Tesla Car Insurance

The cost of car insurance in Ireland for Tesla’s can be higher than average due to the advanced technology and specialist parts used in Tesla vehicles. Repairs often require approved technicians and genuine Tesla components, which can make claims more expensive. 

Because Teslas are high-value electric cars with sophisticated systems like Autopilot, large digital displays, and complex battery structures, insurers view them as higher repair risks compared to standard vehicles. Replacement parts and labour can also be more costly due to limited availability in Ireland. 

However, your individual car insurance premium will still depend on key factors such as your age, driving experience, location, driving history, and the specific Tesla model you drive. For example, a Model 3 may cost less to insure than a Model S or Model X because it sits in a lower insurance group. Insurers classify cars into groups numbered from 1 to 50 - with group one being the cheapest to insure, and prices increasing in higher insurance groups. 

Your Eircode can also affect your premium. For instance, Tesla insurance in Dublin is often more expensive than in rural areas such as Donegal or Wicklow, where traffic and claim rates tend to be lower. 

At its4women, we calculate your premium based on your personal details – so you only pay for the cover that fits your lifestyle. Plus, customers can earn reward credits that help reduce the cost of future Tesla car insurance renewals. 

Get a personalised Tesla car insurance quote online today and see how much you could save. 

Tesla vehicles offer advanced safety systems, strong performance and cutting-edge technology, but insurance premiums will still depend on factors such as age, driving experience, location, claims history and the Tesla model you drive. Here are practical steps that may help reduce the cost of Tesla insurance in Ireland: 

Provide an accurate annual mileage 
If you mainly use your Tesla for commuting, school runs or local driving, ensure your mileage estimate is realistic. Incorrect mileage whether understated or overstated can influence your premium and may cause issues if you need to make a claim. 

Improve your Tesla’s security 
Teslas come equipped with robust built-in security features such as Sentry Mode, PIN-to-Drive and GPS tracking. You can further reduce theft risk by enabling these features, parking in secure areas and using additional deterrents where appropriate. Stronger security can support lower premiums. 

Build and protect your No Claims Bonus (NCB) 
A clean claims history is one of the most effective ways to reduce the cost of Tesla insurance over time. Optional NCB protection (where available) can help preserve your discount if certain claims arise. 

Consider Black Box (Telematics) insurance 
Telematics policies record driving behaviours such as speed, acceleration, braking and cornering throughout the policy term. Insurers use this data to assess how safely the vehicle is being driven. Consistently safe driving can help younger or newly qualified Tesla drivers qualify for lower renewal premiums. 

Choose a lower-group Tesla model 
Different Tesla models sit in different insurance groups. The Model 3 and some entry-level Model Y variants generally fall into lower insurance groups compared with Long Range or Performance versions. Higher-performance models, or trims with more powerful motors and higher replacement costs, typically sit in higher groups and are therefore more expensive to insure.  

Add an experienced named driver 
Adding a more experienced named driver may help younger motorists access lower premiums. However, the main driver must always be the person who primarily uses the vehicle. Listing someone else as the main driver - known as fronting - is illegal and invalidates the policy. 

Increase your voluntary excess 
Selecting a higher voluntary excess can reduce your premium, provided the amount is still affordable if you need to make a claim. 

Electric vehicles have fewer moving parts than petrol or diesel cars, which can make general maintenance simpler. However, Teslas can be more expensive to service or repair due to their advanced technology and specialist components. 

Official Tesla servicing may cost more than some other EV brands, as many parts - including sensors, panels, and the high-voltage battery are unique to Tesla. That said, you can have your Tesla serviced at an official Tesla Service Centre or a qualified EV garage. Always check reviews and ensure technicians are certified for electric vehicles. 

Repair costs vary depending on what needs attention. Replacing smaller items like wipers or seatbelts is relatively inexpensive, while major components such as the main traction battery can be costly. 

Charging a Tesla in Ireland is generally quite affordable compared to refuelling a petrol or diesel car. The total cost depends on a few factors - including the type of charger you use, your home electricity tariff, and the size of your Tesla’s battery. 

If you charge your Tesla at home overnight on a discounted electricity rate, it can cost as little as €8–€12 for a full charge, depending on your model and tariff. Public fast chargers are usually more expensive - typically between €0.40 and €0.70 per kWh, meaning a full charge on a Model 3 might cost around €25–€30. 

Tesla Superchargers offer high-speed charging and are ideal for longer journeys, but their rates vary by location and time of use. You can check exact pricing in the Tesla app before starting a session. 

While costs vary, electric charging remains far cheaper than fuel overall - and with Ireland’s growing EV infrastructure, it’s becoming even easier and more economical to keep your Tesla powered. 

EV stands for electric vehicle - a car powered entirely by electricity instead of petrol or diesel. EVs use large rechargeable lithium-ion batteries to power an electric motor, producing zero tailpipe emissions and delivering a smooth, quiet drive. 

All Teslas are fully electric vehicles (EVs). They use advanced lithium-ion battery packs similar to those found in smartphones or laptops but much larger, designed for high performance and long driving range. You can charge your Tesla at home using a wall charger or on the road at public charging stations, including Tesla’s Supercharger network across Ireland. 

Like any electric vehicle, it’s important to plan ahead and keep your Tesla charged - ideally overnight at home or at one of Ireland’s many public charging stations. Running out of charge completely can leave you stranded and in need of roadside assistance. 

Yes - young drivers in Ireland can get Tesla car insurance, but the cost of cover will depend on a few key factors. 

Insurers consider your age, licence type, driving experience, driving history and the Tesla model you drive. Because Teslas are high-value electric vehicles with advanced technology and expensive parts, vehicle insurance premiums can be higher than for standard petrol or diesel cars - especially for younger drivers. 

However, smaller or lower-powered models like the Tesla Model 3 can be more affordable to insure than premium versions such as the Model S or Model X. 

The good news? its4women offers young driver car insurance with telematics (black box) options, helping you prove safe driving habits and lower your premium over time - even if you’re driving a Tesla. 

Yes - Teslas are known for their excellent driving range compared to most electric vehicles. The exact range depends on the model you drive. For example, the 2024 Tesla Model Y has an average range of around 387 miles / 623 Kilometres (according to the Tesla website), while the 2024 Tesla Model 3 can travel up to 436 miles / 702 kilometres on a full charge (according to Tesla’s website). 

It’s always worth checking the official range for your model before buying or insuring your car, as figures can vary slightly between versions. 

Like all EVs, a Tesla’s real-world range can be affected by factors such as weather conditions, driving speed, and the use of air conditioning or heating. Cold weather, for example, can temporarily reduce range, especially on longer trips around Ireland. 

Yes - you’ll need to have valid car insurance in place before test driving a Tesla. 

If you’re booking a test drive through an official Tesla showroom in Ireland, the dealership usually provides temporary insurance cover for the duration of the test drive - but it’s always best to confirm this before getting behind the wheel. 

If you’re buying privately or test driving a used Tesla, you’ll need your own insurance to legally drive the car. Some policies include a “driving other cars” extension, but this typically only provides third-party cover, meaning any damage to the Tesla itself would not be protected. 

For full peace of mind, it’s best to arrange temporary or test-drive insurance that offers comprehensive cover, ensuring both you and the Tesla are fully protected in the event of an accident. 

Yes - if you maintain a claim-free driving record, you can build a No Claims Bonus (NCB), also known as a No Claims Discount (NCD). This discount may help reduce the cost of your Tesla car insurance over time. 

At its4women, we also reward safe and responsible driving with additional benefits, helping Tesla drivers maximise long-term value from their cover. 

Tesla is a global leader in electric vehicles - and one of the fastest-growing car brands among Irish drivers. 

Tesla Motors is an American company best known for its electric cars and clean energy innovations. Founded in 2003 by engineers Martin Eberhard and Marc Tarpenning, with Elon Musk joining as CEO in 2008, Tesla has become one of the world’s most valuable and recognised automotive brands. 

The company produces four key and popular tesla models for the Irish and European markets - the Model S, Model 3, Model X and Model Y - each combining electric performance with advanced safety technology and minimalist design. Tesla electric vehicles feature unique systems such as Autopilot driver assistance, over-the-air software updates, and advanced air filtration for cleaner, safer journeys.