perfect for families sharing vehicles
Named Driver Car Insurance
Add specific people to your car insurance policy, giving them legal permission to drive your vehicle with full comprehensive coverage. Perfect for families sharing vehicles
Named Driver Car Insurance
Add specific people to your car insurance policy, giving them legal permission to drive your vehicle with full comprehensive coverage. Perfect for families sharing vehicles
How Named Driver Insurance Works
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy. The vehicle’s owner must be the main policyholder and primary driver on the policy.
How Named Driver Insurance Works
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy. The vehicle’s owner must be the main policyholder and primary driver on the policy.
How Named Driver Insurance Works
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy. The vehicle’s owner must be the main policyholder and primary driver on the policy.
How Named Driver Insurance Works
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy. The vehicle’s owner must be the main policyholder and primary driver on the policy.
Named Driver Insurance Explained
Explicit Authorisation
Your policy explicitly lists every person authorised to drive your insured vehicle. Each named driver receives the same comprehensive coverage as the main driver.
Main Driver Priority
The main driver is typically the person who uses the car most frequently, while additional drivers are family members, spouses, or other regular users.
No Unlisted Coverage
If someone not named on your policy drives your car and has an accident, they will not be covered under your car insurance policy.
Named Driver Insurance Explained
Explicit Authorisation
Your policy explicitly lists every person authorised to drive your insured vehicle. Each named driver receives the same comprehensive coverage as the main driver.
Main Driver Priority
The main driver is typically the person who uses the car most frequently, while additional drivers are family members, spouses, or other regular users.
No Unlisted Coverage
If someone not named on your policy drives your car and has an accident, they will not be covered under your car insurance policy.
Swipe to see more
Named Driver Insurance Explained
Explicit Authorisation
Your policy explicitly lists every person authorised to drive your insured vehicle. Each named driver receives the same comprehensive coverage as the main driver.
Main Driver Priority
The main driver is typically the person who uses the car most frequently, while additional drivers are family members, spouses, or other regular users.
No Unlisted Coverage
If someone not named on your policy drives your car and has an accident, they will not be covered under your car insurance policy.
Swipe to see more
Named Driver Insurance Explained
Explicit Authorisation
Your policy explicitly lists every person authorised to drive your insured vehicle. Each named driver receives the same comprehensive coverage as the main driver.
Get a Quote
Main Driver Priority
The main driver is typically the person who uses the car most frequently, while additional drivers are family members, spouses, or other regular users.
Get a Quote
No Unlisted Coverage
If someone not named on your policy drives your car and has an accident, they will not be covered under your car insurance policy.
Get a Quote
Swipe to see more
Cost Impact of Adding Named Drivers
Many car insurance customers find they can save money by adding a parent as a named driver, especially younger drivers facing high initial premiums.
Usually Raises Your Premium
Young drivers or new drivers
Inexperienced drivers under 25
Anyone with claims history or driving violations
Named Driver Insurance Benefits
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy.
Comprehensive Coverage
Named drivers receive full comprehensive cover, including theft protection and accident coverage at the same level as the main policyholder.
Flexibility
Perfect for families sharing vehicles or couples who both need to drive the same car occasionally.
Cost Control
Adding low-risk drivers can reduce overall insurance costs, while you maintain complete control over who's covered under your policy.
Named Driver Insurance Benefits
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy.
Comprehensive Coverage
Named drivers receive full comprehensive cover, including theft protection and accident coverage at the same level as the main policyholder.
Flexibility
Perfect for families sharing vehicles or couples who both need to drive the same car occasionally.
Cost Control
Adding low-risk drivers can reduce overall insurance costs, while you maintain complete control over who's covered under your policy.
Swipe to see more
Named Driver Insurance Benefits
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy.
Comprehensive Coverage
Named drivers receive full comprehensive cover, including theft protection and accident coverage at the same level as the main policyholder.
Flexibility
Perfect for families sharing vehicles or couples who both need to drive the same car occasionally.
Cost Control
Adding low-risk drivers can reduce overall insurance costs, while you maintain complete control over who's covered under your policy.
Swipe to see more
Important Limitations To Consider
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy.
No Claims Discount
Named drivers typically don’t build their own no claims bonus or claims discount, even after years of claim-free driving. The no claims discount stays with the main policyholder.
Limited Coverage
Named driver insurance offers no protection for unlisted drivers, even in emergencies.
Age Restrictions
Most insurers impose age restrictions and may limit the number of named drivers per policy.
Important Limitations To Consider
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy.
No Claims Discount
Named drivers typically don’t build their own no claims bonus or claims discount, even after years of claim-free driving. The no claims discount stays with the main policyholder.
Limited Coverage
Named driver insurance offers no protection for unlisted drivers, even in emergencies.
Age Restrictions
Most insurers impose age restrictions and may limit the number of named drivers per policy.
Save More on Your Insurance
Up to 65% no claims discount plus 10% off online.
Swipe to see more
Important Limitations To Consider
A named driver insurance policy explicitly lists every person authorised to drive the insured vehicle. If someone not named drives your car and has an accident, they will not be covered under your car insurance policy.
No Claims Discount
Named drivers typically don’t build their own no claims bonus or claims discount, even after years of claim-free driving. The no claims discount stays with the main policyholder.
Limited Coverage
Named driver insurance offers no protection for unlisted drivers, even in emergencies.
Age Restrictions
Most insurers impose age restrictions and may limit the number of named drivers per policy.
Save More on Your Insurance
Up to 65% no claims discount plus 10% off online.
Swipe to see more
When Named Driver Insurance Makes Sense
Named driver insurance can be useful if you regularly share a car with family, want to help a young driver gain experience, or need occasional cover for a spouse or partner. Always be honest about who drives the car most, as naming the wrong main driver can be considered fraud.
It is also worth considering the long-term impact. A named driver may save money now, but they will not build their own no-claims bonus. Compare this option with separate policies to decide what works best.
When Named Driver Insurance Makes Sense
Named driver insurance can be useful if you regularly share a car with family, want to help a young driver gain experience, or need occasional cover for a spouse or partner. Always be honest about who drives the car most, as naming the wrong main driver can be considered fraud.
It is also worth considering the long-term impact. A named driver may save money now, but they will not build their own no-claims bonus. Compare this option with separate policies to decide what works best.
When Named Driver Insurance Makes Sense
Named driver insurance can be useful if you regularly share a car with family, want to help a young driver gain experience, or need occasional cover for a spouse or partner. Always be honest about who drives the car most, as naming the wrong main driver can be considered fraud.
It is also worth considering the long-term impact. A named driver may save money now, but they will not build their own no-claims bonus. Compare this option with separate policies to decide what works best.
When Named Driver Insurance Makes Sense
Named driver insurance can be useful if you regularly share a car with family, want to help a young driver gain experience, or need occasional cover for a spouse or partner. Always be honest about who drives the car most, as naming the wrong main driver can be considered fraud.
It is also worth considering the long-term impact. A named driver may save money now, but they will not build their own no-claims bonus. Compare this option with separate policies to decide what works best.
Ready To Get Started?
Ready To Get Started?
Named driver car insurance provides clear, comprehensive protection when multiple people need to drive the same vehicle. Understanding the benefits and limitations helps you decide if it's the right fit for your situation and driving needs.
its4women Blog
Am I Insured to Drive Other Cars in Ireland? Rules Explained
Not sure if you’re insured to drive other cars in Ireland? This guide explains DOC cover, policy rules, learner restrictions, legal risks and more.
Read More
What is Step Back Bonus Protection - and How Does it Work?
Step Back Bonus Protection explained: keep part of your No Claims Bonus after a claim and enjoy peace of mind with its4women car insurance.
Read More
What Is Fully Comprehensive Car Insurance Cover?
What Is Fully Comprehensive Car Insurance Cover. Learn more.
Read More
its4women Blog
Am I Insured to Drive Other Cars in Ireland? Rules Explained
Not sure if you’re insured to drive other cars in Ireland? This guide explains DOC cover, policy rules, learner restrictions, legal risks and more.
Read More
What is Step Back Bonus Protection - and How Does it Work?
Step Back Bonus Protection explained: keep part of your No Claims Bonus after a claim and enjoy peace of mind with its4women car insurance.
Read More
What Is Fully Comprehensive Car Insurance Cover?
What Is Fully Comprehensive Car Insurance Cover. Learn more.
Read More
its4women Blog
Am I Insured to Drive Other Cars in Ireland? Rules Explained
Not sure if you’re insured to drive other cars in Ireland? This guide explains DOC cover, policy rules, learner restrictions, legal risks and more.
Read More
What is Step Back Bonus Protection - and How Does it Work?
Step Back Bonus Protection explained: keep part of your No Claims Bonus after a claim and enjoy peace of mind with its4women car insurance.
Read More
What Is Fully Comprehensive Car Insurance Cover?
What Is Fully Comprehensive Car Insurance Cover. Learn more.
Read More
Swipe to see more
Company
Insurance
We use cookies on this website, more info can be found here. Copyright © 2024 MCL Insurance Services (Ireland) Limited. All rights reserved. MCL Insurance Services (Ireland) Limited trading as Its4women.ie is regulated by the Central Bank of Ireland.
