Honda car Insurance

Honda is a Japanese car brand admired by Irish drivers for its reliability, efficiency, and innovative engineering. 

Founded in Hamamatsu, Japan, in 1948 by Soichiro Honda and Takeo Fujisawa, the Honda Motor Company began as a small manufacturer of motorised bicycles before evolving into one of the world’s most respected automotive and motorcycle brands. 

Honda quickly built a reputation for precision engineering and technical excellence, becoming the world’s largest motorcycle producer by the 1960s and expanding into car manufacturing with the launch of models such as the T360 mini-truck and the S500 sports car. By the 1970s, Honda was recognised globally for its innovative technology and fuel-efficient vehicles, including the Civic and Accord, which became household names around the world. 

Honda’s commitment to innovation and the environment helped shape the modern car industry. The company introduced pioneering low-emission engines in the 1970s, launched one of the first hybrid cars - the Honda Insight - in 1999, and continues to lead the way with advanced hybrid and electric technology today. 

In Ireland, Honda is a popular choice for drivers who value dependability, performance, and low running costs. Models such as the Civic, Jazz, HR-V, and CR-V are known for their quality craftsmanship, safety, and comfort - making Honda one of the most trusted brands on Irish roads. 

Today, the Honda Motor Company continues to push boundaries with intelligent safety systems, self-charging hybrid powertrains, and electric innovations like the Honda e. Honda remains one of Ireland’s most respected car brands - combining cutting-edge technology with the reliability and peace of mind that drivers have trusted for generations. 

Yes - its4women provides car insurance Ireland wide for a broad range of Honda models. This includes popular choices such as the Honda Jazz, Civic, HR-V, CR-V and Honda’s self-charging hybrid range, including the Jazz Hybrid, Civic e:HEV and HR-V e:HEV. 

Our policies are designed for a wide variety of drivers, whether you own a compact city car, a family SUV or a modern hybrid Honda. 

We do not currently insure classic or vintage vehicles, so older or specialist Honda models may not be eligible for cover. 

If you’re unsure whether your Honda qualifies, simply complete a quick online quote  

In Ireland, every car is placed into an insurance group from 1 to 50. Lower-group vehicles typically cost less to insure, while models in higher insurance groups may attract higher premiums due to repair costs, performance levels or perceived risk. 

Honda vehicles fall across a wide range of groups depending on the model and specification. For example: 

Lower groups: Honda Jazz, older Civic models 
Mid-range groups: Honda Civic (newer variants), HR-V 
Higher groups: Honda CR-V, higher-spec hybrid versions, performance-oriented Civic variants 

A Honda’s insurance group is determined by factors such as: 

• Vehicle value - Higher-priced or top-spec trims generally fall into higher groups. 

• Parts and repair costs - Hybrid systems and advanced components may increase repair costs for certain Honda models. 

• Safety and driver-assist technology - Features such as Honda Sensing (Collision Mitigation Braking System, Lane Keeping Assist, Adaptive Cruise Control) can help reduce accident risk and may support more favourable grouping. 

• Engine size and performance - More powerful versions, such as certain Civic variants, are typically placed in higher insurance groups. 

• Crash test ratings - Strong Euro NCAP results and Honda’s proven safety engineering can contribute to lower group ratings. 

Insurance groups are only one part of how motor insurance premiums are calculated. Your age, driving experience, location, claims history and licence type also influence your final car insurance quote. 

Honda car insurance prices vary depending on your model and personal profile. Many popular Honda vehicles such as the Jazz, Civic and HR-V offer excellent safety records, strong reliability and efficient engines, which can help keep premiums competitive. 

Larger or higher-spec Honda models, including some CR-V variants and certain hybrid trims, may fall into higher insurance groups due to higher repair costs or more advanced components. 

At its4women, we focus on competitive pricing, flexible cover options and rewards for safe, claim-free driving - helping Honda owners get strong long-term value from their vehicle policy. 

Click here to get a fast online quote in minutes. 

Honda vehicles are known for reliability, safety and strong resale value, but your insurance premium will still depend on your age, experience, claims history, location and the Honda model you drive. Here are practical ways to help reduce Honda insurance costs in Ireland: 

Provide an accurate annual mileage 

If you primarily use your Honda for commuting, school runs or local journeys, ensure your mileage reflects that. Over or under-estimating mileage can affect your premium and may complicate claims. 

Improve your Honda’s security 

Although many Hondas feature robust factory-fitted security systems, extra measures such as a steering-wheel lock, approved alarm, immobiliser or GPS tracker can help reduce theft risk. Parking securely may also help lower your premium. 

Build and protect your No Claims Bonus 

A strong No Claims Bonus (NCB) can significantly reduce long-term insurance costs. Optional NCB protection (where available) may help preserve your discount if certain claims occur. 

Consider Black Box (Telematics) insurance 

Telematics insurance monitors driving habits such as speed, braking and acceleration. Safe, consistent driving patterns can help younger or newly licensed Honda drivers secure lower renewal premiums. 

Choose a lower-group Honda model 

Smaller or lower-powered Hondas, such as the Jazz or specific Civic versions, typically fall into lower insurance groups. Larger SUVs or higher-spec hybrid trims may cost more to insure. 

Add an experienced named driver 

Adding a more experienced named driver can lower premiums for younger motorists. However, the main driver must always be the person who drives the car most often. Listing someone else as the main driver (fronting) is illegal and invalidates cover. 

Increase your voluntary excess 

Opting for a higher excess may reduce your premium, provided the amount is realistic for your budget if a claim occurs. 

Yes - we offer car insurance for a wide range of Honda hybrid and electrified models, including the Honda Jazz Hybrid, Civic e:HEV, HR-V e:HEV and CR-V Hybrid.  

Honda’s hybrid models are widely used in Ireland, and the brand’s electrified options continue to grow in popularity as more Irish drivers move towards lower-emission vehicles. 

Get a quick online quote and we’ll confirm your cover options immediately. 

Hybrid and electric Honda models may sometimes cost slightly more to insure because their battery systems, electrical components and specialised parts can be more expensive to repair or replace. However, many drivers still benefit overall from lower fuel costs, reduced motor tax and fewer traditional mechanical servicing needs compared with petrol or diesel engines. 

Honda’s electrified lineup including the Jazz Hybrid, Civic e:HEV, HR-V e:HEV, CR-V Hybrid and Honda’s limited EV options continues to grow in popularity and may offer strong long-term value for Irish motorists. 

Yes - young drivers in Ireland can take out Honda young driver insurance. Premiums will depend on age, licence type, driving experience, claims history, location and the Honda model you drive. 

Entry-level or lower-powered Hondas, such as the Jazz or certain Civic versions, are often more affordable for younger motorists. Larger SUVs or higher-spec hybrid trims typically sit in higher insurance groups and may cost more to insure. 

its4women also provides Black Box insurance for young drivers, where a small device records key driving behaviours such as speed, braking and acceleration. Safer driving leads to a stronger driving score, which can help reduce premiums at renewal and encourage good driving habits. 

Yes - you must have valid motor insurance to legally test-drive a Honda, or any vehicle, on public roads in Ireland. 

At a Honda dealership, some retailers may provide temporary demonstration cover for test drives. This is not guaranteed, so always confirm whether insurance is included. If the dealer does not supply cover, you will need your own motor insurance. 

If you are test-driving a Honda privately - for example, when viewing a used car from a private seller - you must have a policy that allows you to drive another person’s car. Some policies include a “driving other cars” (DOC) extension, but this typically provides third-party only cover, meaning the Honda would not be covered for damage. 

For full protection, consider taking out temporary or short-term insurance that includes comprehensive cover. 

Yes - if you maintain a claim-free driving history, you can build a No Claims Discount (NCD), which may help reduce the cost of your Honda insurance. Each year you remain claim-free can increase your discount. At its4women, we also reward responsible driving with additional benefits, helping Honda drivers maximise value from their policy.