*Offer includes a 10% online discount on this year’s policy. Subject to a maximum discount of €100. Subject to eligibility and minimum premium requirements. Offer available to new customers in the Republic of Ireland only. Full terms and conditions available here.
Women’s Car Insurance with Super Benefits
Our car insurance for women is designed to offer more than just great value, it delivers real peace of mind, practical protection, and flexible cover tailored to your needs. Whether you’re renewing or switching, its4women.ie has everything you need to feel confident and supported on the road.
1. Step-Back No Claims Bonus:
Protect part of your no claims discount — even if you have to make a claim. With step-back protection, you won’t lose your full bonus after one incident.
2. Windscreen Cover:
Repair or replace your windscreen without affecting your no claims discount.
3. Cover You Can Trust:
Protection against fire, theft, and accidental damage — real cover for real life.
4. Personal Accident Cover:
Provides financial support in case of serious injury to you and/or your spouse.
5. Legal Expenses Cover:
Covers legal costs and expenses if you're involved in an accident.
6. Named Driver Cover:
Add a partner, family member, or friend to your policy — flexible cover for the people who share your drive.
7. Safe & Secure Online Access:
Easily manage your policy anytime through our secure online customer portal.
Customise Your Cover with Smart Add-Ons
Want extra peace of mind?
Our flexible add-ons let you personalise your women’s car insurance to match your lifestyle, so you get the protection you need, and only pay for what matters most including;
- Breakdown Assistance
- Emergency Overnight Accommodation
- Protected No Claims Discount
Car Insurance That's Right For You
Every driver is different, and your insurance should be too.
With our flexible comprehensive policies, or adding a named driver which could help reduce your premium.
Comprehensive Car Insurance
Complete protection for your vehicle, covering damage, theft, and third-party liability.
No Claims Discount
Save more each year you drive claim-free with increasing premium discounts.
What Our Customers Say
Join thousands of happy drivers who've chosen us for their car insurance and rated us highly for service, value, and peace of mind!
So easy to complete. Got my car insurance at a very competitive price. Very happy!
John Kenneally
Easy way to renew your car insurance, with a great renewal price! Very happy - price is a bargain!
Suzanne Harris
I've been with its4women for years - always a great experience. Quick renewals and unbeatable prices!
Monique Pendred
Policies and Documents
Full policy terms and conditions can be found in the Policy Booklet
Women's Car Insurance FAQs
Find answers to frequently asked questions about its4women car insurance in Ireland.
Why is car insurance for women cheaper than for men?
While insurers can no longer use gender to determine prices, statistics show that women often have fewer
claims or drive smaller, lower-risk cars - which can lead to lower premiums overall.
However, your price is based on individual factors like your age, car type, driving history, and cover level - not your gender alone.
What is the EU insurance gender ruling?
The EU Gender Directive, introduced in 2012, made it illegal for insurers to price policies based solely on gender.
So while its4women.ie may appeal to women through branding and customer experience, quotes are based on
individual risk, not whether you're male or female.
Are there benefits to taking out a car insurance policy for women?
Yes - at its4women.ie, we've built our platform around speed, ease, and flexibility, which research shows many
female customers value.
You can expect:
· Fast online quotes and renewals
· Optional telematics cover for safer drivers
· Flexible payment options
· Great customer support through our portal
And of course, men are welcome too - it's the same quality cover for everyone.
How can I get cheaper car insurance for women?
Here are a few tips to help reduce your premium:
. Choose a smaller or lower-risk car
. Add an experienced named driver (if suitable)
. Avoid penalty points and claims
· Consider a telematics policy to reward safe driving
. Pay annually if possible (it's often cheaper than monthly)
Get your best quote in minutes at its4women.ie.
What car insurance cover do women in Ireland need?
That depends on your lifestyle and driving habits. Here's a quick guide:
· Comprehensive: Best protection - covers damage to your car, even if you're at fault
. Third Party Fire & Theft: Budget-friendly with theft and fire protection
. Third Party Only: Meets legal requirements but doesn't cover your own car
How do I get a Green Card?
Green Cards can be requested by contacting its4women before travelling. They're generally not required within
the EU but may be needed elsewhere.
Can I add my partner or other family members to my policy?
Yes - you can add named drivers to your policy during the quote or anytime through your online portal.
Just remember: their age, licence type, and driving record may impact your price. Adding a more experienced
driver can sometimes help lower the premium.
Should I consider black box or telematics insurance?
Yes - if you're a confident, safe driver, telematics can reward you with a better price at renewal. It's especially
popular among:
· New or younger drivers
· Low-mileage drivers
· Anyone who wants feedback on their driving
Your premium is based on the number of kilometres you buy and how well you drive.
Does being a stay-at-home mum affect my car insurance premium?
Your occupation can affect your premium - but it's just one of many factors. Being a stay-at-home parent
doesn't automatically increase or reduce your premium.
We'll look at the full picture: your driving history, car type, usage, location, and more to give you a fair, competitive quote.
Useful Car News, Tips and Guides
